Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$258,869$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $93,000 on Jul 2, 1999

430 GERALD ST

STATE COLLEGE, PA 16801
3
Beds
1.5
Baths
1,320 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.13 ac
Lot SizeThe size of the land the home sits on, from county records.
1986
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$259K
$249K low$269K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$93,000 · Jul 2, 1999

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,400 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$35,875 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$6,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$29,875
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,750

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
63
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
11
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCENTRE
Lot (acres)The size of the land the home sits on, from county records.0.13
HeatingThe type of heating system in the home.Electric
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Houserville/Lemont ElementaryA
Elementary · Grades KG–5 · 0.9 mi
M
Mount Nittany Middle SchoolA-
Middle · Grades 6–8 · 3.1 mi
H
State College Area High SchoolA+
High · Grades 9–12 · 4.2 mi

District: State College Area School District

Neighborhood · ZIP 16801These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.32

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.24%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.22%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.53,793
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,473 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,766
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$90,263
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 Gerald St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 89% of homes in State College 16801
  • Costs less per square foot than 89% of homes in State College 16801
  • Smaller than 71% of homes in State College 16801
  • Has a smaller lot than 85% of homes in Centre County

What homes are worth in State College 16801

Each bar is how many homes fall in that price range. The marker is this home.

This home
$178K$972K

This home is worth more than 11% of homes in State College 16801.

How it measures up in State College 16801

The dot is this home. The mark in the middle is the typical home in State College 16801.

Estimated value$258,869
CheaperTypical $415,000Pricier

Pricier than 11% of homes nearby

Price per ft²$196
CheaperTypical $244Pricier

Pricier than 11% of homes nearby

Living area1,320 ft²
SmallerTypical 1,740 ft²Bigger

Bigger than 29% of homes nearby

Lot size0.13 ac
SmallerTypical 0.24 acBigger

Bigger than 24% of homes nearby

Year built1986
OlderTypical 1983Newer

Newer than 57% of homes nearby

How 430 Gerald St ranks against every home in each area.
MeasureThis homeState College 16801Centre County
Estimated valuepricier than$258,86911% of homes27% of homes
Price per ft²pricier than$19611% of homes35% of homes
Living areabigger than1,320 ft²29% of homes32% of homes
Lot sizebigger than0.13 ac24% of homes15% of homes
Year builtnewer than198657% of homes58% of homes

About 430 Gerald St

How much is 430 Gerald St, State College, PA worth?

The TopHap Estimate for 430 Gerald St, State College, PA is $258,869 as of Oct 21, 2026. The likely range is $249,103 to $268,635. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 430 Gerald St, State College, PA last sell?

430 Gerald St, State College, PA last sold on Jul 2, 1999 for $93,000, according to the county's recorded deed.

How big is 430 Gerald St, State College, PA?

430 Gerald St, State College, PA has 3 bedrooms, 1.5 bathrooms, 1,320 square feet of living space and a 0.13-acre lot.

When was 430 Gerald St, State College, PA built?

430 Gerald St, State College, PA was built in 1986, making it 40 years old. The building has 2 stories.

What schools serve 430 Gerald St, State College, PA?

430 Gerald St, State College, PA is assigned to Houserville/Lemont Elementary (elementary), rated A; Mount Nittany Middle School (middle), rated A-; State College Area High School (high), rated A+. All sit in State College Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 Gerald St, State College, PA compare to other homes in State College 16801?

Among the 10,404 homes in State College 16801, it is worth more than 11% of them ($258,869 against a typical $415,000), its price per square foot is higher than 11% of them ($196 against a typical $244), it is bigger than 29% of them (1,320 ft² against a typical 1,740 ft²), its lot is bigger than 24% of them (0.13 ac against a typical 0.24 ac) and it is newer than 57% of them (1986 against a typical 1983). Measured against all of Centre County, it is worth more than 27% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 Gerald St, State College, PA?

The 2026 property tax bill for 430 Gerald St, State College, PA was $2,400. The county assessed it at $35,875.

More homes on Gerald St

Closest homes

More homes in State College 16801

Assigned schools

Explore the area

See this home in context

Open 430 Gerald St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map