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Single Family ResidenceResidential
$234,508$130 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $11,000 on Mar 1, 1969

431 SPRUCE ST

MONTOURSVILLE, PA 17754
3
Beds
1
Baths
1,808 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.28 ac
Lot SizeThe size of the land the home sits on, from county records.
1901
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$235K
$207K low$262K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$11,000 · Mar 1, 1969

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,474 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$117,420 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$28,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$89,420
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$117,420
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$117,420

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
4
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
9
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyLycoming
Lot (acres)The size of the land the home sits on, from county records.0.28
HeatingThe type of heating system in the home.Forced Air
FireplaceWhether the home has a fireplace, and what kind.Yes

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Montoursville Area Sr High SchoolB-
High · Grades 9–12 · 0.4 mi
E
Lyter Elementary SchoolA
Elementary · Grades KG–4 · 0.4 mi
M
C E Mccall Middle SchoolB-
Middle · Grades 5–8 · 0.8 mi

District: Montoursville Area School District

Neighborhood · ZIP 17754These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.61
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.37

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.20%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.6.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.12,649
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.261 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$78,214
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,083
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.42 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.51%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 74% of homes in Montoursville 17754
  • Costs less per square foot than 90% of homes in Montoursville 17754
  • Bigger than 69% of homes in Lycoming County
  • Has a smaller lot than 65% of homes in Montoursville 17754
  • Older than 89% of homes in Montoursville 17754

What homes are worth in Montoursville 17754

Each bar is how many homes fall in that price range. The marker is this home.

This home
$138K$654K

This home is worth more than 26% of homes in Montoursville 17754.

How it measures up in Montoursville 17754

The dot is this home. The mark in the middle is the typical home in Montoursville 17754.

Estimated value$234,508
CheaperTypical $283,308Pricier

Pricier than 26% of homes nearby

Price per ft²$130
CheaperTypical $182Pricier

Pricier than 10% of homes nearby

Living area1,808 ft²
SmallerTypical 1,612 ft²Bigger

Bigger than 60% of homes nearby

Lot size0.28 ac
SmallerTypical 0.42 acBigger

Bigger than 35% of homes nearby

Year built1901
OlderTypical 1966Newer

Newer than 11% of homes nearby

How 431 Spruce St ranks against every home in each area.
MeasureThis homeMontoursville 17754Lycoming County
Estimated valuepricier than$234,50826% of homes58% of homes
Price per ft²pricier than$13010% of homes38% of homes
Living areabigger than1,808 ft²60% of homes69% of homes
Lot sizebigger than0.28 ac35% of homes42% of homes
Year builtnewer than190111% of homes22% of homes

About 431 Spruce St

How much is 431 Spruce St, Montoursville, PA worth?

The TopHap Estimate for 431 Spruce St, Montoursville, PA is $234,508 as of Sep 24, 2026. The likely range is $207,108 to $261,909. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Spruce St, Montoursville, PA last sell?

431 Spruce St, Montoursville, PA last sold on Mar 1, 1969 for $11,000, according to the county's recorded deed.

How big is 431 Spruce St, Montoursville, PA?

431 Spruce St, Montoursville, PA has 3 bedrooms, 1 bathrooms, 1,808 square feet of living space and a 0.28-acre lot.

When was 431 Spruce St, Montoursville, PA built?

431 Spruce St, Montoursville, PA was built in 1901, making it 125 years old. The building has 1 story.

What schools serve 431 Spruce St, Montoursville, PA?

431 Spruce St, Montoursville, PA is assigned to Montoursville Area Sr High School (high), rated B-; Lyter Elementary School (elementary), rated A; C E Mccall Middle School (middle), rated B-. All sit in Montoursville Area School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Spruce St, Montoursville, PA compare to other homes in Montoursville 17754?

Among the 4,506 homes in Montoursville 17754, it is worth more than 26% of them ($234,508 against a typical $283,308), its price per square foot is higher than 10% of them ($130 against a typical $182), it is bigger than 60% of them (1,808 ft² against a typical 1,612 ft²), its lot is bigger than 35% of them (0.28 ac against a typical 0.42 ac) and it is newer than 11% of them (1901 against a typical 1966). Measured against all of Lycoming County, it is worth more than 58% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Spruce St, Montoursville, PA?

The 2026 property tax bill for 431 Spruce St, Montoursville, PA was $3,474. The county assessed it at $117,420.

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