Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$395,470$276 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

431 SAINT JOHN ST

BAY SAINT LOUIS, MS 39520
3
Beds
1
Baths
1,433 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.3 ac
Lot SizeThe size of the land the home sits on, from county records.
1948
Year BuiltThe year the home was originally built, according to county records.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$395K
$356K low$435K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,836 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$15,967 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,500
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$6,467
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$7,484
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$159,671

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.52 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.60%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.0.2 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHANCOCK
Lot (acres)The size of the land the home sits on, from county records.0.29
RoofThe main material covering the roof, such as asphalt shingle or tile.Shingle
GarageWhether the property has a garage, and details like whether it is attached to the home.Mixed
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 112 ft²

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Bay High SchoolA
High · Grades 9–12 · 0.9 mi
M
Bay Waveland Middle SchoolA-
Middle · Grades 6–8 · 0.9 mi
E
Waveland Elementary School
Elementary · Grades PK–2 · 2.7 mi

District: Bay St. Louis School District

Neighborhood · ZIP 39520These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.111
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.84
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.35

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.82%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.11%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.14,154
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.135 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$63,610
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$94,713
Average tempThe average temperature here across a full year.68°F
Annual precipHow much rain and melted snow falls here in a typical year.64 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

Owner Tools

Do you own this home?
Claim this home

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Saint John St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 81% of homes in Hancock County
  • Costs more per square foot than 96% of homes in Hancock County
  • Smaller than 70% of homes in Hancock County
  • Has a smaller lot than 75% of homes in Hancock County
  • Older than 96% of homes in Hancock County

What homes are worth in Bay Saint Louis 39520

Each bar is how many homes fall in that price range. The marker is this home.

This home
$80K$986K

This home is worth more than 74% of homes in Bay Saint Louis 39520.

How it measures up in Bay Saint Louis 39520

The dot is this home. The mark in the middle is the typical home in Bay Saint Louis 39520.

Estimated value$395,470
CheaperTypical $270,054Pricier

Pricier than 74% of homes nearby

Price per ft²$276
CheaperTypical $150Pricier

Pricier than 91% of homes nearby

Living area1,433 ft²
SmallerTypical 1,720 ft²Bigger

Bigger than 35% of homes nearby

Lot size0.3 ac
SmallerTypical 0.33 acBigger

Bigger than 46% of homes nearby

Year built1948
OlderTypical 2002Newer

Newer than 7% of homes nearby

How 431 Saint John St ranks against every home in each area.
MeasureThis homeBay Saint Louis 39520Hancock County
Estimated valuepricier than$395,47074% of homes81% of homes
Price per ft²pricier than$27691% of homes96% of homes
Living areabigger than1,433 ft²35% of homes30% of homes
Lot sizebigger than0.3 ac46% of homes25% of homes
Year builtnewer than19487% of homes4% of homes

About 431 Saint John St

How much is 431 Saint John St, Bay Saint Louis, MS worth?

The TopHap Estimate for 431 Saint John St, Bay Saint Louis, MS is $395,470 as of Sep 24, 2026. The likely range is $355,529 to $435,411. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Saint John St, Bay Saint Louis, MS last sell?

431 Saint John St, Bay Saint Louis, MS last sold on Feb 21, 2025, according to the county's recorded deed.

How big is 431 Saint John St, Bay Saint Louis, MS?

431 Saint John St, Bay Saint Louis, MS has 3 bedrooms, 1 bathrooms, 1,433 square feet of living space and a 0.29-acre lot.

When was 431 Saint John St, Bay Saint Louis, MS built?

431 Saint John St, Bay Saint Louis, MS was built in 1948, making it 78 years old.

What schools serve 431 Saint John St, Bay Saint Louis, MS?

431 Saint John St, Bay Saint Louis, MS is assigned to Bay High School (high), rated A; Bay Waveland Middle School (middle), rated A-; Waveland Elementary School (elementary). All sit in Bay St. Louis School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Saint John St, Bay Saint Louis, MS compare to other homes in Bay Saint Louis 39520?

Among the 6,958 homes in Bay Saint Louis 39520, it is worth more than 74% of them ($395,470 against a typical $270,054), its price per square foot is higher than 91% of them ($276 against a typical $150), it is bigger than 35% of them (1,433 ft² against a typical 1,720 ft²), its lot is bigger than 46% of them (0.3 ac against a typical 0.33 ac) and it is newer than 7% of them (1948 against a typical 2002). Measured against all of Hancock County, it is worth more than 81% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Saint John St, Bay Saint Louis, MS?

The 2025 property tax bill for 431 Saint John St, Bay Saint Louis, MS was $1,836. The county assessed it at $15,967.

More homes on Saint John St

Closest homes

More homes in Bay Saint Louis 39520

Assigned schools

Explore the area

See this home in context

Open 431 Saint John St on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map