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Single Family ResidenceResidential
$937,585$292 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $885,000 on Aug 1, 2024

43 SPECKLE TROUT RTE

SPANISH FORT, AL 36527
3
Beds
4 / 1
Baths
3,210 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2014
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$938K
$841K low$1M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$885,000 · Aug 1, 2024
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$287,585
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$230,068
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.71%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$650,000
FIRSTBANK · recorded Aug 1, 2024

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,389 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$73,880 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$7,040
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$66,840
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,880
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$738,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
94
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
98
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
73
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBaldwin
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Spanish Fort Elementary SchoolA+
Elementary · Grades KG–6 · 1.3 mi
H
Spanish Fort High SchoolA+
High · Grades 9–12 · 3.3 mi
M
Spanish Fort Middle SchoolA+
Middle · Grades 7–8 · 3.6 mi

District: Baldwin County School District

Neighborhood · ZIP 36527These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.79
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.26

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.18,522
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.201 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,579
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$124,107
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.67 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

43 Speckle Trout Rte measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 97% of homes in Daphne 36527
  • Costs more per square foot than 98% of homes in Daphne 36527
  • Bigger than 94% of homes in Baldwin County
  • Newer than 79% of homes in Baldwin County

What homes are worth in Daphne 36527

Each bar is how many homes fall in that price range. The marker is this home.

This home
$170K$999K

This home is worth more than 97% of homes in Daphne 36527.

How it measures up in Daphne 36527

The dot is this home. The mark in the middle is the typical home in Daphne 36527.

Estimated value$937,585
CheaperTypical $416,434Pricier

Pricier than 97% of homes nearby

Price per ft²$292
CheaperTypical $181Pricier

Pricier than 98% of homes nearby

Living area3,210 ft²
SmallerTypical 2,332 ft²Bigger

Bigger than 86% of homes nearby

Lot size0.38 ac
SmallerTypical 0.42 acBigger

Bigger than 44% of homes nearby

Year built2014
OlderTypical 2006Newer

Newer than 66% of homes nearby

How 43 Speckle Trout Rte ranks against every home in each area.
MeasureThis homeDaphne 36527Baldwin County
Estimated valuepricier than$937,58597% of homes91% of homes
Price per ft²pricier than$29298% of homes69% of homes
Living areabigger than3,210 ft²86% of homes94% of homes
Lot sizebigger than0.38 ac44% of homes40% of homes
Year builtnewer than201466% of homes79% of homes

About 43 Speckle Trout Rte

How much is 43 Speckle Trout Rte, Spanish Fort, AL worth?

The TopHap Estimate for 43 Speckle Trout Rte, Spanish Fort, AL is $937,585 as of Jul 14, 2026. The likely range is $840,522 to $1,034,648. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 43 Speckle Trout Rte, Spanish Fort, AL last sell?

43 Speckle Trout Rte, Spanish Fort, AL last sold on Aug 1, 2024 for $885,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 43 Speckle Trout Rte, Spanish Fort, AL?

43 Speckle Trout Rte, Spanish Fort, AL has 3 bedrooms, 4 bathrooms and 3,210 square feet of living space.

When was 43 Speckle Trout Rte, Spanish Fort, AL built?

43 Speckle Trout Rte, Spanish Fort, AL was built in 2014, making it 12 years old. The building has 2 stories.

What schools serve 43 Speckle Trout Rte, Spanish Fort, AL?

43 Speckle Trout Rte, Spanish Fort, AL is assigned to Spanish Fort Elementary School (elementary), rated A+; Spanish Fort High School (high), rated A+; Spanish Fort Middle School (middle), rated A+. All sit in Baldwin County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 43 Speckle Trout Rte, Spanish Fort, AL compare to other homes in Daphne 36527?

Among the 6,693 homes in Daphne 36527, it is worth more than 97% of them ($937,585 against a typical $416,434), its price per square foot is higher than 98% of them ($292 against a typical $181), it is bigger than 86% of them (3,210 ft² against a typical 2,332 ft²), its lot is bigger than 44% of them (0.38 ac against a typical 0.42 ac) and it is newer than 66% of them (2014 against a typical 2006). Measured against all of Baldwin County, it is worth more than 91% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 43 Speckle Trout Rte, Spanish Fort, AL?

The 2024 property tax bill for 43 Speckle Trout Rte, Spanish Fort, AL was $2,389. The county assessed it at $73,880.

Closest homes

More homes in Spanish Fort 36527

Assigned schools

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