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Rural ResidenceResidential
$1,112,042$336 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 94How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $402,000 on Jul 9, 2013

431 RIVERCHASE CT

PEGRAM, TN 37143
3
Baths
3,309 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
19.5 ac
Lot SizeThe size of the land the home sits on, from county records.
1996
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$1.1M
$1M low$1.2M high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$402,000 · Jul 9, 2013
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$868,042
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$694,434
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.19%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$244,000
COMMUNITY MTG ADVISORS · recorded Apr 3, 2020

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$226,575 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$116,975
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$109,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$226,575
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$906,300

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.51%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Rural Residence
CountyCheatham
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.19.50
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Yes
CoolingThe type of cooling or air conditioning in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 200 ft²Patio · 200 ft²Porch · 566 ft²

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Peagram Elementary Fine Arts Magnet SchoolB-
Elementary · Grades PK–4 · 1.2 mi
H
Harpeth High SchoolA-
High · Grades 9–12 · 2.5 mi
M
Harpeth Middle SchoolC-
Middle · Grades 5–8 · 2.7 mi

District: Cheatham County School District

Neighborhood · ZIP 37143These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.5.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.4,416
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.174 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$92,006
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,279
Average tempThe average temperature here across a full year.58°F
Annual precipHow much rain and melted snow falls here in a typical year.53 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Riverchase Ct measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Among the most valuable homes in Cheatham County
  • Costs more per square foot than 89% of homes in Cheatham County
  • Bigger than 98% of homes in Pegram 37143
  • Has a bigger lot than 95% of homes in Pegram 37143
  • Newer than 72% of homes in Pegram 37143

What homes are worth in Pegram 37143

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$1.2M

This home is worth more than 98% of homes in Pegram 37143.

How it measures up in Pegram 37143

The dot is this home. The mark in the middle is the typical home in Pegram 37143.

Estimated value$1,112,042
CheaperTypical $458,037Pricier

Pricier than 98% of homes nearby

Price per ft²$336
CheaperTypical $282Pricier

Pricier than 84% of homes nearby

Living area3,309 ft²
SmallerTypical 1,632 ft²Bigger

Bigger than 98% of homes nearby

Lot size19.5 ac
SmallerTypical 1.96 acBigger

Bigger than 95% of homes nearby

Year built1996
OlderTypical 1989Newer

Newer than 72% of homes nearby

How 431 Riverchase Ct ranks against every home in each area.
MeasureThis homePegram 37143Cheatham County
Estimated valuepricier than$1,112,04298% of homesalmost all homes
Price per ft²pricier than$33684% of homes89% of homes
Living areabigger than3,309 ft²98% of homes97% of homes
Lot sizebigger than19.5 ac95% of homes94% of homes
Year builtnewer than199672% of homes60% of homes

About 431 Riverchase Ct

How much is 431 Riverchase Ct, Pegram, TN worth?

The TopHap Estimate for 431 Riverchase Ct, Pegram, TN is $1,112,042 as of Jul 14, 2026. The likely range is $1,042,080 to $1,182,004. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Riverchase Ct, Pegram, TN last sell?

431 Riverchase Ct, Pegram, TN last sold on Jul 9, 2013 for $402,000, according to the county's recorded deed.

How big is 431 Riverchase Ct, Pegram, TN?

431 Riverchase Ct, Pegram, TN has 3 bathrooms, 3,309 square feet of living space and a 19.50-acre lot.

When was 431 Riverchase Ct, Pegram, TN built?

431 Riverchase Ct, Pegram, TN was built in 1996, making it 30 years old. The building has 2 stories.

What schools serve 431 Riverchase Ct, Pegram, TN?

431 Riverchase Ct, Pegram, TN is assigned to Peagram Elementary Fine Arts Magnet School (elementary), rated B-; Harpeth High School (high), rated A-; Harpeth Middle School (middle), rated C-. All sit in Cheatham County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Riverchase Ct, Pegram, TN compare to other homes in Pegram 37143?

Among the 1,698 homes in Pegram 37143, it is worth more than 98% of them ($1,112,042 against a typical $458,037), its price per square foot is higher than 84% of them ($336 against a typical $282), it is bigger than 98% of them (3,309 ft² against a typical 1,632 ft²), its lot is bigger than 95% of them (19.5 ac against a typical 1.96 ac) and it is newer than 72% of them (1996 against a typical 1989). Measured against all of Cheatham County, it is worth more than almost all homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

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Closest homes

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Assigned schools

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