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Rural ResidenceResidential
$345,823$311 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026

43038 249TH ST

SPENCER, SD 57374
3
Beds
1
Baths
1,112 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
154.81 ac
Lot SizeThe size of the land the home sits on, from county records.
1936
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
5
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$346K
$305K low$387K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,362 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$460,286 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$459,486
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$456,856
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$460,286

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.25 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyMCCOOK
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.154.81
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 88 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Goldenview Colony School - 04D
Elementary · Grades KG–8 · 10.1 mi
H
McCook Central High School - 01C+
High · Grades 9–12 · 11.5 mi

District: McCook Central School District 43-7

Neighborhood · ZIP 57374These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.117
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.8%
PopulationHow many people live in this area.432
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.6 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$73,973
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,223
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.24 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

43038 249th St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Spencer 57374
  • Costs more per square foot than 94% of homes in Spencer 57374
  • Smaller than 81% of homes in McCook County
  • Has a bigger lot than 93% of homes in McCook County

What homes are worth in Spencer 57374

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$932K

This home is worth more than 69% of homes in Spencer 57374.

How it measures up in Spencer 57374

The dot is this home. The mark in the middle is the typical home in Spencer 57374.

Estimated value$345,823
CheaperTypical $301,963Pricier

Pricier than 69% of homes nearby

Price per ft²$311
CheaperTypical $172Pricier

Pricier than 94% of homes nearby

Living area1,112 ft²
SmallerTypical 1,527 ft²Bigger

Bigger than 20% of homes nearby

Lot size154.81 ac
SmallerTypical 1.25 acBigger

Bigger than 89% of homes nearby

Year built1936
OlderTypical 1964Newer

Newer than 36% of homes nearby

How 43038 249th St ranks against every home in each area.
MeasureThis homeSpencer 57374McCook County
Estimated valuepricier than$345,82369% of homes60% of homes
Price per ft²pricier than$31194% of homes87% of homes
Living areabigger than1,112 ft²20% of homes19% of homes
Lot sizebigger than154.81 ac89% of homes93% of homes
Year builtnewer than193636% of homes37% of homes

About 43038 249th St

How much is 43038 249th St, Spencer, SD worth?

The TopHap Estimate for 43038 249th St, Spencer, SD is $345,823 as of Oct 21, 2026. The likely range is $304,529 to $387,117. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 43038 249th St, Spencer, SD last sell?

43038 249th St, Spencer, SD last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 43038 249th St, Spencer, SD?

43038 249th St, Spencer, SD has 3 bedrooms, 1 bathrooms, 1,112 square feet of living space and a 154.81-acre lot.

When was 43038 249th St, Spencer, SD built?

43038 249th St, Spencer, SD was built in 1936, making it 90 years old. The building has 1 story.

What schools serve 43038 249th St, Spencer, SD?

43038 249th St, Spencer, SD is assigned to Goldenview Colony School - 04 (elementary), rated D; McCook Central High School - 01 (high), rated C+. All sit in McCook Central School District 43-7. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 43038 249th St, Spencer, SD compare to other homes in Spencer 57374?

Among the 176 homes in Spencer 57374, it is worth more than 69% of them ($345,823 against a typical $301,963), its price per square foot is higher than 94% of them ($311 against a typical $172), it is bigger than 20% of them (1,112 ft² against a typical 1,527 ft²), its lot is bigger than 89% of them (154.81 ac against a typical 1.25 ac) and it is newer than 36% of them (1936 against a typical 1964). Measured against all of McCook County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 43038 249th St, Spencer, SD?

The 2026 property tax bill for 43038 249th St, Spencer, SD was $5,362. The county assessed it at $460,286.

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