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Residential (General/Single)Residential
$916,540$258 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $700,000 on Dec 3, 2021

431 OAK ST

RIDGEFIELD, NJ 07657
0
Baths
3,548 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1982
Year BuiltThe year the home was originally built, according to county records.

Valuation

$917K
$864K low$970K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$700,000 · Dec 3, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$15,820 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$950,400 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$378,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$572,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$933,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$950,400

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Residential (General/Single)
CountyBERGEN
Lot (acres)The size of the land the home sits on, from county records.0.16
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Ridgefield Memorial High SchoolB-
High · Grades 9–12 · 0.3 mi
E
Bergen Boulevard School
Elementary · Grades 1–2 · 0.4 mi
M
Slocum Skewes SchoolB+
Middle · Grades 3–8 · 0.7 mi

District: Ridgefield Borough School District

Neighborhood · ZIP 07657These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.85
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.118
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.114

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.11,739
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5,212 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$95,854
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$130,610
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Oak St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 78% of homes in Ridgefield 07657
  • Among the lowest price per square foot in Ridgefield 07657
  • Bigger than 95% of homes in Ridgefield 07657
  • Has a bigger lot than 81% of homes in Ridgefield 07657
  • Newer than 86% of homes in Ridgefield 07657

What homes are worth in Ridgefield 07657

Each bar is how many homes fall in that price range. The marker is this home.

This home
$319K$1.4M

This home is worth more than 78% of homes in Ridgefield 07657.

How it measures up in Ridgefield 07657

The dot is this home. The mark in the middle is the typical home in Ridgefield 07657.

Estimated value$916,540
CheaperTypical $729,102Pricier

Pricier than 78% of homes nearby

Price per ft²$258
CheaperTypical $397Pricier

Cheaper than almost all homes nearby

Living area3,548 ft²
SmallerTypical 1,834 ft²Bigger

Bigger than 95% of homes nearby

Lot size0.16 ac
SmallerTypical 0.11 acBigger

Bigger than 81% of homes nearby

Year built1982
OlderTypical 1949Newer

Newer than 86% of homes nearby

How 431 Oak St ranks against every home in each area.
MeasureThis homeRidgefield 07657Bergen County
Estimated valuepricier than$916,54078% of homes65% of homes
Price per ft²pricier than$258almost no homes2% of homes
Living areabigger than3,548 ft²95% of homes92% of homes
Lot sizebigger than0.16 ac81% of homes48% of homes
Year builtnewer than198286% of homes79% of homes

About 431 Oak St

How much is 431 Oak St, Ridgefield, NJ worth?

The TopHap Estimate for 431 Oak St, Ridgefield, NJ is $916,540 as of Sep 24, 2026. The likely range is $863,520 to $969,560. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Oak St, Ridgefield, NJ last sell?

431 Oak St, Ridgefield, NJ last sold on Dec 3, 2021 for $700,000, according to the county's recorded deed.

How big is 431 Oak St, Ridgefield, NJ?

431 Oak St, Ridgefield, NJ has 3,548 square feet of living space and a 0.16-acre lot.

When was 431 Oak St, Ridgefield, NJ built?

431 Oak St, Ridgefield, NJ was built in 1982, making it 44 years old.

What schools serve 431 Oak St, Ridgefield, NJ?

431 Oak St, Ridgefield, NJ is assigned to Ridgefield Memorial High School (high), rated B-; Bergen Boulevard School (elementary); Slocum Skewes School (middle), rated B+. All sit in Ridgefield Borough School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Oak St, Ridgefield, NJ compare to other homes in Ridgefield 07657?

Among the 2,580 homes in Ridgefield 07657, it is worth more than 78% of them ($916,540 against a typical $729,102), its price per square foot is higher than almost none of them ($258 against a typical $397), it is bigger than 95% of them (3,548 ft² against a typical 1,834 ft²), its lot is bigger than 81% of them (0.16 ac against a typical 0.11 ac) and it is newer than 86% of them (1982 against a typical 1949). Measured against all of Bergen County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Oak St, Ridgefield, NJ?

The 2025 property tax bill for 431 Oak St, Ridgefield, NJ was $15,820. The county assessed it at $950,400.

More homes on Oak St

Closest homes

More homes in Ridgefield 07657

Assigned schools

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