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Single Family ResidenceResidential
$199,497$119 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

431 OAK TERRACE DR

ASHLAND, KY 41102
3
Beds
3 / 1
Baths
1,680 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.38 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$199K
$175K low$224K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,578 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$159,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$25,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$134,900
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$159,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$159,900

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBoyd
Lot (acres)The size of the land the home sits on, from county records.0.38
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 3,520 ft²Porch · 84 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Boyd County Middle SchoolC-
Middle · Grades 6–8 · 1.0 mi
E
Summit Elementary SchoolC
Elementary · Grades KG–5 · 1.1 mi
H
Boyd County High SchoolC
High · Grades 9–12 · 4.1 mi

District: Boyd County School District

Neighborhood · ZIP 41102These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.83
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.151
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.91%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.14%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.20,786
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.395 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$82,528
Average tempThe average temperature here across a full year.54°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Oak Terrace Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Boyd County
  • Costs more per square foot than 75% of homes in Boyd County
  • Bigger than 70% of homes in Boyd County
  • Newer than 97% of homes in Boyd County

What homes are worth in Ashland 41102

Each bar is how many homes fall in that price range. The marker is this home.

This home
$39K$414K

This home is worth more than 79% of homes in Ashland 41102.

How it measures up in Ashland 41102

The dot is this home. The mark in the middle is the typical home in Ashland 41102.

Estimated value$199,497
CheaperTypical $125,876Pricier

Pricier than 79% of homes nearby

Price per ft²$119
CheaperTypical $97Pricier

Pricier than 71% of homes nearby

Living area1,680 ft²
SmallerTypical 1,372 ft²Bigger

Bigger than 68% of homes nearby

Lot size0.38 ac
SmallerTypical 0.44 acBigger

Bigger than 46% of homes nearby

Year built2006
OlderTypical 1971Newer

Newer than 96% of homes nearby

How 431 Oak Terrace Dr ranks against every home in each area.
MeasureThis homeAshland 41102Boyd County
Estimated valuepricier than$199,49779% of homes82% of homes
Price per ft²pricier than$11971% of homes75% of homes
Living areabigger than1,680 ft²68% of homes70% of homes
Lot sizebigger than0.38 ac46% of homes55% of homes
Year builtnewer than200696% of homes97% of homes

About 431 Oak Terrace Dr

How much is 431 Oak Terrace Dr, Ashland, KY worth?

The TopHap Estimate for 431 Oak Terrace Dr, Ashland, KY is $199,497 as of Sep 24, 2026. The likely range is $175,233 to $223,761. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

How big is 431 Oak Terrace Dr, Ashland, KY?

431 Oak Terrace Dr, Ashland, KY has 3 bedrooms, 3 bathrooms, 1,680 square feet of living space and a 0.38-acre lot.

When was 431 Oak Terrace Dr, Ashland, KY built?

431 Oak Terrace Dr, Ashland, KY was built in 2006, making it 20 years old. The building has 1 story.

What schools serve 431 Oak Terrace Dr, Ashland, KY?

431 Oak Terrace Dr, Ashland, KY is assigned to Boyd County Middle School (middle), rated C-; Summit Elementary School (elementary), rated C; Boyd County High School (high), rated C. All sit in Boyd County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Oak Terrace Dr, Ashland, KY compare to other homes in Ashland 41102?

Among the 9,392 homes in Ashland 41102, it is worth more than 79% of them ($199,497 against a typical $125,876), its price per square foot is higher than 71% of them ($119 against a typical $97), it is bigger than 68% of them (1,680 ft² against a typical 1,372 ft²), its lot is bigger than 46% of them (0.38 ac against a typical 0.44 ac) and it is newer than 96% of them (2006 against a typical 1971). Measured against all of Boyd County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Oak Terrace Dr, Ashland, KY?

The 2025 property tax bill for 431 Oak Terrace Dr, Ashland, KY was $1,578. The county assessed it at $159,900.

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