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Single Family ResidenceResidential
$218,030$404 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

431 COMMERCIAL ST

ASTORIA, OR 97103
2
Beds
1
Baths
540 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2,178 ft²
Lot SizeThe size of the land the home sits on, from county records.
1900
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$218K
$192K low$244K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$218,030
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$174,424

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,037 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$83,266 (2025)
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$83,266
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,440
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$217,110

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.35
30
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
36
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
100
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
1
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.50 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyClatsop
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1912
Lot (acres)The size of the land the home sits on, from county records.0.05
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Roll Composition (rolled Mineral Roof)
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Astoria Middle SchoolC-
Middle · Grades 6–8 · 0.8 mi
H
Astoria High SchoolC+
High · Grades 9–12 · 1.0 mi
E
John Jacob Astor Elementary School
Elementary · Grades KG–2 · 1.7 mi

District: Astoria School District 1

Neighborhood · ZIP 97103These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.102
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.268

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.17%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.19,596
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.57 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$72,645
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$86,548
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.96 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.48%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Commercial St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Astoria Downtown
  • Costs more per square foot than 89% of homes in Astoria 97103
  • Among the smallest homes in Astoria Downtown
  • Has a smaller lot than 96% of homes in Astoria 97103
  • Older than 97% of homes in Clatsop County

What homes are worth in Astoria 97103

Each bar is how many homes fall in that price range. The marker is this home.

This home
$221K$899K

This home is worth more than 2% of homes in Astoria 97103.

How it measures up in Astoria 97103

The dot is this home. The mark in the middle is the typical home in Astoria 97103.

Estimated value$218,030
CheaperTypical $452,525Pricier

Pricier than 2% of homes nearby

Price per ft²$404
CheaperTypical $296Pricier

Pricier than 89% of homes nearby

Living area540 ft²
SmallerTypical 1,552 ft²Bigger

Smaller than almost all homes nearby

Lot size2,178 ft²
SmallerTypical 0.33 acBigger

Bigger than 4% of homes nearby

Year built1900
OlderTypical 1952Newer

Newer than 8% of homes nearby

How 431 Commercial St ranks against every home in each area.
MeasureThis homeAstoria DowntownAstoria 97103Clatsop County
Estimated valuepricier than$218,0302% of homes2% of homes3% of homes
Price per ft²pricier than$40486% of homes89% of homes71% of homes
Living areabigger than540 ft²almost no homesalmost no homes2% of homes
Lot sizebigger than2,178 ft²16% of homes4% of homes5% of homes
Year builtnewer than190031% of homes8% of homes3% of homes

About 431 Commercial St

How much is 431 Commercial St, Astoria, OR worth?

The TopHap Estimate for 431 Commercial St, Astoria, OR is $218,030 as of Jul 14, 2026. The likely range is $191,724 to $244,337. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 431 Commercial St, Astoria, OR?

431 Commercial St, Astoria, OR has 2 bedrooms, 1 bathrooms, 540 square feet of living space and a 0.05-acre lot.

When was 431 Commercial St, Astoria, OR built?

431 Commercial St, Astoria, OR was built in 1900, making it 126 years old. The building has 1 story.

What schools serve 431 Commercial St, Astoria, OR?

431 Commercial St, Astoria, OR is assigned to Astoria Middle School (middle), rated C-; Astoria High School (high), rated C+; John Jacob Astor Elementary School (elementary). All sit in Astoria School District 1. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Commercial St, Astoria, OR compare to other homes in Astoria 97103?

Among the 7,202 homes in Astoria 97103, it is worth more than 2% of them ($218,030 against a typical $452,525), its price per square foot is higher than 89% of them ($404 against a typical $296), it is bigger than almost none of them (540 ft² against a typical 1,552 ft²), its lot is bigger than 4% of them (2,178 ft² against a typical 0.33 ac) and it is newer than 8% of them (1900 against a typical 1952). Measured against all of Clatsop County, it is worth more than 3% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Commercial St, Astoria, OR?

The 2025 property tax bill for 431 Commercial St, Astoria, OR was $1,037. The county assessed it at $83,266.

Closest homes

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Assigned schools

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