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Single Family ResidenceResidential
$228,779$219 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

430 S RIVER RD

CHARLEMONT, MA 01339
3
Beds
1
Baths
1,047 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1.48 ac
Lot SizeThe size of the land the home sits on, from county records.
1780
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$229K
$191K low$267K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$88,779
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$71,023
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.64%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$140,000
MORTGAGEIT INC · recorded Aug 4, 2006

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,511 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$137,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$101,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$137,200

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.1.48
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Wood Furnace
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Hawlemont Regional Elementary SchoolB-
Elementary · Grades PK–6 · 1.5 mi

District: Hawlemont School District

Neighborhood · ZIP 01339These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.130
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.49

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.79%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.27%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.1,664
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.25 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,901
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,962
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.51 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

430 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 91% of homes in Franklin County
  • Smaller than 87% of homes in Franklin County
  • Has a smaller lot than 78% of homes in Charlemont 01339
  • Among the oldest homes in Charlemont 01339

What homes are worth in Charlemont 01339

Each bar is how many homes fall in that price range. The marker is this home.

This home
$125K$782K

This home is worth more than 17% of homes in Charlemont 01339.

How it measures up in Charlemont 01339

The dot is this home. The mark in the middle is the typical home in Charlemont 01339.

Estimated value$228,779
CheaperTypical $336,476Pricier

Pricier than 17% of homes nearby

Price per ft²$219
CheaperTypical $209Pricier

Pricier than 55% of homes nearby

Living area1,047 ft²
SmallerTypical 1,650 ft²Bigger

Bigger than 17% of homes nearby

Lot size1.48 ac
SmallerTypical 4.4 acBigger

Bigger than 22% of homes nearby

Year built1780
OlderTypical 1966Newer

Older than almost all homes nearby

How 430 S River Rd ranks against every home in each area.
MeasureThis homeCharlemont 01339Franklin County
Estimated valuepricier than$228,77917% of homes9% of homes
Price per ft²pricier than$21955% of homes40% of homes
Living areabigger than1,047 ft²17% of homes13% of homes
Lot sizebigger than1.48 ac22% of homes60% of homes
Year builtnewer than1780almost no homesalmost no homes

About 430 S River Rd

How much is 430 S River Rd, Charlemont, MA worth?

The TopHap Estimate for 430 S River Rd, Charlemont, MA is $228,779 as of Jul 14, 2026. The likely range is $191,016 to $266,542. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 430 S River Rd, Charlemont, MA?

430 S River Rd, Charlemont, MA has 3 bedrooms, 1 bathrooms, 1,047 square feet of living space and a 1.48-acre lot.

When was 430 S River Rd, Charlemont, MA built?

430 S River Rd, Charlemont, MA was built in 1780, making it 246 years old. The building has 2 stories.

What schools serve 430 S River Rd, Charlemont, MA?

430 S River Rd, Charlemont, MA is assigned to Hawlemont Regional Elementary School (elementary), rated B-. All sit in Hawlemont School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 430 S River Rd, Charlemont, MA compare to other homes in Charlemont 01339?

Among the 714 homes in Charlemont 01339, it is worth more than 17% of them ($228,779 against a typical $336,476), its price per square foot is higher than 55% of them ($219 against a typical $209), it is bigger than 17% of them (1,047 ft² against a typical 1,650 ft²), its lot is bigger than 22% of them (1.48 ac against a typical 4.4 ac) and it is newer than almost none of them (1780 against a typical 1966). Measured against all of Franklin County, it is worth more than 9% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 430 S River Rd, Charlemont, MA?

The 2025 property tax bill for 430 S River Rd, Charlemont, MA was $2,511. The county assessed it at $137,200.

Closest homes

More homes in Charlemont 01339

Assigned schools

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