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Single Family ResidenceResidential
$126,450$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 87How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $85,000 on Sep 7, 2021

431 RICHARDS RD

TOLEDO, OH 43607
3
Beds
1
Baths
1,104 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.14 ac
Lot SizeThe size of the land the home sits on, from county records.
1970
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$126K
$110K low$142K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$85,000 · Sep 7, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$58,450
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$46,760
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$68,000
THE HUNTINGTON NATIONAL BANK · recorded Sep 7, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,025 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$8,505
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$9,520
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$51,500

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLUCAS
Lot (acres)The size of the land the home sits on, from county records.0.14
ConstructionThe main material the home's frame and walls are built from.Metal Frame (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
ViewThe type of view from the property, or another feature of the site that affects value.Secondary

Transaction History(5)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Keyser Elementary SchoolC-
Elementary · Grades KG–8 · 0.5 mi
H
Rogers High SchoolD
High · Grades 9–12 · 1.8 mi

District: Toledo Public Schools

Neighborhood · ZIP 43607These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.142
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.127
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.39

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.14%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.31%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.20,335
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,850 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$41,478
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$50,254
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.Yes

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Richards Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Toledo 43607
  • Costs more per square foot than 91% of homes in Toledo 43607
  • Smaller than 77% of homes in Lucas County
  • Has a smaller lot than 89% of homes in Reynolds Corners
  • Newer than 90% of homes in Toledo 43607

What homes are worth in Toledo 43607

Each bar is how many homes fall in that price range. The marker is this home.

This home
$27K$256K

This home is worth more than 81% of homes in Toledo 43607.

How it measures up in Toledo 43607

The dot is this home. The mark in the middle is the typical home in Toledo 43607.

Estimated value$126,450
CheaperTypical $77,755Pricier

Pricier than 81% of homes nearby

Price per ft²$115
CheaperTypical $64Pricier

Pricier than 91% of homes nearby

Living area1,104 ft²
SmallerTypical 1,300 ft²Bigger

Bigger than 30% of homes nearby

Lot size0.14 ac
SmallerTypical 0.12 acBigger

Bigger than 57% of homes nearby

Year built1970
OlderTypical 1925Newer

Newer than 90% of homes nearby

How 431 Richards Rd ranks against every home in each area.
MeasureThis homeReynolds CornersToledo 43607Lucas County
Estimated valuepricier than$126,45032% of homes81% of homes36% of homes
Price per ft²pricier than$11556% of homes91% of homes44% of homes
Living areabigger than1,104 ft²28% of homes30% of homes23% of homes
Lot sizebigger than0.14 ac11% of homes57% of homes33% of homes
Year builtnewer than197056% of homes90% of homes70% of homes

About 431 Richards Rd

How much is 431 Richards Rd, Toledo, OH worth?

The TopHap Estimate for 431 Richards Rd, Toledo, OH is $126,450 as of Jul 14, 2026. The likely range is $110,464 to $142,436. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Richards Rd, Toledo, OH last sell?

431 Richards Rd, Toledo, OH last sold on Sep 7, 2021 for $85,000, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 431 Richards Rd, Toledo, OH?

431 Richards Rd, Toledo, OH has 3 bedrooms, 1 bathrooms, 1,104 square feet of living space and a 0.14-acre lot.

When was 431 Richards Rd, Toledo, OH built?

431 Richards Rd, Toledo, OH was built in 1970, making it 56 years old. The building has 2 stories.

What schools serve 431 Richards Rd, Toledo, OH?

431 Richards Rd, Toledo, OH is assigned to Keyser Elementary School (elementary), rated C-; Rogers High School (high), rated D. All sit in Toledo Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Richards Rd, Toledo, OH compare to other homes in Toledo 43607?

Among the 8,056 homes in Toledo 43607, it is worth more than 81% of them ($126,450 against a typical $77,755), its price per square foot is higher than 91% of them ($115 against a typical $64), it is bigger than 30% of them (1,104 ft² against a typical 1,300 ft²), its lot is bigger than 57% of them (0.14 ac against a typical 0.12 ac) and it is newer than 90% of them (1970 against a typical 1925). Measured against all of Lucas County, it is worth more than 36% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Assigned schools

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