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Single Family ResidenceResidential
$7,476,999$1,410 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

428 SANTA ROSA LN

SANTA BARBARA, CA 93108
4
Beds
5.8
Baths
5,303 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
2005
Year BuiltThe year the home was originally built, according to county records.

Valuation

$7.5M
$6.6M low$8.3M high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$46,274 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$4,416,197 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,907,426
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,508,771
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$4,329,606

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.55
68
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
83
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
20
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
40
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
66
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.8 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySANTA BARBARA
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Montecito Union Elementary SchoolA+
Elementary · Grades KG–6 · 0.3 mi
M
Santa Barbara Junior High SchoolD+
Middle · Grades 7–8 · 3.6 mi
H
Santa Barbara High SchoolB-
High · Grades 9–12 · 3.9 mi

District: Santa Barbara Unified School District

Neighborhood · ZIP 93108These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.156
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.514

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.76%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.35%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.10,271
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.491 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$179,280
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$257,762
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.22 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.75%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Santa Rosa Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 98% of homes in Santa Barbara County
  • Costs more per square foot than 90% of homes in Santa Barbara County
  • Among the largest homes in Santa Barbara County
  • Has a bigger lot than 93% of homes in Santa Barbara County
  • Newer than 92% of homes in Santa Barbara County

What homes are worth in Santa Barbara 93108

Each bar is how many homes fall in that price range. The marker is this home.

This home
$1.6M$10M

This home is worth more than 76% of homes in Santa Barbara 93108.

How it measures up in Santa Barbara 93108

The dot is this home. The mark in the middle is the typical home in Santa Barbara 93108.

Estimated value$7,476,999
CheaperTypical $4,977,420Pricier

Pricier than 76% of homes nearby

Price per ft²$1410
CheaperTypical $1772Pricier

Pricier than 21% of homes nearby

Living area5,303 ft²
SmallerTypical 2,818 ft²Bigger

Bigger than 87% of homes nearby

Lot size1 ac
SmallerTypical 0.84 acBigger

Bigger than 67% of homes nearby

Year built2005
OlderTypical 1967Newer

Newer than 91% of homes nearby

How 428 Santa Rosa Ln ranks against every home in each area.
MeasureThis homeSanta Barbara 93108Santa Barbara County
Estimated valuepricier than$7,476,99976% of homes98% of homes
Price per ft²pricier than$141021% of homes90% of homes
Living areabigger than5,303 ft²87% of homesalmost all homes
Lot sizebigger than1 ac67% of homes93% of homes
Year builtnewer than200591% of homes92% of homes

About 428 Santa Rosa Ln

How much is 428 Santa Rosa Ln, Santa Barbara, CA worth?

The TopHap Estimate for 428 Santa Rosa Ln, Santa Barbara, CA is $7,476,999 as of Aug 30, 2026. The likely range is $6,645,934 to $8,308,063. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Santa Rosa Ln, Santa Barbara, CA last sell?

428 Santa Rosa Ln, Santa Barbara, CA last sold on Aug 12, 2003, according to the county's recorded deed.

How big is 428 Santa Rosa Ln, Santa Barbara, CA?

428 Santa Rosa Ln, Santa Barbara, CA has 4 bedrooms, 5.8 bathrooms and 5,303 square feet of living space.

When was 428 Santa Rosa Ln, Santa Barbara, CA built?

428 Santa Rosa Ln, Santa Barbara, CA was built in 2005, making it 21 years old.

What schools serve 428 Santa Rosa Ln, Santa Barbara, CA?

428 Santa Rosa Ln, Santa Barbara, CA is assigned to Montecito Union Elementary School (elementary), rated A+; Santa Barbara Junior High School (middle), rated D+; Santa Barbara High School (high), rated B-. All sit in Santa Barbara Unified School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Santa Rosa Ln, Santa Barbara, CA compare to other homes in Santa Barbara 93108?

Among the 4,666 homes in Santa Barbara 93108, it is worth more than 76% of them ($7,476,999 against a typical $4,977,420), its price per square foot is higher than 21% of them ($1410 against a typical $1772), it is bigger than 87% of them (5,303 ft² against a typical 2,818 ft²), its lot is bigger than 67% of them (1 ac against a typical 0.84 ac) and it is newer than 91% of them (2005 against a typical 1967). Measured against all of Santa Barbara County, it is worth more than 98% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 Santa Rosa Ln, Santa Barbara, CA?

The 2025 property tax bill for 428 Santa Rosa Ln, Santa Barbara, CA was $46,274. The county assessed it at $4,416,197.

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