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Single Family ResidenceResidential
$372,886$184 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

430 HOWARD ST

NICEVILLE, FL 32578
3
Beds
2
Baths
2,026 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.35 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$373K
$315K low$430K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$895 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$269,370 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$52,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$216,870
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$229,124
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$269,370

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.51
56
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
28
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
96
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
75
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
2
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.19 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyWalton
Lot (acres)The size of the land the home sits on, from county records.0.35
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 561 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Freeport Middle SchoolB+
Middle · Grades 6–8 · 15.8 mi
E
Freeport Elementary SchoolB+
Elementary · Grades PK–5 · 16.1 mi
H
Freeport High SchoolB+
High · Grades 9–12 · 17.6 mi

District: Walton County School District

Neighborhood · ZIP 32578These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.54
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.3%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.35,697
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.373 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,139
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$119,010
Average tempThe average temperature here across a full year.67°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.60%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 Howard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 76% of homes in Walton County
  • Costs less per square foot than 82% of homes in Walton County
  • Has a bigger lot than 70% of homes in Walton County
  • Older than 69% of homes in Walton County

What homes are worth in Niceville 32578

Each bar is how many homes fall in that price range. The marker is this home.

This home
$168K$1M

This home is worth more than 42% of homes in Niceville 32578.

How it measures up in Niceville 32578

The dot is this home. The mark in the middle is the typical home in Niceville 32578.

Estimated value$372,886
CheaperTypical $406,691Pricier

Pricier than 42% of homes nearby

Price per ft²$184
CheaperTypical $219Pricier

Pricier than 19% of homes nearby

Living area2,026 ft²
SmallerTypical 1,919 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.35 ac
SmallerTypical 0.29 acBigger

Bigger than 64% of homes nearby

Year built1996
OlderTypical 1991Newer

Newer than 64% of homes nearby

How 430 Howard St ranks against every home in each area.
MeasureThis homeNiceville 32578Walton County
Estimated valuepricier than$372,88642% of homes24% of homes
Price per ft²pricier than$18419% of homes18% of homes
Living areabigger than2,026 ft²55% of homes58% of homes
Lot sizebigger than0.35 ac64% of homes70% of homes
Year builtnewer than199664% of homes31% of homes

About 430 Howard St

How much is 430 Howard St, Niceville, FL worth?

The TopHap Estimate for 430 Howard St, Niceville, FL is $372,886 as of Sep 24, 2026. The likely range is $315,335 to $430,437. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 430 Howard St, Niceville, FL last sell?

430 Howard St, Niceville, FL last sold on May 23, 1994, according to the county's recorded deed.

How big is 430 Howard St, Niceville, FL?

430 Howard St, Niceville, FL has 3 bedrooms, 2 bathrooms, 2,026 square feet of living space and a 0.35-acre lot.

When was 430 Howard St, Niceville, FL built?

430 Howard St, Niceville, FL was built in 1996, making it 30 years old. The building has 1 story.

What schools serve 430 Howard St, Niceville, FL?

430 Howard St, Niceville, FL is assigned to Freeport Middle School (middle), rated B+; Freeport Elementary School (elementary), rated B+; Freeport High School (high), rated B+. All sit in Walton County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 Howard St, Niceville, FL compare to other homes in Niceville 32578?

Among the 14,569 homes in Niceville 32578, it is worth more than 42% of them ($372,886 against a typical $406,691), its price per square foot is higher than 19% of them ($184 against a typical $219), it is bigger than 55% of them (2,026 ft² against a typical 1,919 ft²), its lot is bigger than 64% of them (0.35 ac against a typical 0.29 ac) and it is newer than 64% of them (1996 against a typical 1991). Measured against all of Walton County, it is worth more than 24% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 Howard St, Niceville, FL?

The 2024 property tax bill for 430 Howard St, Niceville, FL was $895. The county assessed it at $269,370.

More homes on Howard St

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Assigned schools

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