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Quadplex (4 Units, Any Combination)Residential

429 CLAY ST

WATERLOO, IA 50703
4
Beds
5.5
Baths
2,424 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3,600 ft²
Lot SizeThe size of the land the home sits on, from county records.
1904
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$504 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$24,700 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$4,440
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,260
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$17,750
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$24,700

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.37 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Quadplex (4 Units, Any Combination)
StyleThe architectural style of the home, such as ranch or colonial.Quadraplex
CountyBLACK HAWK
Lot (acres)The size of the land the home sits on, from county records.0.08
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 213 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dr. Walter Cunningham School for ExcellenceF
Elementary · Grades PK–5 · 0.8 mi
H
Waterloo West High SchoolD
High · Grades 9–12 · 2.6 mi
M
Central Middle SchoolF
Middle · Grades 6–8 · 3.3 mi

District: Waterloo Community School District

Neighborhood · ZIP 50703These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.131
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.12

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.18,803
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.200 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$49,881
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$60,949
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

429 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 98% of homes in Waterloo 50703
  • Has a smaller lot than 92% of homes in Waterloo 50703
  • Older than 95% of homes in Black Hawk County

How it measures up in Waterloo 50703

The dot is this home. The mark in the middle is the typical home in Waterloo 50703.

Living area2,424 ft²
SmallerTypical 1,056 ft²Bigger

Bigger than 98% of homes nearby

Lot size3,600 ft²
SmallerTypical 0.16 acBigger

Bigger than 8% of homes nearby

Year built1904
OlderTypical 1940Newer

Newer than 10% of homes nearby

How 429 Clay St ranks against every home in each area.
MeasureThis homeWalnutWaterloo 50703Black Hawk County
Living areabigger than2,424 ft²85% of homes98% of homes95% of homes
Lot sizebigger than3,600 ft²25% of homes8% of homes11% of homes
Year builtnewer than190436% of homes10% of homes5% of homes

About 429 Clay St

When did 429 Clay St, Waterloo, IA last sell?

429 Clay St, Waterloo, IA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 429 Clay St, Waterloo, IA?

429 Clay St, Waterloo, IA has 4 bedrooms, 5.5 bathrooms, 2,424 square feet of living space and a 0.08-acre lot.

When was 429 Clay St, Waterloo, IA built?

429 Clay St, Waterloo, IA was built in 1904, making it 122 years old. It is a quadraplex home. The building has 2 stories.

What schools serve 429 Clay St, Waterloo, IA?

429 Clay St, Waterloo, IA is assigned to Dr. Walter Cunningham School for Excellence (elementary), rated F; Waterloo West High School (high), rated D; Central Middle School (middle), rated F. All sit in Waterloo Community School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 429 Clay St, Waterloo, IA compare to other homes in Waterloo 50703?

Among the 7,469 homes in Waterloo 50703, it is bigger than 98% of them (2,424 ft² against a typical 1,056 ft²), its lot is bigger than 8% of them (3,600 ft² against a typical 0.16 ac) and it is newer than 10% of them (1904 against a typical 1940). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 429 Clay St, Waterloo, IA?

The 2025 property tax bill for 429 Clay St, Waterloo, IA was $504. The county assessed it at $24,700.

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