Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$323,490$181 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

431 RIGGS RD

HUBERT, NC 28539
3
Beds
2
Baths
1,786 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.64 ac
Lot SizeThe size of the land the home sits on, from county records.
2007
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$323K
$304K low$343K high
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$181,490
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$145,192
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.44%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$142,000
EASTERN MORTGAGE SERVICE INC · recorded Sep 27, 2011

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,673 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$255,480 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,070
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$220,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$255,480
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$255,480

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Conventional
CountyOnslow
Lot (acres)The size of the land the home sits on, from county records.0.64
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Silverdale Elementary SchoolC+
Elementary · Grades KG–5 · 3.5 mi
M
Hunters Creek Middle SchoolB+
Middle · Grades 6–8 · 5.5 mi
H
White Oak High SchoolC-
High · Grades 9–12 · 6.6 mi

District: Onslow County Schools

Neighborhood · ZIP 28539These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.98
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.16%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.10%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.18,134
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.219 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,523
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,029
Average tempThe average temperature here across a full year.63°F
Annual precipHow much rain and melted snow falls here in a typical year.56 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Riggs Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 69% of homes in Hubert 28539
  • Bigger than 66% of homes in Hubert 28539
  • Has a bigger lot than 70% of homes in Onslow County
  • Newer than 66% of homes in Onslow County

What homes are worth in Hubert 28539

Each bar is how many homes fall in that price range. The marker is this home.

This home
$64K$606K

This home is worth more than 69% of homes in Hubert 28539.

How it measures up in Hubert 28539

The dot is this home. The mark in the middle is the typical home in Hubert 28539.

Estimated value$323,490
CheaperTypical $271,065Pricier

Pricier than 69% of homes nearby

Price per ft²$181
CheaperTypical $178Pricier

Pricier than 53% of homes nearby

Living area1,786 ft²
SmallerTypical 1,546 ft²Bigger

Bigger than 66% of homes nearby

Lot size0.64 ac
SmallerTypical 0.49 acBigger

Bigger than 62% of homes nearby

Year built2007
OlderTypical 2002Newer

Newer than 64% of homes nearby

How 431 Riggs Rd ranks against every home in each area.
MeasureThis homeHubert 28539Onslow County
Estimated valuepricier than$323,49069% of homes63% of homes
Price per ft²pricier than$18153% of homes56% of homes
Living areabigger than1,786 ft²66% of homes62% of homes
Lot sizebigger than0.64 ac62% of homes70% of homes
Year builtnewer than200764% of homes66% of homes

About 431 Riggs Rd

How much is 431 Riggs Rd, Hubert, NC worth?

The TopHap Estimate for 431 Riggs Rd, Hubert, NC is $323,490 as of Jul 14, 2026. The likely range is $304,372 to $342,608. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Riggs Rd, Hubert, NC last sell?

431 Riggs Rd, Hubert, NC last sold on Mar 30, 2007, according to the county's recorded deed.

How big is 431 Riggs Rd, Hubert, NC?

431 Riggs Rd, Hubert, NC has 3 bedrooms, 2 bathrooms, 1,786 square feet of living space and a 0.64-acre lot.

When was 431 Riggs Rd, Hubert, NC built?

431 Riggs Rd, Hubert, NC was built in 2007, making it 19 years old. It is a conventional home. The building has 1 story.

What schools serve 431 Riggs Rd, Hubert, NC?

431 Riggs Rd, Hubert, NC is assigned to Silverdale Elementary School (elementary), rated C+; Hunters Creek Middle School (middle), rated B+; White Oak High School (high), rated C-. All sit in Onslow County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Riggs Rd, Hubert, NC compare to other homes in Hubert 28539?

Among the 7,183 homes in Hubert 28539, it is worth more than 69% of them ($323,490 against a typical $271,065), its price per square foot is higher than 53% of them ($181 against a typical $178), it is bigger than 66% of them (1,786 ft² against a typical 1,546 ft²), its lot is bigger than 62% of them (0.64 ac against a typical 0.49 ac) and it is newer than 64% of them (2007 against a typical 2002). Measured against all of Onslow County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Riggs Rd, Hubert, NC?

The 2025 property tax bill for 431 Riggs Rd, Hubert, NC was $1,673. The county assessed it at $255,480.

More homes on Riggs Rd

Closest homes

More homes in Hubert 28539

Assigned schools

Explore the area

See this home in context

Open 431 Riggs Rd on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map