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Single Family ResidenceResidential
$353,030$197 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 79How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026

431 RIVER LN

ANOKA, MN 55303
4
Beds
3
Baths
1,794 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1988
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$353K
$280K low$426K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,281 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$492,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$102,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$389,500
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$492,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$492,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.38
44
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
6
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
59
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
57
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
25
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.21 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Split Level
CountyAnoka
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.2000
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Block (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Forced Air
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.DeckPorch · 135 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lincoln Elementary School for ArtsC+
Elementary · Grades KG–5 · 0.3 mi
M
Anoka Middle School for the Arts-Grade 7 & 8 Fred Moore CampusB
Middle · Grades 7–8 · 0.4 mi
H
Anoka High SchoolB
High · Grades 9–12 · 2.6 mi

District: Anoka-Hennepin School District

Neighborhood · ZIP 55303These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.11

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.23%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.8%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.52,218
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.802 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$100,271
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$117,315
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 River Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 79% of homes in Anoka 55303
  • Bigger than 77% of homes in Anoka County

What homes are worth in Anoka 55303

Each bar is how many homes fall in that price range. The marker is this home.

This home
$147K$580K

This home is worth more than 79% of homes in Anoka 55303.

How it measures up in Anoka 55303

The dot is this home. The mark in the middle is the typical home in Anoka 55303.

Estimated value$353,030
CheaperTypical $259,815Pricier

Pricier than 79% of homes nearby

Price per ft²$197
CheaperTypical $190Pricier

Pricier than 56% of homes nearby

Living area1,794 ft²
SmallerTypical 1,380 ft²Bigger

Bigger than 75% of homes nearby

Lot size0.36 ac
SmallerTypical 0.36 acBigger

Bigger than 51% of homes nearby

Year built1988
OlderTypical 1991Newer

Newer than 47% of homes nearby

How 431 River Ln ranks against every home in each area.
MeasureThis homeAnoka 55303Anoka County
Estimated valuepricier than$353,03079% of homes78% of homes
Price per ft²pricier than$19756% of homes55% of homes
Living areabigger than1,794 ft²75% of homes77% of homes
Lot sizebigger than0.36 ac51% of homes63% of homes
Year builtnewer than198847% of homes52% of homes

About 431 River Ln

How much is 431 River Ln, Anoka, MN worth?

The TopHap Estimate for 431 River Ln, Anoka, MN is $353,030 as of Jul 14, 2026. The likely range is $280,128 to $425,932. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 River Ln, Anoka, MN last sell?

431 River Ln, Anoka, MN last sold on Aug 1, 1986, according to the county's recorded deed.

How big is 431 River Ln, Anoka, MN?

431 River Ln, Anoka, MN has 4 bedrooms, 3 bathrooms, 1,794 square feet of living space and a 0.36-acre lot.

When was 431 River Ln, Anoka, MN built?

431 River Ln, Anoka, MN was built in 1988, making it 38 years old. It is a split level home. The building has 2 stories.

What schools serve 431 River Ln, Anoka, MN?

431 River Ln, Anoka, MN is assigned to Lincoln Elementary School for Arts (elementary), rated C+; Anoka Middle School for the Arts-Grade 7 & 8 Fred Moore Campus (middle), rated B; Anoka High School (high), rated B. All sit in Anoka-Hennepin School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 River Ln, Anoka, MN compare to other homes in Anoka 55303?

Among the 17,568 homes in Anoka 55303, it is worth more than 79% of them ($353,030 against a typical $259,815), its price per square foot is higher than 56% of them ($197 against a typical $190), it is bigger than 75% of them (1,794 ft² against a typical 1,380 ft²), its lot is bigger than 51% of them (0.36 ac against a typical 0.36 ac) and it is newer than 47% of them (1988 against a typical 1991). Measured against all of Anoka County, it is worth more than 78% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 River Ln, Anoka, MN?

The 2026 property tax bill for 431 River Ln, Anoka, MN was $5,281. The county assessed it at $492,000.

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