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Single Family ResidenceResidential
$221,376$124 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 96How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Oct 21, 2026
Last sold for $41,500 on Feb 1, 2012

432 HALL SPENCER RD

CATAWBA, SC 29704
0
Baths
1,792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
1 ac
Lot SizeThe size of the land the home sits on, from county records.
1
StoriesHow many floors the home has above ground.

Valuation

$221K
$212K low$231K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$41,500 · Feb 1, 2012

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$358 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$2,714 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$1,607
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$1,107
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$2,360
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$76,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.47
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
13
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
90
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
84
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
48
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyYORK
Lot (acres)The size of the land the home sits on, from county records.1.00
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Mount Holly Elementary School
Elementary · Grades PK–5 · 3.6 mi
M
Castle Heights Middle SchoolC
Middle · Grades 6–8 · 4.1 mi
H
Rock Hill High SchoolD+
High · Grades 9–12 · 4.5 mi

District: York School District 3

Neighborhood · ZIP 29704These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.96
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.89

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.3%
PopulationHow many people live in this area.4,178
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.144 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$64,901
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$96,534
Average tempThe average temperature here across a full year.61°F
Annual precipHow much rain and melted snow falls here in a typical year.47 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.61%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Hall Spencer Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 79% of homes in York County
  • Costs less per square foot than 91% of homes in York County
  • Has a bigger lot than 83% of homes in York County

What homes are worth in Catawba 29704

Each bar is how many homes fall in that price range. The marker is this home.

This home
$74K$677K

This home is worth more than 39% of homes in Catawba 29704.

How it measures up in Catawba 29704

The dot is this home. The mark in the middle is the typical home in Catawba 29704.

Estimated value$221,376
CheaperTypical $261,951Pricier

Pricier than 39% of homes nearby

Price per ft²$124
CheaperTypical $168Pricier

Pricier than 19% of homes nearby

Living area1,792 ft²
SmallerTypical 1,568 ft²Bigger

Bigger than 63% of homes nearby

Lot size1 ac
SmallerTypical 1 acBigger

Bigger than 60% of homes nearby

How 432 Hall Spencer Rd ranks against every home in each area.
MeasureThis homeCatawba 29704York County
Estimated valuepricier than$221,37639% of homes21% of homes
Price per ft²pricier than$12419% of homes9% of homes
Living areabigger than1,792 ft²63% of homes48% of homes
Lot sizebigger than1 ac60% of homes83% of homes

About 432 Hall Spencer Rd

How much is 432 Hall Spencer Rd, Catawba, SC worth?

The TopHap Estimate for 432 Hall Spencer Rd, Catawba, SC is $221,376 as of Oct 21, 2026. The likely range is $211,571 to $231,181. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Hall Spencer Rd, Catawba, SC last sell?

432 Hall Spencer Rd, Catawba, SC last sold on Feb 1, 2012 for $41,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 432 Hall Spencer Rd, Catawba, SC?

432 Hall Spencer Rd, Catawba, SC has 1,792 square feet of living space and a 1.00-acre lot.

What schools serve 432 Hall Spencer Rd, Catawba, SC?

432 Hall Spencer Rd, Catawba, SC is assigned to Mount Holly Elementary School (elementary); Castle Heights Middle School (middle), rated C; Rock Hill High School (high), rated D+. All sit in York School District 3. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Hall Spencer Rd, Catawba, SC compare to other homes in Catawba 29704?

Among the 1,545 homes in Catawba 29704, it is worth more than 39% of them ($221,376 against a typical $261,951), its price per square foot is higher than 19% of them ($124 against a typical $168), it is bigger than 63% of them (1,792 ft² against a typical 1,568 ft²) and its lot is bigger than 60% of them (1 ac against a typical 1 ac). Measured against all of York County, it is worth more than 21% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Hall Spencer Rd, Catawba, SC?

The 2026 property tax bill for 432 Hall Spencer Rd, Catawba, SC was $358. The county assessed it at $2,714.

More homes on Hall Spencer Rd

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More homes in Catawba 29704

Assigned schools

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See this home in context

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