Skip to content
Skip to content
Single Family ResidenceResidential
$191,414$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $15,000 on May 22, 1997

4308 STATE ROUTE 38

OWEGO, NY 13827
3
Beds
1.5
Baths
1,674 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.6 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$191K
$168K low$214K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$15,000 · May 22, 1997

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,859 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$77,000 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$5,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$71,100
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$77,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$147,368

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.32
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
80
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
15
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyTIOGA
Lot (acres)The size of the land the home sits on, from county records.0.60
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
PoolWhether the property has a pool, and what kind, such as in-ground.Above-Ground Pool

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

District: Newark Valley Central School District

Neighborhood · ZIP 13827These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.121
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.100
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.33

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,187
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.120 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$69,891
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,988
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.49%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

4308 State Route 38 measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Newer than 93% of homes in Owego 13827

What homes are worth in Owego 13827

Each bar is how many homes fall in that price range. The marker is this home.

This home
$57K$449K

This home is worth more than 46% of homes in Owego 13827.

How it measures up in Owego 13827

The dot is this home. The mark in the middle is the typical home in Owego 13827.

Estimated value$191,414
CheaperTypical $200,965Pricier

Pricier than 46% of homes nearby

Price per ft²$114
CheaperTypical $127Pricier

Pricier than 39% of homes nearby

Living area1,674 ft²
SmallerTypical 1,662 ft²Bigger

Bigger than 51% of homes nearby

Lot size0.6 ac
SmallerTypical 1.05 acBigger

Bigger than 38% of homes nearby

Year built2002
OlderTypical 1960Newer

Newer than 93% of homes nearby

How 4308 State Route 38 ranks against every home in each area.
MeasureThis homeOwego 13827Tioga County
Estimated valuepricier than$191,41446% of homes49% of homes
Price per ft²pricier than$11439% of homes39% of homes
Living areabigger than1,674 ft²51% of homes54% of homes
Lot sizebigger than0.6 ac38% of homes37% of homes
Year builtnewer than200293% of homes91% of homes

About 4308 State Route 38

How much is 4308 State Route 38, Owego, NY worth?

The TopHap Estimate for 4308 State Route 38, Owego, NY is $191,414 as of Sep 24, 2026. The likely range is $168,358 to $214,470. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 4308 State Route 38, Owego, NY last sell?

4308 State Route 38, Owego, NY last sold on May 22, 1997 for $15,000, according to the county's recorded deed.

How big is 4308 State Route 38, Owego, NY?

4308 State Route 38, Owego, NY has 3 bedrooms, 1.5 bathrooms, 1,674 square feet of living space and a 0.60-acre lot.

When was 4308 State Route 38, Owego, NY built?

4308 State Route 38, Owego, NY was built in 2002, making it 24 years old. It is a ranch home. The building has 1 story.

What schools serve 4308 State Route 38, Owego, NY?

4308 State Route 38, Owego, NY is assigned to Nathan T Hall School (elementary), rated F; Newark Valley Middle School (middle), rated B-; Newark Valley Senior High School (high), rated B-. All sit in Newark Valley Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 4308 State Route 38, Owego, NY compare to other homes in Owego 13827?

Among the 3,829 homes in Owego 13827, it is worth more than 46% of them ($191,414 against a typical $200,965), its price per square foot is higher than 39% of them ($114 against a typical $127), it is bigger than 51% of them (1,674 ft² against a typical 1,662 ft²), its lot is bigger than 38% of them (0.6 ac against a typical 1.05 ac) and it is newer than 93% of them (2002 against a typical 1960). Measured against all of Tioga County, it is worth more than 49% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 4308 State Route 38, Owego, NY?

The 2025 property tax bill for 4308 State Route 38, Owego, NY was $3,859. The county assessed it at $77,000.

More homes on State Route 38

Closest homes

More homes in Owego 13827

Assigned schools

Explore the area

See this home in context

Open 4308 State Route 38 on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map