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Single Family ResidenceResidential
$446,122$148 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $450,000 on Jan 30, 2026

428 SPRUCE PL SE

CONCORD, NC 28025
2
Beds
6.5
Baths
3,024 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.45 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$446K
$418K low$475K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$450,000 · Jan 30, 2026

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$478,760 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$98,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$380,760
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$478,760
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$478,760

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCABARRUS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2003
Lot (acres)The size of the land the home sits on, from county records.0.45
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Finished
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 282 ft²Patio · 282 ft²Porch · 50 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
W. M. Irvin Elementary SchoolB+
Elementary · Grades PK–5 · 0.9 mi
M
Concord Middle SchoolD
Middle · Grades 6–8 · 1.2 mi
H
Concord High SchoolB
High · Grades 9–12 · 2.1 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.64,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.605 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,044
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 Spruce Pl Se measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 75% of homes in Concord 28025
  • Costs less per square foot than 90% of homes in Cabarrus County
  • Bigger than 90% of homes in Concord 28025
  • Has a bigger lot than 66% of homes in Cabarrus County
  • Older than 65% of homes in Cabarrus County

What homes are worth in Concord 28025

Each bar is how many homes fall in that price range. The marker is this home.

This home
$103K$810K

This home is worth more than 75% of homes in Concord 28025.

How it measures up in Concord 28025

The dot is this home. The mark in the middle is the typical home in Concord 28025.

Estimated value$446,122
CheaperTypical $330,012Pricier

Pricier than 75% of homes nearby

Price per ft²$148
CheaperTypical $192Pricier

Pricier than 16% of homes nearby

Living area3,024 ft²
SmallerTypical 1,680 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.45 ac
SmallerTypical 0.34 acBigger

Bigger than 59% of homes nearby

Year built1988
OlderTypical 1992Newer

Newer than 46% of homes nearby

How 428 Spruce Pl Se ranks against every home in each area.
MeasureThis homeConcord 28025Cabarrus County
Estimated valuepricier than$446,12275% of homes63% of homes
Price per ft²pricier than$14816% of homes10% of homes
Living areabigger than3,024 ft²90% of homes85% of homes
Lot sizebigger than0.45 ac59% of homes66% of homes
Year builtnewer than198846% of homes35% of homes

About 428 Spruce Pl Se

How much is 428 Spruce Pl Se, Concord, NC worth?

The TopHap Estimate for 428 Spruce Pl Se, Concord, NC is $446,122 as of Aug 30, 2026. The likely range is $417,551 to $474,693. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 Spruce Pl Se, Concord, NC last sell?

428 Spruce Pl Se, Concord, NC last sold on Jan 30, 2026 for $450,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 428 Spruce Pl Se, Concord, NC?

428 Spruce Pl Se, Concord, NC has 2 bedrooms, 6.5 bathrooms, 3,024 square feet of living space and a 0.45-acre lot.

When was 428 Spruce Pl Se, Concord, NC built?

428 Spruce Pl Se, Concord, NC was built in 1988, making it 38 years old. The building has 2 stories.

What schools serve 428 Spruce Pl Se, Concord, NC?

428 Spruce Pl Se, Concord, NC is assigned to W. M. Irvin Elementary School (elementary), rated B+; Concord Middle School (middle), rated D; Concord High School (high), rated B. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 Spruce Pl Se, Concord, NC compare to other homes in Concord 28025?

Among the 21,098 homes in Concord 28025, it is worth more than 75% of them ($446,122 against a typical $330,012), its price per square foot is higher than 16% of them ($148 against a typical $192), it is bigger than 90% of them (3,024 ft² against a typical 1,680 ft²), its lot is bigger than 59% of them (0.45 ac against a typical 0.34 ac) and it is newer than 46% of them (1988 against a typical 1992). Measured against all of Cabarrus County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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