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Single Family ResidenceResidential
$138,448$89 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 91How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $139,000 on Jul 13, 2021

431 SUMMIT ST NE

CHATFIELD, MN 55923
3
Beds
1
Baths
1,552 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.44 ac
Lot SizeThe size of the land the home sits on, from county records.
1890
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$138K
$126K low$151K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$139,000 · Jul 13, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$322 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$18,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$3,900
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$15,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$162,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$168,900

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.31
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
19
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOLMSTED
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1970
Lot (acres)The size of the land the home sits on, from county records.0.44
ConstructionThe main material the home's frame and walls are built from.Wood (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Gravity
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 320 ft²Porch · 428 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Chatfield Secondary SchoolA
Middle · Grades 7–12 · 0.4 mi
E
Chatfield Elementary SchoolA-
Elementary · Grades PK–6 · 1.2 mi

District: Chatfield Public Schools

Neighborhood · ZIP 55923These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.106
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.15

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.9%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.4,647
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.38 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$94,830
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$104,479
Average tempThe average temperature here across a full year.44°F
Annual precipHow much rain and melted snow falls here in a typical year.34 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.58%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

431 Summit St Ne measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 97% of homes in Chatfield 55923
  • Among the lowest price per square foot in Olmsted County
  • Has a bigger lot than 78% of homes in Olmsted County
  • Among the oldest homes in Olmsted County

What homes are worth in Chatfield 55923

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$654K

This home is worth more than 3% of homes in Chatfield 55923.

How it measures up in Chatfield 55923

The dot is this home. The mark in the middle is the typical home in Chatfield 55923.

Estimated value$138,448
CheaperTypical $294,900Pricier

Pricier than 3% of homes nearby

Price per ft²$89
CheaperTypical $201Pricier

Pricier than 2% of homes nearby

Living area1,552 ft²
SmallerTypical 1,457 ft²Bigger

Bigger than 58% of homes nearby

Lot size0.44 ac
SmallerTypical 0.32 acBigger

Bigger than 57% of homes nearby

Year built1890
OlderTypical 1978Newer

Newer than 8% of homes nearby

How 431 Summit St Ne ranks against every home in each area.
MeasureThis homeChatfield 55923Olmsted County
Estimated valuepricier than$138,4483% of homes4% of homes
Price per ft²pricier than$892% of homesalmost no homes
Living areabigger than1,552 ft²58% of homes61% of homes
Lot sizebigger than0.44 ac57% of homes78% of homes
Year builtnewer than18908% of homesalmost no homes

About 431 Summit St Ne

How much is 431 Summit St Ne, Chatfield, MN worth?

The TopHap Estimate for 431 Summit St Ne, Chatfield, MN is $138,448 as of Sep 24, 2026. The likely range is $126,160 to $150,736. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 431 Summit St Ne, Chatfield, MN last sell?

431 Summit St Ne, Chatfield, MN last sold on Jul 13, 2021 for $139,000, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 431 Summit St Ne, Chatfield, MN?

431 Summit St Ne, Chatfield, MN has 3 bedrooms, 1 bathrooms, 1,552 square feet of living space and a 0.44-acre lot.

When was 431 Summit St Ne, Chatfield, MN built?

431 Summit St Ne, Chatfield, MN was built in 1890, making it 136 years old. The building has 1 story.

What schools serve 431 Summit St Ne, Chatfield, MN?

431 Summit St Ne, Chatfield, MN is assigned to Chatfield Secondary School (middle), rated A; Chatfield Elementary School (elementary), rated A-. All sit in Chatfield Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 431 Summit St Ne, Chatfield, MN compare to other homes in Chatfield 55923?

Among the 1,711 homes in Chatfield 55923, it is worth more than 3% of them ($138,448 against a typical $294,900), its price per square foot is higher than 2% of them ($89 against a typical $201), it is bigger than 58% of them (1,552 ft² against a typical 1,457 ft²), its lot is bigger than 57% of them (0.44 ac against a typical 0.32 ac) and it is newer than 8% of them (1890 against a typical 1978). Measured against all of Olmsted County, it is worth more than 4% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 431 Summit St Ne, Chatfield, MN?

The 2026 property tax bill for 431 Summit St Ne, Chatfield, MN was $322. The county assessed it at $18,900.

More homes on Summit St Ne

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Assigned schools

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