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Single Family ResidenceResidential
$140,527$104 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $109,900 on Jun 3, 2025

428 STATE ST

ELKHART, IN 46516
2
Beds
2
Baths
1,352 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1906
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$141K
$130K low$151K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$109,900 · Jun 3, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$766 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$121,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$114,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,100
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$121,100

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyElkhart
Lot (acres)The size of the land the home sits on, from county records.0.05
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 168 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Pierre Moran Middle SchoolC-
Middle · Grades 7–8 · 1.1 mi
E
Riverview Elementary SchoolC+
Elementary · Grades KG–6 · 1.4 mi
H
Elkhart High SchoolD-
High · Grades 9–12 · 2.8 mi

District: Elkhart Community Schools

Neighborhood · ZIP 46516These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.124
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.86
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.25

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.7%
PopulationHow many people live in this area.33,142
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,782 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,875
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,236
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 State St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 84% of homes in Elkhart County
  • Costs less per square foot than 86% of homes in Elkhart County
  • Among the smallest lots in Elkhart 46516
  • Older than 92% of homes in Elkhart County

What homes are worth in Elkhart 46516

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$505K

This home is worth more than 41% of homes in Elkhart 46516.

How it measures up in Elkhart 46516

The dot is this home. The mark in the middle is the typical home in Elkhart 46516.

Estimated value$140,527
CheaperTypical $164,086Pricier

Pricier than 41% of homes nearby

Price per ft²$104
CheaperTypical $131Pricier

Pricier than 35% of homes nearby

Living area1,352 ft²
SmallerTypical 1,392 ft²Bigger

Bigger than 48% of homes nearby

Lot size2,178 ft²
SmallerTypical 0.23 acBigger

Smaller than almost all homes nearby

Year built1906
OlderTypical 1952Newer

Newer than 14% of homes nearby

How 428 State St ranks against every home in each area.
MeasureThis homeElkhart 46516Elkhart County
Estimated valuepricier than$140,52741% of homes16% of homes
Price per ft²pricier than$10435% of homes14% of homes
Living areabigger than1,352 ft²48% of homes37% of homes
Lot sizebigger than2,178 ft²almost no homesalmost no homes
Year builtnewer than190614% of homes8% of homes

About 428 State St

How much is 428 State St, Elkhart, IN worth?

The TopHap Estimate for 428 State St, Elkhart, IN is $140,527 as of Aug 30, 2026. The likely range is $129,812 to $151,242. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 State St, Elkhart, IN last sell?

428 State St, Elkhart, IN last sold on Jun 3, 2025 for $109,900, according to the county's recorded deed.

How big is 428 State St, Elkhart, IN?

428 State St, Elkhart, IN has 2 bedrooms, 2 bathrooms, 1,352 square feet of living space and a 0.05-acre lot.

When was 428 State St, Elkhart, IN built?

428 State St, Elkhart, IN was built in 1906, making it 120 years old. The building has 2 stories.

What schools serve 428 State St, Elkhart, IN?

428 State St, Elkhart, IN is assigned to Pierre Moran Middle School (middle), rated C-; Riverview Elementary School (elementary), rated C+; Elkhart High School (high), rated D-. All sit in Elkhart Community Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 State St, Elkhart, IN compare to other homes in Elkhart 46516?

Among the 10,583 homes in Elkhart 46516, it is worth more than 41% of them ($140,527 against a typical $164,086), its price per square foot is higher than 35% of them ($104 against a typical $131), it is bigger than 48% of them (1,352 ft² against a typical 1,392 ft²), its lot is bigger than almost none of them (2,178 ft² against a typical 0.23 ac) and it is newer than 14% of them (1906 against a typical 1952). Measured against all of Elkhart County, it is worth more than 16% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 State St, Elkhart, IN?

The 2024 property tax bill for 428 State St, Elkhart, IN was $766. The county assessed it at $121,100.

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