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Single Family ResidenceResidential
$303,489$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $295,000 on Jan 5, 2026

428 S MAIN ST

MONTGOMERY, IL 60538
3
Beds
1
Baths
1,672 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$303K
$277K low$330K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$295,000 · Jan 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,117 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$78,037 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$11,378
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,659
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$71,338
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$234,205

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyKANE
Lot (acres)The size of the land the home sits on, from county records.0.20
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Nicholson Elementary SchoolD+
Elementary · Grades KG–5 · 0.6 mi
M
Washington Middle SchoolC-
Middle · Grades 6–8 · 2.5 mi
H
West Aurora High SchoolC-
High · Grades 9–12 · 2.6 mi

District: Aurora West Unit School District 129

Neighborhood · ZIP 60538These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.95
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.29,644
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,993 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,697
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$100,549
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 S Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 69% of homes in Kane County
  • Costs less per square foot than 79% of homes in Kane County
  • Older than 98% of homes in Montgomery 60538

What homes are worth in Montgomery 60538

Each bar is how many homes fall in that price range. The marker is this home.

This home
$215K$485K

This home is worth more than 43% of homes in Montgomery 60538.

How it measures up in Montgomery 60538

The dot is this home. The mark in the middle is the typical home in Montgomery 60538.

Estimated value$303,489
CheaperTypical $317,920Pricier

Pricier than 43% of homes nearby

Price per ft²$182
CheaperTypical $199Pricier

Pricier than 34% of homes nearby

Living area1,672 ft²
SmallerTypical 1,624 ft²Bigger

Bigger than 53% of homes nearby

Lot size0.2 ac
SmallerTypical 0.21 acBigger

Bigger than 44% of homes nearby

Year built1920
OlderTypical 1999Newer

Newer than 2% of homes nearby

How 428 S Main St ranks against every home in each area.
MeasureThis homeMontgomery 60538Kane County
Estimated valuepricier than$303,48943% of homes31% of homes
Price per ft²pricier than$18234% of homes21% of homes
Living areabigger than1,672 ft²53% of homes47% of homes
Lot sizebigger than0.2 ac44% of homes36% of homes
Year builtnewer than19202% of homes11% of homes

About 428 S Main St

How much is 428 S Main St, Montgomery, IL worth?

The TopHap Estimate for 428 S Main St, Montgomery, IL is $303,489 as of Sep 24, 2026. The likely range is $277,422 to $329,556. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 S Main St, Montgomery, IL last sell?

428 S Main St, Montgomery, IL last sold on Jan 5, 2026 for $295,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 428 S Main St, Montgomery, IL?

428 S Main St, Montgomery, IL has 3 bedrooms, 1 bathrooms, 1,672 square feet of living space and a 0.20-acre lot.

When was 428 S Main St, Montgomery, IL built?

428 S Main St, Montgomery, IL was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 428 S Main St, Montgomery, IL?

428 S Main St, Montgomery, IL is assigned to Nicholson Elementary School (elementary), rated D+; Washington Middle School (middle), rated C-; West Aurora High School (high), rated C-. All sit in Aurora West Unit School District 129. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 S Main St, Montgomery, IL compare to other homes in Montgomery 60538?

Among the 9,147 homes in Montgomery 60538, it is worth more than 43% of them ($303,489 against a typical $317,920), its price per square foot is higher than 34% of them ($182 against a typical $199), it is bigger than 53% of them (1,672 ft² against a typical 1,624 ft²), its lot is bigger than 44% of them (0.2 ac against a typical 0.21 ac) and it is newer than 2% of them (1920 against a typical 1999). Measured against all of Kane County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 S Main St, Montgomery, IL?

The 2025 property tax bill for 428 S Main St, Montgomery, IL was $4,117. The county assessed it at $78,037.

More homes on S Main St

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Assigned schools

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