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Single Family ResidenceResidential
$394,178$212 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

431 LOFTON RD

RAPHINE, VA 24472
3
Beds
2
Baths
1,858 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1980
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$394K
$373K low$416K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$156,178
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$124,942
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.66%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$163,000
NATIONAL BANK OF KANSAS CITY · 5.5% · recorded Jan 27, 2005
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$75,000
ROCKET MORTGAGE LLC

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,692 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$325,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$50,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$274,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$325,400
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$325,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyAUGUSTA
Lot (acres)The size of the land the home sits on, from county records.1.00
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Baseboard
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 160 ft²Patio · 48 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Riverheads High SchoolB-
High · Grades 9–12 · 5.6 mi
E
Riverheads Elementary SchoolC
Elementary · Grades PK–5 · 5.8 mi
M
Beverley Manor Middle School
Middle · Grades 6–8 · 13.7 mi

District: Augusta County Public Schools

Neighborhood · ZIP 24472These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.135
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.60

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.2,886
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.40 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,251
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$89,145
Average tempThe average temperature here across a full year.52°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Lofton Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Has a smaller lot than 80% of homes in Raphine 24472

What homes are worth in Raphine 24472

Each bar is how many homes fall in that price range. The marker is this home.

This home
$130K$1.3M

This home is worth more than 54% of homes in Raphine 24472.

How it measures up in Raphine 24472

The dot is this home. The mark in the middle is the typical home in Raphine 24472.

Estimated value$394,178
CheaperTypical $374,499Pricier

Pricier than 54% of homes nearby

Price per ft²$212
CheaperTypical $212Pricier

Pricier than 50% of homes nearby

Living area1,858 ft²
SmallerTypical 1,804 ft²Bigger

Bigger than 52% of homes nearby

Lot size1 ac
SmallerTypical 2.83 acBigger

Bigger than 20% of homes nearby

Year built1980
OlderTypical 1982Newer

Newer than 49% of homes nearby

How 431 Lofton Rd ranks against every home in each area.
MeasureThis homeRaphine 24472Augusta County
Estimated valuepricier than$394,17854% of homes60% of homes
Price per ft²pricier than$21250% of homes54% of homes
Living areabigger than1,858 ft²52% of homes50% of homes
Lot sizebigger than1 ac20% of homes47% of homes
Year builtnewer than198049% of homes45% of homes

About 431 Lofton Rd

How much is 431 Lofton Rd, Raphine, VA worth?

The TopHap Estimate for 431 Lofton Rd, Raphine, VA is $394,178 as of Jul 14, 2026. The likely range is $372,513 to $415,843. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Lofton Rd, Raphine, VA last sell?

431 Lofton Rd, Raphine, VA last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 431 Lofton Rd, Raphine, VA?

431 Lofton Rd, Raphine, VA has 3 bedrooms, 2 bathrooms, 1,858 square feet of living space and a 1.00-acre lot.

When was 431 Lofton Rd, Raphine, VA built?

431 Lofton Rd, Raphine, VA was built in 1980, making it 46 years old. The building has 1 story.

What schools serve 431 Lofton Rd, Raphine, VA?

431 Lofton Rd, Raphine, VA is assigned to Riverheads High School (high), rated B-; Riverheads Elementary School (elementary), rated C; Beverley Manor Middle School (middle). All sit in Augusta County Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Lofton Rd, Raphine, VA compare to other homes in Raphine 24472?

Among the 1,018 homes in Raphine 24472, it is worth more than 54% of them ($394,178 against a typical $374,499), its price per square foot is higher than 50% of them ($212 against a typical $212), it is bigger than 52% of them (1,858 ft² against a typical 1,804 ft²), its lot is bigger than 20% of them (1 ac against a typical 2.83 ac) and it is newer than 49% of them (1980 against a typical 1982). Measured against all of Augusta County, it is worth more than 60% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Lofton Rd, Raphine, VA?

The 2026 property tax bill for 431 Lofton Rd, Raphine, VA was $1,692. The county assessed it at $325,400.

Closest homes

More homes in Raphine 24472

Assigned schools

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