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Single Family ResidentialResidential
$230,917$172 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

43015 245TH ST

SPENCER, SD 57374
3
Beds
1
Baths
1,344 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
5 ac
Lot SizeThe size of the land the home sits on, from county records.
1964
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$231K
$216K low$246K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,028 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$66,800 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$60,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$66,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$66,800

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.15 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyMCCOOK
Lot (acres)The size of the land the home sits on, from county records.5.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.None
CoolingThe type of cooling or air conditioning in the home.None
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Howard Elementary - 02A
Elementary · Grades PK–5 · 13.1 mi
H
Howard High School - 01A+
High · Grades 9–12 · 13.4 mi
M
Howard Jr. High - 05B+
Middle · Grades 6–8 · 13.4 mi

District: Howard School District 48-3

Neighborhood · ZIP 57374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,973
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,223
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

43015 245th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 65% of homes in Spencer 57374
  • Smaller than 67% of homes in McCook County
  • Has a bigger lot than 67% of homes in McCook County

What homes are worth in Spencer 57374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$119K$764K

This home is worth more than 35% of homes in Spencer 57374.

How it measures up in Spencer 57374

The dot is this home. The mark in the middle is the typical home in Spencer 57374.

Estimated value$230,917
CheaperTypical $270,767Pricier

Pricier than 35% of homes nearby

Price per ft²$172
CheaperTypical $168Pricier

Pricier than 53% of homes nearby

Living area1,344 ft²
SmallerTypical 1,527 ft²Bigger

Bigger than 34% of homes nearby

Lot size5 ac
SmallerTypical 1.25 acBigger

Bigger than 62% of homes nearby

Year built1964
OlderTypical 1964Newer

Newer than 50% of homes nearby

How 43015 245th St ranks against every home in each area.
MeasureThis homeSpencer 57374McCook County
Estimated valuepricier than$230,91735% of homes40% of homes
Price per ft²pricier than$17253% of homes57% of homes
Living areabigger than1,344 ft²34% of homes33% of homes
Lot sizebigger than5 ac62% of homes67% of homes
Year builtnewer than196450% of homes50% of homes

About 43015 245th St

How much is 43015 245th St, Spencer, SD worth?

The TopHap Estimate for 43015 245th St, Spencer, SD is $230,917 as of Sep 24, 2026. The likely range is $215,584 to $246,250. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 43015 245th St, Spencer, SD last sell?

43015 245th St, Spencer, SD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 43015 245th St, Spencer, SD?

43015 245th St, Spencer, SD has 3 bedrooms, 1 bathrooms, 1,344 square feet of living space and a 5.00-acre lot.

When was 43015 245th St, Spencer, SD built?

43015 245th St, Spencer, SD was built in 1964, making it 62 years old. The building has 1 story.

What schools serve 43015 245th St, Spencer, SD?

43015 245th St, Spencer, SD is assigned to Howard Elementary - 02 (elementary), rated A; Howard High School - 01 (high), rated A+; Howard Jr. High - 05 (middle), rated B+. All sit in Howard School District 48-3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 43015 245th St, Spencer, SD compare to other homes in Spencer 57374?

Among the 176 homes in Spencer 57374, it is worth more than 35% of them ($230,917 against a typical $270,767), its price per square foot is higher than 53% of them ($172 against a typical $168), it is bigger than 34% of them (1,344 ft² against a typical 1,527 ft²), its lot is bigger than 62% of them (5 ac against a typical 1.25 ac) and it is newer than 50% of them (1964 against a typical 1964). Measured against all of McCook County, it is worth more than 40% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 43015 245th St, Spencer, SD?

The 2026 property tax bill for 43015 245th St, Spencer, SD was $1,028. The county assessed it at $66,800.

More homes on 245th St

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