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Single Family ResidentialResidential
$153,184$182 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 88How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $4,000 on Apr 16, 1981

432 CARDINAL LN

TOCCOA, GA 30577
0
Baths
840 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.32 ac
Lot SizeThe size of the land the home sits on, from county records.
1976
Year BuiltThe year the home was originally built, according to county records.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$153K
$135K low$171K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$4,000 · Apr 16, 1981

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$787 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$28,665 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$23,345
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$5,320
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$27,665
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$71,663

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residential
CountyStephens
Lot (acres)The size of the land the home sits on, from county records.0.32
HeatingThe type of heating system in the home.None
FireplaceWhether the home has a fireplace, and what kind.Prefab
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Boat access

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Stephens County High SchoolB-
High · Grades 9–12 · 6.8 mi
M
Stephens County Middle SchoolC+
Middle · Grades 6–8 · 7.4 mi
E
Liberty Elementary School
Elementary · Grades 1–2 · 8.3 mi

District: Stephens County School District

Neighborhood · ZIP 30577These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.94
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.78

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.9.7%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.22,510
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$58,385
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$70,564
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.58 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Cardinal Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 72% of homes in Toccoa 30577
  • Costs more per square foot than 78% of homes in Toccoa 30577
  • Smaller than 93% of homes in Toccoa 30577
  • Has a smaller lot than 86% of homes in Toccoa 30577

What homes are worth in Toccoa 30577

Each bar is how many homes fall in that price range. The marker is this home.

This home
$40K$731K

This home is worth more than 28% of homes in Toccoa 30577.

How it measures up in Toccoa 30577

The dot is this home. The mark in the middle is the typical home in Toccoa 30577.

Estimated value$153,184
CheaperTypical $217,698Pricier

Pricier than 28% of homes nearby

Price per ft²$182
CheaperTypical $144Pricier

Pricier than 78% of homes nearby

Living area840 ft²
SmallerTypical 1,489 ft²Bigger

Bigger than 7% of homes nearby

Lot size0.32 ac
SmallerTypical 0.98 acBigger

Bigger than 14% of homes nearby

Year built1976
OlderTypical 1976Newer

Newer than 50% of homes nearby

How 432 Cardinal Ln ranks against every home in each area.
MeasureThis homeToccoa 30577Stephens County
Estimated valuepricier than$153,18428% of homes29% of homes
Price per ft²pricier than$18278% of homes75% of homes
Living areabigger than840 ft²7% of homes7% of homes
Lot sizebigger than0.32 ac14% of homes14% of homes
Year builtnewer than197650% of homes46% of homes

About 432 Cardinal Ln

How much is 432 Cardinal Ln, Toccoa, GA worth?

The TopHap Estimate for 432 Cardinal Ln, Toccoa, GA is $153,184 as of Aug 30, 2026. The likely range is $134,996 to $171,372. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Cardinal Ln, Toccoa, GA last sell?

432 Cardinal Ln, Toccoa, GA last sold on Apr 16, 1981 for $4,000, according to the county's recorded deed.

How big is 432 Cardinal Ln, Toccoa, GA?

432 Cardinal Ln, Toccoa, GA has 840 square feet of living space and a 0.32-acre lot.

When was 432 Cardinal Ln, Toccoa, GA built?

432 Cardinal Ln, Toccoa, GA was built in 1976, making it 50 years old.

What schools serve 432 Cardinal Ln, Toccoa, GA?

432 Cardinal Ln, Toccoa, GA is assigned to Stephens County High School (high), rated B-; Stephens County Middle School (middle), rated C+; Liberty Elementary School (elementary). All sit in Stephens County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Cardinal Ln, Toccoa, GA compare to other homes in Toccoa 30577?

Among the 8,873 homes in Toccoa 30577, it is worth more than 28% of them ($153,184 against a typical $217,698), its price per square foot is higher than 78% of them ($182 against a typical $144), it is bigger than 7% of them (840 ft² against a typical 1,489 ft²), its lot is bigger than 14% of them (0.32 ac against a typical 0.98 ac) and it is newer than 50% of them (1976 against a typical 1976). Measured against all of Stephens County, it is worth more than 29% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Cardinal Ln, Toccoa, GA?

The 2025 property tax bill for 432 Cardinal Ln, Toccoa, GA was $787. The county assessed it at $28,665.

More homes on Cardinal Ln

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