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Single Family ResidenceResidential
$494,584$418 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $140,000 on Jun 25, 1993

431 RIVER RD

LINCOLN, RI 02865
3
Beds
2 / 2
Baths
1,182 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1985
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$495K
$467K low$522K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$140,000 · Jun 25, 1993
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$414,584
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$331,667
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.16%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$80,000
CREDIT UNION CENTRAL FALLS · P · recorded Jun 25, 1993

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$6,331 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$468,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$175,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$293,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$345,100

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.11
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
10
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
44
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Raised Ranch
CountyPROVIDENCE
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Hot Water
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Basement
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Lonsdale Elementary SchoolC
Elementary · Grades KG–5 · 0.5 mi
H
Lincoln Senior High SchoolA
High · Grades 9–12 · 2.2 mi
M
Lincoln Middle SchoolB+
Middle · Grades 6–8 · 2.9 mi

District: Lincoln School District

Neighborhood · ZIP 02865These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.56
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.109
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.31%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.5%
PopulationHow many people live in this area.18,892
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,087 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$106,651
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$126,269
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.49 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 67% of homes in Lincoln 02865
  • Costs more per square foot than 88% of homes in Lincoln 02865
  • Smaller than 83% of homes in Lincoln 02865
  • Has a bigger lot than 73% of homes in Providence County
  • Newer than 79% of homes in Providence County

What homes are worth in Lincoln 02865

Each bar is how many homes fall in that price range. The marker is this home.

This home
$272K$1.4M

This home is worth more than 33% of homes in Lincoln 02865.

How it measures up in Lincoln 02865

The dot is this home. The mark in the middle is the typical home in Lincoln 02865.

Estimated value$494,584
CheaperTypical $572,246Pricier

Pricier than 33% of homes nearby

Price per ft²$418
CheaperTypical $332Pricier

Pricier than 88% of homes nearby

Living area1,182 ft²
SmallerTypical 1,748 ft²Bigger

Bigger than 17% of homes nearby

Lot size0.31 ac
SmallerTypical 0.46 acBigger

Bigger than 36% of homes nearby

Year built1985
OlderTypical 1972Newer

Newer than 62% of homes nearby

How 431 River Rd ranks against every home in each area.
MeasureThis homeLincoln 02865Providence County
Estimated valuepricier than$494,58433% of homes63% of homes
Price per ft²pricier than$41888% of homes87% of homes
Living areabigger than1,182 ft²17% of homes26% of homes
Lot sizebigger than0.31 ac36% of homes73% of homes
Year builtnewer than198562% of homes79% of homes

About 431 River Rd

How much is 431 River Rd, Lincoln, RI worth?

The TopHap Estimate for 431 River Rd, Lincoln, RI is $494,584 as of Jul 14, 2026. The likely range is $467,454 to $521,714. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 River Rd, Lincoln, RI last sell?

431 River Rd, Lincoln, RI last sold on Jun 25, 1993 for $140,000, according to the county's recorded deed.

How big is 431 River Rd, Lincoln, RI?

431 River Rd, Lincoln, RI has 3 bedrooms, 2 bathrooms, 1,182 square feet of living space and a 0.31-acre lot.

When was 431 River Rd, Lincoln, RI built?

431 River Rd, Lincoln, RI was built in 1985, making it 41 years old. It is a raised ranch home. The building has 1 story.

What schools serve 431 River Rd, Lincoln, RI?

431 River Rd, Lincoln, RI is assigned to Lonsdale Elementary School (elementary), rated C; Lincoln Senior High School (high), rated A; Lincoln Middle School (middle), rated B+. All sit in Lincoln School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 River Rd, Lincoln, RI compare to other homes in Lincoln 02865?

Among the 6,237 homes in Lincoln 02865, it is worth more than 33% of them ($494,584 against a typical $572,246), its price per square foot is higher than 88% of them ($418 against a typical $332), it is bigger than 17% of them (1,182 ft² against a typical 1,748 ft²), its lot is bigger than 36% of them (0.31 ac against a typical 0.46 ac) and it is newer than 62% of them (1985 against a typical 1972). Measured against all of Providence County, it is worth more than 63% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 River Rd, Lincoln, RI?

The 2025 property tax bill for 431 River Rd, Lincoln, RI was $6,331. The county assessed it at $468,300.

Closest homes

More homes in Lincoln 02865

Assigned schools

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