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Single Family ResidenceResidential
$197,060$100 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 86How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

431 COVINA DR SW

DECATUR, AL 35603
1
Baths
1,974 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.15 ac
Lot SizeThe size of the land the home sits on, from county records.
1991
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$197K
$169K low$225K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$451 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$14,200 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,390
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$11,810
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$14,200
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$142,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
10
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
29
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.6 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.6%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyMORGAN
Lot (acres)The size of the land the home sits on, from county records.0.15
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Frances Nungester Elementary SchoolC+
Elementary · Grades PK–5 · 0.6 mi
H
Decatur High SchoolD+
High · Grades 9–12 · 2.9 mi
M
Decatur Middle SchoolC+
Middle · Grades 6–8 · 3.0 mi

District: Decatur City School District

Neighborhood · ZIP 35603These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.93
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.107
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.57

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.32,592
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.426 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$74,724
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$99,456
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Covina Dr Sw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 75% of homes in Decatur 35603
  • Costs less per square foot than 89% of homes in Decatur 35603
  • Bigger than 71% of homes in Morgan County
  • Has a smaller lot than 94% of homes in Morgan County
  • Newer than 67% of homes in Morgan County

What homes are worth in Decatur 35603

Each bar is how many homes fall in that price range. The marker is this home.

This home
$100K$670K

This home is worth more than 25% of homes in Decatur 35603.

How it measures up in Decatur 35603

The dot is this home. The mark in the middle is the typical home in Decatur 35603.

Estimated value$197,060
CheaperTypical $266,232Pricier

Pricier than 25% of homes nearby

Price per ft²$100
CheaperTypical $142Pricier

Pricier than 11% of homes nearby

Living area1,974 ft²
SmallerTypical 1,833 ft²Bigger

Bigger than 59% of homes nearby

Lot size0.15 ac
SmallerTypical 0.36 acBigger

Bigger than 12% of homes nearby

Year built1991
OlderTypical 1991Newer

Newer than 51% of homes nearby

How 431 Covina Dr Sw ranks against every home in each area.
MeasureThis homeDecatur 35603Morgan County
Estimated valuepricier than$197,06025% of homes44% of homes
Price per ft²pricier than$10011% of homes22% of homes
Living areabigger than1,974 ft²59% of homes71% of homes
Lot sizebigger than0.15 ac12% of homes6% of homes
Year builtnewer than199151% of homes67% of homes

About 431 Covina Dr Sw

How much is 431 Covina Dr Sw, Decatur, AL worth?

The TopHap Estimate for 431 Covina Dr Sw, Decatur, AL is $197,060 as of Sep 24, 2026. The likely range is $169,280 to $224,840. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Covina Dr Sw, Decatur, AL last sell?

431 Covina Dr Sw, Decatur, AL last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 431 Covina Dr Sw, Decatur, AL?

431 Covina Dr Sw, Decatur, AL has 1 bathrooms, 1,974 square feet of living space and a 0.15-acre lot.

When was 431 Covina Dr Sw, Decatur, AL built?

431 Covina Dr Sw, Decatur, AL was built in 1991, making it 35 years old. It is a townhouse home. The building has 1 story.

What schools serve 431 Covina Dr Sw, Decatur, AL?

431 Covina Dr Sw, Decatur, AL is assigned to Frances Nungester Elementary School (elementary), rated C+; Decatur High School (high), rated D+; Decatur Middle School (middle), rated C+. All sit in Decatur City School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Covina Dr Sw, Decatur, AL compare to other homes in Decatur 35603?

Among the 11,035 homes in Decatur 35603, it is worth more than 25% of them ($197,060 against a typical $266,232), its price per square foot is higher than 11% of them ($100 against a typical $142), it is bigger than 59% of them (1,974 ft² against a typical 1,833 ft²), its lot is bigger than 12% of them (0.15 ac against a typical 0.36 ac) and it is newer than 51% of them (1991 against a typical 1991). Measured against all of Morgan County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Covina Dr Sw, Decatur, AL?

The 2025 property tax bill for 431 Covina Dr Sw, Decatur, AL was $451. The county assessed it at $14,200.

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