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Single Family ResidenceResidential
$288,302$248 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 89How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $210,000 on Feb 28, 2025

432 HARTMANN LN

WATERLOO, IL 62298
2
Beds
4
Baths
1,162 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
1997
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$288K
$257K low$319K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$210,000 · Feb 28, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,282 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$86,560 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$17,150
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$69,410
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$84,140
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$259,680

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.36
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
15
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
88
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
71
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
8
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyMONROE
Lot (acres)The size of the land the home sits on, from county records.0.33
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 168 ft²Porch · 94 ft²

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Waterloo High SchoolB-
High · Grades 9–12 · 1.1 mi
M
Waterloo Junior High SchoolB+
Middle · Grades 6–8 · 1.1 mi
E
W. J. Zahnow Elementary School
Elementary · Grades PK–1 · 1.4 mi

District: Waterloo Community Unit School District 5

Neighborhood · ZIP 62298These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.99
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.92
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.169

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.2%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.18,127
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.124 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$101,202
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$118,724
Average tempThe average temperature here across a full year.56°F
Annual precipHow much rain and melted snow falls here in a typical year.41 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Hartmann Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 75% of homes in Monroe County
  • Smaller than 74% of homes in Monroe County
  • Newer than 65% of homes in Monroe County

What homes are worth in Waterloo 62298

Each bar is how many homes fall in that price range. The marker is this home.

This home
$117K$660K

This home is worth more than 41% of homes in Waterloo 62298.

How it measures up in Waterloo 62298

The dot is this home. The mark in the middle is the typical home in Waterloo 62298.

Estimated value$288,302
CheaperTypical $316,612Pricier

Pricier than 41% of homes nearby

Price per ft²$248
CheaperTypical $214Pricier

Pricier than 74% of homes nearby

Living area1,162 ft²
SmallerTypical 1,500 ft²Bigger

Bigger than 27% of homes nearby

Lot size0.33 ac
SmallerTypical 0.44 acBigger

Bigger than 41% of homes nearby

Year built1997
OlderTypical 1991Newer

Newer than 64% of homes nearby

How 432 Hartmann Ln ranks against every home in each area.
MeasureThis homeWaterloo 62298Monroe County
Estimated valuepricier than$288,30241% of homes44% of homes
Price per ft²pricier than$24874% of homes75% of homes
Living areabigger than1,162 ft²27% of homes26% of homes
Lot sizebigger than0.33 ac41% of homes39% of homes
Year builtnewer than199764% of homes65% of homes

About 432 Hartmann Ln

How much is 432 Hartmann Ln, Waterloo, IL worth?

The TopHap Estimate for 432 Hartmann Ln, Waterloo, IL is $288,302 as of Aug 30, 2026. The likely range is $257,247 to $319,357. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Hartmann Ln, Waterloo, IL last sell?

432 Hartmann Ln, Waterloo, IL last sold on Feb 28, 2025 for $210,000, according to the county's recorded deed.

How big is 432 Hartmann Ln, Waterloo, IL?

432 Hartmann Ln, Waterloo, IL has 2 bedrooms, 4 bathrooms, 1,162 square feet of living space and a 0.33-acre lot.

When was 432 Hartmann Ln, Waterloo, IL built?

432 Hartmann Ln, Waterloo, IL was built in 1997, making it 29 years old. The building has 1 story.

What schools serve 432 Hartmann Ln, Waterloo, IL?

432 Hartmann Ln, Waterloo, IL is assigned to Waterloo High School (high), rated B-; Waterloo Junior High School (middle), rated B+; W. J. Zahnow Elementary School (elementary). All sit in Waterloo Community Unit School District 5. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Hartmann Ln, Waterloo, IL compare to other homes in Waterloo 62298?

Among the 7,135 homes in Waterloo 62298, it is worth more than 41% of them ($288,302 against a typical $316,612), its price per square foot is higher than 74% of them ($248 against a typical $214), it is bigger than 27% of them (1,162 ft² against a typical 1,500 ft²), its lot is bigger than 41% of them (0.33 ac against a typical 0.44 ac) and it is newer than 64% of them (1997 against a typical 1991). Measured against all of Monroe County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Hartmann Ln, Waterloo, IL?

The 2025 property tax bill for 432 Hartmann Ln, Waterloo, IL was $5,282. The county assessed it at $86,560.

More homes on Hartmann Ln

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Assigned schools

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