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Single Family ResidenceResidential
$399,582$209 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 84How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $289,000 on Mar 25, 2016

431 SPRUCE ST

SAINT HENRY, OH 45883
3
Beds
3 / 2
Baths
1,914 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.4 ac
Lot SizeThe size of the land the home sits on, from county records.
2004
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
4
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$400K
$334K low$465K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$289,000 · Mar 25, 2016

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$4,725 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$139,100 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$20,550
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$118,550
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$397,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
86
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
6
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMERCER
Lot (acres)The size of the land the home sits on, from county records.0.40
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
St Henry High SchoolA
High · Grades 9–12 · 0.4 mi
M
St Henry Middle SchoolA
Middle · Grades 5–8 · 0.4 mi
E
St Henry Elementary SchoolA
Elementary · Grades PK–4 · 0.5 mi

District: St. Henry Consolidated Local School District

Neighborhood · ZIP 45883These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.57
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.219
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.22%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.4%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,061
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.113 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$105,313
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$111,380
Average tempThe average temperature here across a full year.51°F
Annual precipHow much rain and melted snow falls here in a typical year.38 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Spruce St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 77% of homes in Mercer County
  • Costs more per square foot than 68% of homes in Mercer County
  • Bigger than 71% of homes in Mercer County
  • Newer than 89% of homes in Mercer County

What homes are worth in Saint Henry 45883

Each bar is how many homes fall in that price range. The marker is this home.

This home
$120K$795K

This home is worth more than 58% of homes in Saint Henry 45883.

How it measures up in Saint Henry 45883

The dot is this home. The mark in the middle is the typical home in Saint Henry 45883.

Estimated value$399,582
CheaperTypical $367,920Pricier

Pricier than 58% of homes nearby

Price per ft²$209
CheaperTypical $209Pricier

Pricier than 50% of homes nearby

Living area1,914 ft²
SmallerTypical 1,859 ft²Bigger

Bigger than 55% of homes nearby

Lot size0.4 ac
SmallerTypical 0.43 acBigger

Bigger than 44% of homes nearby

Year built2004
OlderTypical 1978Newer

Newer than 83% of homes nearby

How 431 Spruce St ranks against every home in each area.
MeasureThis homeSaint Henry 45883Mercer County
Estimated valuepricier than$399,58258% of homes77% of homes
Price per ft²pricier than$20950% of homes68% of homes
Living areabigger than1,914 ft²55% of homes71% of homes
Lot sizebigger than0.4 ac44% of homes58% of homes
Year builtnewer than200483% of homes89% of homes

About 431 Spruce St

How much is 431 Spruce St, Saint Henry, OH worth?

The TopHap Estimate for 431 Spruce St, Saint Henry, OH is $399,582 as of Aug 30, 2026. The likely range is $334,295 to $464,869. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Spruce St, Saint Henry, OH last sell?

431 Spruce St, Saint Henry, OH last sold on Mar 25, 2016 for $289,000, according to the county's recorded deed.

How big is 431 Spruce St, Saint Henry, OH?

431 Spruce St, Saint Henry, OH has 3 bedrooms, 3 bathrooms, 1,914 square feet of living space and a 0.40-acre lot.

When was 431 Spruce St, Saint Henry, OH built?

431 Spruce St, Saint Henry, OH was built in 2004, making it 22 years old. The building has 1 story.

What schools serve 431 Spruce St, Saint Henry, OH?

431 Spruce St, Saint Henry, OH is assigned to St Henry High School (high), rated A; St Henry Middle School (middle), rated A; St Henry Elementary School (elementary), rated A. All sit in St. Henry Consolidated Local School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Spruce St, Saint Henry, OH compare to other homes in Saint Henry 45883?

Among the 1,256 homes in Saint Henry 45883, it is worth more than 58% of them ($399,582 against a typical $367,920), its price per square foot is higher than 50% of them ($209 against a typical $209), it is bigger than 55% of them (1,914 ft² against a typical 1,859 ft²), its lot is bigger than 44% of them (0.4 ac against a typical 0.43 ac) and it is newer than 83% of them (2004 against a typical 1978). Measured against all of Mercer County, it is worth more than 77% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Spruce St, Saint Henry, OH?

The 2025 property tax bill for 431 Spruce St, Saint Henry, OH was $4,725. The county assessed it at $139,100.

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