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Single Family ResidenceResidential
$152,812$127 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 65How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

431 MOUNTAIN CREEK RD

RUTHERFORDTON, NC 28139
1
Baths
1,200 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$153K
$99K low$207K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$321 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$50,800 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$30,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$20,400
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$50,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$50,800

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyRutherford
Lot (acres)The size of the land the home sits on, from county records.2.00
HeatingThe type of heating system in the home.None
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(6)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
R-S Central High SchoolC
High · Grades 9–12 · 2.3 mi
E
Pinnacle Elementary SchoolB-
Elementary · Grades PK–5 · 2.7 mi
M
R-S Middle SchoolC+
Middle · Grades 6–8 · 5.1 mi

District: Rutherford County Schools

Neighborhood · ZIP 28139These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.89
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.85

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.87%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.15%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.20,062
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.112 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$57,546
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,393
Average tempThe average temperature here across a full year.59°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Mountain Creek Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 85% of homes in Rutherfordton 28139
  • Costs less per square foot than 80% of homes in Rutherfordton 28139
  • Smaller than 77% of homes in Rutherfordton 28139
  • Has a bigger lot than 67% of homes in Rutherford County

What homes are worth in Rutherfordton 28139

Each bar is how many homes fall in that price range. The marker is this home.

This home
$66K$828K

This home is worth more than 15% of homes in Rutherfordton 28139.

How it measures up in Rutherfordton 28139

The dot is this home. The mark in the middle is the typical home in Rutherfordton 28139.

Estimated value$152,812
CheaperTypical $293,738Pricier

Pricier than 15% of homes nearby

Price per ft²$127
CheaperTypical $180Pricier

Pricier than 20% of homes nearby

Living area1,200 ft²
SmallerTypical 1,539 ft²Bigger

Bigger than 23% of homes nearby

Lot size2 ac
SmallerTypical 1.83 acBigger

Bigger than 55% of homes nearby

Year built1973
OlderTypical 1985Newer

Newer than 38% of homes nearby

How 431 Mountain Creek Rd ranks against every home in each area.
MeasureThis homeRutherfordton 28139Rutherford County
Estimated valuepricier than$152,81215% of homes26% of homes
Price per ft²pricier than$12720% of homes32% of homes
Living areabigger than1,200 ft²23% of homes30% of homes
Lot sizebigger than2 ac55% of homes67% of homes
Year builtnewer than197338% of homes46% of homes

About 431 Mountain Creek Rd

How much is 431 Mountain Creek Rd, Rutherfordton, NC worth?

The TopHap Estimate for 431 Mountain Creek Rd, Rutherfordton, NC is $152,812 as of Sep 24, 2026. The likely range is $99,033 to $206,591. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Mountain Creek Rd, Rutherfordton, NC last sell?

431 Mountain Creek Rd, Rutherfordton, NC last sold on May 7, 2014, according to the county's recorded deed.

How big is 431 Mountain Creek Rd, Rutherfordton, NC?

431 Mountain Creek Rd, Rutherfordton, NC has 1 bathrooms, 1,200 square feet of living space and a 2.00-acre lot.

When was 431 Mountain Creek Rd, Rutherfordton, NC built?

431 Mountain Creek Rd, Rutherfordton, NC was built in 1973, making it 53 years old. The building has 1 story.

What schools serve 431 Mountain Creek Rd, Rutherfordton, NC?

431 Mountain Creek Rd, Rutherfordton, NC is assigned to R-S Central High School (high), rated C; Pinnacle Elementary School (elementary), rated B-; R-S Middle School (middle), rated C+. All sit in Rutherford County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Mountain Creek Rd, Rutherfordton, NC compare to other homes in Rutherfordton 28139?

Among the 7,473 homes in Rutherfordton 28139, it is worth more than 15% of them ($152,812 against a typical $293,738), its price per square foot is higher than 20% of them ($127 against a typical $180), it is bigger than 23% of them (1,200 ft² against a typical 1,539 ft²), its lot is bigger than 55% of them (2 ac against a typical 1.83 ac) and it is newer than 38% of them (1973 against a typical 1985). Measured against all of Rutherford County, it is worth more than 26% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Mountain Creek Rd, Rutherfordton, NC?

The 2025 property tax bill for 431 Mountain Creek Rd, Rutherfordton, NC was $321. The county assessed it at $50,800.

More homes on Mountain Creek Rd

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