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Single Family ResidenceResidential
$447,905$196 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 80How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

431 6TH ST SW

SAINT STEPHEN, MN 56375
3
Beds
2.3
Baths
2,280 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
6 ac
Lot SizeThe size of the land the home sits on, from county records.
2002
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$448K
$360K low$536K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,692 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$563,900 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$132,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$431,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$542,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$563,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.50
98
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
41
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
52
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
5
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.139 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountySTEARNS
Lot (acres)The size of the land the home sits on, from county records.6.00
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.Pool W/Hot Tub/Spa
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Shed · 96 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Sartell High SchoolA
High · Grades 9–12 · 3.8 mi
E
Pine Meadow Primary School
Elementary · Grades 1–2 · 5.5 mi
M
Sartell Middle SchoolA
Middle · Grades 6–8 · 5.7 mi

District: Sartell-St. Stephen Isd 748

Neighborhood · ZIP 56375These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.35
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.16

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.18%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.445
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.131 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$108,735
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,837
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.28 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 6th St Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 93% of homes in Saint Stephen 56375
  • Costs less per square foot than 65% of homes in Saint Stephen 56375
  • Bigger than 96% of homes in Saint Stephen 56375
  • Has a bigger lot than 88% of homes in Saint Stephen 56375
  • Newer than 90% of homes in Saint Stephen 56375

What homes are worth in Saint Stephen 56375

Each bar is how many homes fall in that price range. The marker is this home.

This home
$126K$622K

This home is worth more than 93% of homes in Saint Stephen 56375.

How it measures up in Saint Stephen 56375

The dot is this home. The mark in the middle is the typical home in Saint Stephen 56375.

Estimated value$447,905
CheaperTypical $241,087Pricier

Pricier than 93% of homes nearby

Price per ft²$196
CheaperTypical $208Pricier

Pricier than 35% of homes nearby

Living area2,280 ft²
SmallerTypical 1,148 ft²Bigger

Bigger than 96% of homes nearby

Lot size6 ac
SmallerTypical 0.63 acBigger

Bigger than 88% of homes nearby

Year built2002
OlderTypical 1984Newer

Newer than 90% of homes nearby

How 431 6th St Sw ranks against every home in each area.
MeasureThis homeSaint Stephen 56375Stearns County
Estimated valuepricier than$447,90593% of homes88% of homes
Price per ft²pricier than$19635% of homes61% of homes
Living areabigger than2,280 ft²96% of homes90% of homes
Lot sizebigger than6 ac88% of homes87% of homes
Year builtnewer than200290% of homes80% of homes

About 431 6th St Sw

How much is 431 6th St Sw, Saint Stephen, MN worth?

The TopHap Estimate for 431 6th St Sw, Saint Stephen, MN is $447,905 as of Aug 30, 2026. The likely range is $359,533 to $536,277. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 6th St Sw, Saint Stephen, MN last sell?

431 6th St Sw, Saint Stephen, MN last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 431 6th St Sw, Saint Stephen, MN?

431 6th St Sw, Saint Stephen, MN has 3 bedrooms, 2.3 bathrooms, 2,280 square feet of living space and a 6.00-acre lot.

When was 431 6th St Sw, Saint Stephen, MN built?

431 6th St Sw, Saint Stephen, MN was built in 2002, making it 24 years old. The building has 2 stories.

What schools serve 431 6th St Sw, Saint Stephen, MN?

431 6th St Sw, Saint Stephen, MN is assigned to Sartell High School (high), rated A; Pine Meadow Primary School (elementary); Sartell Middle School (middle), rated A. All sit in Sartell-St. Stephen Isd 748. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 6th St Sw, Saint Stephen, MN compare to other homes in Saint Stephen 56375?

Among the 337 homes in Saint Stephen 56375, it is worth more than 93% of them ($447,905 against a typical $241,087), its price per square foot is higher than 35% of them ($196 against a typical $208), it is bigger than 96% of them (2,280 ft² against a typical 1,148 ft²), its lot is bigger than 88% of them (6 ac against a typical 0.63 ac) and it is newer than 90% of them (2002 against a typical 1984). Measured against all of Stearns County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 6th St Sw, Saint Stephen, MN?

The 2026 property tax bill for 431 6th St Sw, Saint Stephen, MN was $6,692. The county assessed it at $563,900.

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