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Single Family ResidenceResidential
Last sold for $128,750 on Jun 24, 2022

430 EMERALD BAY DR

MONETA, VA 24121
3
Beds
3.5
Baths
2,786 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.5 ac
Lot SizeThe size of the land the home sits on, from county records.
2023
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$128,750 · Jun 24, 2022

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,265 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$759,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$709,300
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$759,300

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.63
95
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
25
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
83
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.130 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFRANKLIN
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2024
Lot (acres)The size of the land the home sits on, from county records.0.50
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Dudley Elementary SchoolB
Elementary · Grades PK–5 · 5.8 mi
H
Franklin County High SchoolC
High · Grades 9–12 · 13.9 mi
M
Benjamin Franklin Middle SchoolB+
Middle · Grades 6–8 · 13.9 mi

District: Franklin County Public Schools

Neighborhood · ZIP 24121These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.141
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.102
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.52

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.69%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.11,604
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.110 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$84,926
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$114,856
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.44 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 Emerald Bay Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Bigger than 93% of homes in Franklin County
  • Has a smaller lot than 84% of homes in Franklin County
  • Among the newest homes in Moneta 24121

How it measures up in Moneta 24121

The dot is this home. The mark in the middle is the typical home in Moneta 24121.

Living area2,786 ft²
SmallerTypical 1,618 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.5 ac
SmallerTypical 0.97 acBigger

Bigger than 20% of homes nearby

Year built2023
OlderTypical 1994Newer

Newer than almost all homes nearby

How 430 Emerald Bay Dr ranks against every home in each area.
MeasureThis homeMoneta 24121Franklin County
Living areabigger than2,786 ft²90% of homes93% of homes
Lot sizebigger than0.5 ac20% of homes16% of homes
Year builtnewer than2023almost all homesalmost all homes

About 430 Emerald Bay Dr

When did 430 Emerald Bay Dr, Moneta, VA last sell?

430 Emerald Bay Dr, Moneta, VA last sold on Jun 24, 2022 for $128,750, according to the county's recorded deed.

How big is 430 Emerald Bay Dr, Moneta, VA?

430 Emerald Bay Dr, Moneta, VA has 3 bedrooms, 3.5 bathrooms, 2,786 square feet of living space and a 0.50-acre lot.

When was 430 Emerald Bay Dr, Moneta, VA built?

430 Emerald Bay Dr, Moneta, VA was built in 2023, making it 3 years old. The building has 1 story.

What schools serve 430 Emerald Bay Dr, Moneta, VA?

430 Emerald Bay Dr, Moneta, VA is assigned to Dudley Elementary School (elementary), rated B; Franklin County High School (high), rated C; Benjamin Franklin Middle School (middle), rated B+. All sit in Franklin County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 Emerald Bay Dr, Moneta, VA compare to other homes in Moneta 24121?

Among the 7,425 homes in Moneta 24121, it is bigger than 90% of them (2,786 ft² against a typical 1,618 ft²), its lot is bigger than 20% of them (0.5 ac against a typical 0.97 ac) and it is newer than almost all of them (2023 against a typical 1994). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 Emerald Bay Dr, Moneta, VA?

The 2025 property tax bill for 430 Emerald Bay Dr, Moneta, VA was $3,265. The county assessed it at $759,300.

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