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Single Family ResidenceResidential
$99,552$51 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $29,700 on Aug 5, 2026

430 CLAY ST

BENTON HARBOR, MI 49022
3
Beds
2
Baths
1,940 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.11 ac
Lot SizeThe size of the land the home sits on, from county records.
1935
Year BuiltThe year the home was originally built, according to county records.
1
ParkingThe number of parking spaces on the property, including the garage.
Pre-foreclosure (NTS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
Auction scheduled for Jul 9, 2026.

Valuation

$100K
$87K low$112K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$29,700 · Aug 5, 2026

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$945 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$47,000 (2026)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$46,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$94,000

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cape Cod
CountyBERRIEN
Lot (acres)The size of the land the home sits on, from county records.0.11
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Benton Harbor High SchoolF
High · Grades 9–12 · 0.5 mi
M
Fair Plain Middle SchoolF
Middle · Grades 6–8 · 1.2 mi
E
Martin Luther King Jr Elementary SchoolF
Elementary · Grades 1–3 · 2.1 mi

District: Benton Harbor Area Schools

Neighborhood · ZIP 49022These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.128
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.85
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.30%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.29,737
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.423 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,476
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$61,980
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Owner Tools

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 Clay St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Berrien County
  • Costs less per square foot than 98% of homes in Berrien County
  • Bigger than 84% of homes in Benton Harbor 49022
  • Has a smaller lot than 97% of homes in Benton Harbor 49022
  • Older than 79% of homes in Berrien County

What homes are worth in Benton Harbor 49022

Each bar is how many homes fall in that price range. The marker is this home.

This home
$24K$709K

This home is worth more than 37% of homes in Benton Harbor 49022.

How it measures up in Benton Harbor 49022

The dot is this home. The mark in the middle is the typical home in Benton Harbor 49022.

Estimated value$99,552
CheaperTypical $137,714Pricier

Pricier than 37% of homes nearby

Price per ft²$51
CheaperTypical $119Pricier

Pricier than 8% of homes nearby

Living area1,940 ft²
SmallerTypical 1,232 ft²Bigger

Bigger than 84% of homes nearby

Lot size0.11 ac
SmallerTypical 0.28 acBigger

Bigger than 3% of homes nearby

Year built1935
OlderTypical 1952Newer

Newer than 25% of homes nearby

How 430 Clay St ranks against every home in each area.
MeasureThis homeBenton Harbor 49022Berrien County
Estimated valuepricier than$99,55237% of homes9% of homes
Price per ft²pricier than$518% of homes2% of homes
Living areabigger than1,940 ft²84% of homes73% of homes
Lot sizebigger than0.11 ac3% of homes4% of homes
Year builtnewer than193525% of homes21% of homes

About 430 Clay St

How much is 430 Clay St, Benton Harbor, MI worth?

The TopHap Estimate for 430 Clay St, Benton Harbor, MI is $99,552 as of Sep 24, 2026. The likely range is $87,472 to $111,632. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 430 Clay St, Benton Harbor, MI last sell?

430 Clay St, Benton Harbor, MI last sold on Aug 5, 2026 for $29,700, according to the county's recorded deed.

How big is 430 Clay St, Benton Harbor, MI?

430 Clay St, Benton Harbor, MI has 3 bedrooms, 2 bathrooms, 1,940 square feet of living space and a 0.11-acre lot.

When was 430 Clay St, Benton Harbor, MI built?

430 Clay St, Benton Harbor, MI was built in 1935, making it 91 years old. It is a cape cod home.

What schools serve 430 Clay St, Benton Harbor, MI?

430 Clay St, Benton Harbor, MI is assigned to Benton Harbor High School (high), rated F; Fair Plain Middle School (middle), rated F; Martin Luther King Jr Elementary School (elementary), rated F. All sit in Benton Harbor Area Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 Clay St, Benton Harbor, MI compare to other homes in Benton Harbor 49022?

Among the 11,357 homes in Benton Harbor 49022, it is worth more than 37% of them ($99,552 against a typical $137,714), its price per square foot is higher than 8% of them ($51 against a typical $119), it is bigger than 84% of them (1,940 ft² against a typical 1,232 ft²), its lot is bigger than 3% of them (0.11 ac against a typical 0.28 ac) and it is newer than 25% of them (1935 against a typical 1952). Measured against all of Berrien County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 Clay St, Benton Harbor, MI?

The 2025 property tax bill for 430 Clay St, Benton Harbor, MI was $945. The county assessed it at $47,000.

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