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Single Family ResidenceResidential
$287,338$105 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 83How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $212,765 on Apr 9, 2019

431 S RICHARD ST

BEDFORD, PA 15522
0
Baths
2,726 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.25 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$287K
$239K low$336K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$212,765 · Apr 9, 2019

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,177 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$170,600 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$35,400
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$135,200
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$170,600
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$170,600

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
13
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
3
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
66
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
85
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.2 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyBEDFORD
Lot (acres)The size of the land the home sits on, from county records.0.25
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bedford High SchoolA-
High · Grades 9–12 · 0.2 mi
M
Bedford Middle SchoolB+
Middle · Grades 6–8 · 0.2 mi
E
Bedford Elementary SchoolC
Elementary · Grades KG–5 · 1.3 mi

District: Bedford Area School District

Neighborhood · ZIP 15522These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.88%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.2%
PopulationHow many people live in this area.11,861
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.63 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,378
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$75,687
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.39 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.57%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 S Richard St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 71% of homes in Bedford County
  • Costs less per square foot than 80% of homes in Bedford 15522
  • Bigger than 93% of homes in Bedford County
  • Has a smaller lot than 85% of homes in Bedford County
  • Older than 85% of homes in Bedford 15522

What homes are worth in Bedford 15522

Each bar is how many homes fall in that price range. The marker is this home.

This home
$61K$653K

This home is worth more than 70% of homes in Bedford 15522.

How it measures up in Bedford 15522

The dot is this home. The mark in the middle is the typical home in Bedford 15522.

Estimated value$287,338
CheaperTypical $226,044Pricier

Pricier than 70% of homes nearby

Price per ft²$105
CheaperTypical $148Pricier

Pricier than 20% of homes nearby

Living area2,726 ft²
SmallerTypical 1,537 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.25 ac
SmallerTypical 0.95 acBigger

Bigger than 19% of homes nearby

Year built1910
OlderTypical 1963Newer

Newer than 15% of homes nearby

How 431 S Richard St ranks against every home in each area.
MeasureThis homeBedford 15522Bedford County
Estimated valuepricier than$287,33870% of homes71% of homes
Price per ft²pricier than$10520% of homes24% of homes
Living areabigger than2,726 ft²90% of homes93% of homes
Lot sizebigger than0.25 ac19% of homes15% of homes
Year builtnewer than191015% of homes18% of homes

About 431 S Richard St

How much is 431 S Richard St, Bedford, PA worth?

The TopHap Estimate for 431 S Richard St, Bedford, PA is $287,338 as of Sep 24, 2026. The likely range is $239,176 to $335,500. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 S Richard St, Bedford, PA last sell?

431 S Richard St, Bedford, PA last sold on Apr 9, 2019 for $212,765, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 431 S Richard St, Bedford, PA?

431 S Richard St, Bedford, PA has 2,726 square feet of living space and a 0.25-acre lot.

When was 431 S Richard St, Bedford, PA built?

431 S Richard St, Bedford, PA was built in 1910, making it 116 years old. The building has 2 stories.

What schools serve 431 S Richard St, Bedford, PA?

431 S Richard St, Bedford, PA is assigned to Bedford High School (high), rated A-; Bedford Middle School (middle), rated B+; Bedford Elementary School (elementary), rated C. All sit in Bedford Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 S Richard St, Bedford, PA compare to other homes in Bedford 15522?

Among the 5,263 homes in Bedford 15522, it is worth more than 70% of them ($287,338 against a typical $226,044), its price per square foot is higher than 20% of them ($105 against a typical $148), it is bigger than 90% of them (2,726 ft² against a typical 1,537 ft²), its lot is bigger than 19% of them (0.25 ac against a typical 0.95 ac) and it is newer than 15% of them (1910 against a typical 1963). Measured against all of Bedford County, it is worth more than 71% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 S Richard St, Bedford, PA?

The 2026 property tax bill for 431 S Richard St, Bedford, PA was $3,177. The county assessed it at $170,600.

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Closest homes

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Assigned schools

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