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TownhouseResidential

431 SAINT JAMES ST NW

CONCORD, NC 28025
3
Beds
2.5
Baths
1,360 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1,525 ft²
Lot SizeThe size of the land the home sits on, from county records.
2025
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$585 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$262,070 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$55,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$207,070
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$55,000
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$262,070

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.46
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
85
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
74
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
68
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Townhouse
StyleThe architectural style of the home, such as ranch or colonial.Townhouse
CountyCABARRUS
Lot (acres)The size of the land the home sits on, from county records.0.04
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Heat Pump
CoolingThe type of cooling or air conditioning in the home.Central
GarageWhether the property has a garage, and details like whether it is attached to the home.No Garage
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Coltrane - Webb STEM Elementary SchoolB
Elementary · Grades KG–5 · 0.8 mi
H
Concord High SchoolB
High · Grades 9–12 · 1.4 mi
M
Concord Middle SchoolD
Middle · Grades 6–8 · 2.6 mi

District: Cabarrus County Schools

Neighborhood · ZIP 28025These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.103
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.88
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.66

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.64,954
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.605 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$77,119
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$97,044
Average tempThe average temperature here across a full year.60°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.63%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Saint James St Nw measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Smaller than 76% of homes in Cabarrus County
  • Among the smallest lots in Concord 28025
  • Among the newest homes in Concord 28025

How it measures up in Concord 28025

The dot is this home. The mark in the middle is the typical home in Concord 28025.

Living area1,360 ft²
SmallerTypical 1,690 ft²Bigger

Bigger than 29% of homes nearby

Lot size1,525 ft²
SmallerTypical 0.34 acBigger

Smaller than almost all homes nearby

Year built2025
OlderTypical 1992Newer

Newer than almost all homes nearby

How 431 Saint James St Nw ranks against every home in each area.
MeasureThis homeConcord 28025Cabarrus County
Living areabigger than1,360 ft²29% of homes24% of homes
Lot sizebigger than1,525 ft²almost no homesalmost no homes
Year builtnewer than2025almost all homesalmost all homes

About 431 Saint James St Nw

When did 431 Saint James St Nw, Concord, NC last sell?

431 Saint James St Nw, Concord, NC last sold on Jan 1, 1900, according to the county's recorded deed.

How big is 431 Saint James St Nw, Concord, NC?

431 Saint James St Nw, Concord, NC has 3 bedrooms, 2.5 bathrooms, 1,360 square feet of living space and a 0.04-acre lot.

When was 431 Saint James St Nw, Concord, NC built?

431 Saint James St Nw, Concord, NC was built in 2025, making it 1 years old. It is a townhouse home. The building has 2 stories.

What schools serve 431 Saint James St Nw, Concord, NC?

431 Saint James St Nw, Concord, NC is assigned to Coltrane - Webb STEM Elementary School (elementary), rated B; Concord High School (high), rated B; Concord Middle School (middle), rated D. All sit in Cabarrus County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Saint James St Nw, Concord, NC compare to other homes in Concord 28025?

Among the 21,098 homes in Concord 28025, it is bigger than 29% of them (1,360 ft² against a typical 1,690 ft²), its lot is bigger than almost none of them (1,525 ft² against a typical 0.34 ac) and it is newer than almost all of them (2025 against a typical 1992). These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Saint James St Nw, Concord, NC?

The 2025 property tax bill for 431 Saint James St Nw, Concord, NC was $585. The county assessed it at $262,070.

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