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Single Family ResidenceResidential
$101,410$66 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

428 W MOSELEY ST

FREEPORT, IL 61032
4
Beds
1.5
Baths
1,544 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1902
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$101K
$93K low$110K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$879 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$19,610 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,734
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$17,876
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$58,830

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
42
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
1
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
67
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
53
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
3
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.9 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEPHENSON
Lot (acres)The size of the land the home sits on, from county records.0.14
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Freeport High SchoolD-
High · Grades 9–12 · 0.3 mi
E
Blackhawk Elementary SchoolD
Elementary · Grades PK–4 · 0.3 mi
M
Freeport Middle SchoolD-
Middle · Grades 7–8 · 0.3 mi

District: Freeport School District 145

Neighborhood · ZIP 61032These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.29

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.28,326
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.191 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$56,467
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$69,841
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

428 W Moseley St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 80% of homes in Stephenson County
  • Costs less per square foot than 79% of homes in Freeport 61032
  • Has a smaller lot than 84% of homes in Stephenson County
  • Older than 75% of homes in Freeport 61032

What homes are worth in Freeport 61032

Each bar is how many homes fall in that price range. The marker is this home.

This home
$45K$426K

This home is worth more than 29% of homes in Freeport 61032.

How it measures up in Freeport 61032

The dot is this home. The mark in the middle is the typical home in Freeport 61032.

Estimated value$101,410
CheaperTypical $139,427Pricier

Pricier than 29% of homes nearby

Price per ft²$66
CheaperTypical $92Pricier

Pricier than 21% of homes nearby

Living area1,544 ft²
SmallerTypical 1,534 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.14 ac
SmallerTypical 0.25 acBigger

Bigger than 23% of homes nearby

Year built1902
OlderTypical 1949Newer

Newer than 25% of homes nearby

How 428 W Moseley St ranks against every home in each area.
MeasureThis homeFreeport 61032Stephenson County
Estimated valuepricier than$101,41029% of homes20% of homes
Price per ft²pricier than$6621% of homes22% of homes
Living areabigger than1,544 ft²51% of homes36% of homes
Lot sizebigger than0.14 ac23% of homes16% of homes
Year builtnewer than190225% of homes25% of homes

About 428 W Moseley St

How much is 428 W Moseley St, Freeport, IL worth?

The TopHap Estimate for 428 W Moseley St, Freeport, IL is $101,410 as of Sep 24, 2026. The likely range is $92,835 to $109,985. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 428 W Moseley St, Freeport, IL last sell?

428 W Moseley St, Freeport, IL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 428 W Moseley St, Freeport, IL?

428 W Moseley St, Freeport, IL has 4 bedrooms, 1.5 bathrooms, 1,544 square feet of living space and a 0.14-acre lot.

When was 428 W Moseley St, Freeport, IL built?

428 W Moseley St, Freeport, IL was built in 1902, making it 124 years old. The building has 2 stories.

What schools serve 428 W Moseley St, Freeport, IL?

428 W Moseley St, Freeport, IL is assigned to Freeport High School (high), rated D-; Blackhawk Elementary School (elementary), rated D; Freeport Middle School (middle), rated D-. All sit in Freeport School District 145. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 428 W Moseley St, Freeport, IL compare to other homes in Freeport 61032?

Among the 10,790 homes in Freeport 61032, it is worth more than 29% of them ($101,410 against a typical $139,427), its price per square foot is higher than 21% of them ($66 against a typical $92), it is bigger than 51% of them (1,544 ft² against a typical 1,534 ft²), its lot is bigger than 23% of them (0.14 ac against a typical 0.25 ac) and it is newer than 25% of them (1902 against a typical 1949). Measured against all of Stephenson County, it is worth more than 20% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 428 W Moseley St, Freeport, IL?

The 2025 property tax bill for 428 W Moseley St, Freeport, IL was $879. The county assessed it at $19,610.

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