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Single Family ResidenceResidential
$439,760$231 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $60,000 on Jun 2, 2020

4297 RIVER RD

MIDLAND, NC 28107
0
Baths
1,901 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
3.14 ac
Lot SizeThe size of the land the home sits on, from county records.
2020
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$440K
$400K low$480K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$60,000 · Jun 2, 2020
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$159,760
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$127,808
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.60%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$280,000
WYNDHAM CAPITAL MORTGAGE INC · recorded Jun 2, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,635 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$418,263 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$77,100
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$341,163
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$304,670
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$418,263

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.49
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
82
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyStanly
Lot (acres)The size of the land the home sits on, from county records.3.14
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Stanfield Elementary SchoolB
Elementary · Grades KG–5 · 2.1 mi
M
West Stanly Middle SchoolA-
Middle · Grades 6–8 · 5.6 mi
H
West Stanly High SchoolB-
High · Grades 9–12 · 7.2 mi

District: Stanly County Schools

Neighborhood · ZIP 28107These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.67

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.26%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.10,882
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.212 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$104,792
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,879
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4297 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Stanly County
  • Costs more per square foot than 80% of homes in Stanly County
  • Bigger than 71% of homes in Stanly County
  • Has a bigger lot than 80% of homes in Stanly County
  • Newer than 96% of homes in Stanly County

What homes are worth in Midland 28107

Each bar is how many homes fall in that price range. The marker is this home.

This home
$161K$1M

This home is worth more than 56% of homes in Midland 28107.

How it measures up in Midland 28107

The dot is this home. The mark in the middle is the typical home in Midland 28107.

Estimated value$439,760
CheaperTypical $416,580Pricier

Pricier than 56% of homes nearby

Price per ft²$231
CheaperTypical $202Pricier

Pricier than 69% of homes nearby

Living area1,901 ft²
SmallerTypical 1,960 ft²Bigger

Bigger than 48% of homes nearby

Lot size3.14 ac
SmallerTypical 1.21 acBigger

Bigger than 76% of homes nearby

Year built2020
OlderTypical 2001Newer

Newer than 93% of homes nearby

How 4297 River Rd ranks against every home in each area.
MeasureThis homeMidland 28107Stanly County
Estimated valuepricier than$439,76056% of homes82% of homes
Price per ft²pricier than$23169% of homes80% of homes
Living areabigger than1,901 ft²48% of homes71% of homes
Lot sizebigger than3.14 ac76% of homes80% of homes
Year builtnewer than202093% of homes96% of homes

About 4297 River Rd

How much is 4297 River Rd, Midland, NC worth?

The TopHap Estimate for 4297 River Rd, Midland, NC is $439,760 as of Jul 14, 2026. The likely range is $399,568 to $479,952. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4297 River Rd, Midland, NC last sell?

4297 River Rd, Midland, NC last sold on Jun 2, 2020 for $60,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 4297 River Rd, Midland, NC?

4297 River Rd, Midland, NC has 1,901 square feet of living space and a 3.14-acre lot.

When was 4297 River Rd, Midland, NC built?

4297 River Rd, Midland, NC was built in 2020, making it 6 years old. The building has 2 stories.

What schools serve 4297 River Rd, Midland, NC?

4297 River Rd, Midland, NC is assigned to Stanfield Elementary School (elementary), rated B; West Stanly Middle School (middle), rated A-; West Stanly High School (high), rated B-. All sit in Stanly County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4297 River Rd, Midland, NC compare to other homes in Midland 28107?

Among the 4,248 homes in Midland 28107, it is worth more than 56% of them ($439,760 against a typical $416,580), its price per square foot is higher than 69% of them ($231 against a typical $202), it is bigger than 48% of them (1,901 ft² against a typical 1,960 ft²), its lot is bigger than 76% of them (3.14 ac against a typical 1.21 ac) and it is newer than 93% of them (2020 against a typical 2001). Measured against all of Stanly County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4297 River Rd, Midland, NC?

The 2025 property tax bill for 4297 River Rd, Midland, NC was $2,635. The county assessed it at $418,263.

Closest homes

More homes in Midland 28107

Assigned schools

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