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Single Family ResidenceResidential
$270,195$331 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $220,000 on Jun 28, 2021

432 LLOYD ST

CARY, IL 60013
1
Baths
816 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.2 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.

Valuation

$270K
$256K low$284K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$220,000 · Jun 28, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$115,195
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$92,156
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.53%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$155,000
DORA M SALAZAR ETAL · P · 3.5% · recorded Jun 28, 2021

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$5,992 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$79,154 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$16,889
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$62,265
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$70,793
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$237,462

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyMcHenry
Lot (acres)The size of the land the home sits on, from county records.0.20
HeatingThe type of heating system in the home.Forced Air

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Cary-Grove High SchoolA+
High · Grades 9–12 · 0.4 mi
M
Cary Junior High SchoolB+
Middle · Grades 6–8 · 0.9 mi
E
Three Oaks Elementary SchoolA-
Elementary · Grades KG–5 · 0.9 mi

District: Community High School District 155

Neighborhood · ZIP 60013These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.65
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.110
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.48

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.97%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.4.0%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.25,325
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,673 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$120,918
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$143,697
Average tempThe average temperature here across a full year.48°F
Annual precipHow much rain and melted snow falls here in a typical year.36 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Lloyd St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 88% of homes in Cary 60013
  • Costs more per square foot than 98% of homes in Cary 60013
  • Smaller than 98% of homes in Cary 60013
  • Has a smaller lot than 75% of homes in Cary 60013
  • Older than 82% of homes in Cary 60013

What homes are worth in Cary 60013

Each bar is how many homes fall in that price range. The marker is this home.

This home
$209K$799K

This home is worth more than 12% of homes in Cary 60013.

How it measures up in Cary 60013

The dot is this home. The mark in the middle is the typical home in Cary 60013.

Estimated value$270,195
CheaperTypical $383,466Pricier

Pricier than 12% of homes nearby

Price per ft²$331
CheaperTypical $211Pricier

Pricier than 98% of homes nearby

Living area816 ft²
SmallerTypical 1,799 ft²Bigger

Bigger than 2% of homes nearby

Lot size0.2 ac
SmallerTypical 0.25 acBigger

Bigger than 25% of homes nearby

Year built1960
OlderTypical 1987Newer

Newer than 18% of homes nearby

How 432 Lloyd St ranks against every home in each area.
MeasureThis homeCary 60013McHenry County
Estimated valuepricier than$270,19512% of homes22% of homes
Price per ft²pricier than$33198% of homes98% of homes
Living areabigger than816 ft²2% of homes3% of homes
Lot sizebigger than0.2 ac25% of homes28% of homes
Year builtnewer than196018% of homes19% of homes

About 432 Lloyd St

How much is 432 Lloyd St, Cary, IL worth?

The TopHap Estimate for 432 Lloyd St, Cary, IL is $270,195 as of Jul 14, 2026. The likely range is $256,434 to $283,956. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Lloyd St, Cary, IL last sell?

432 Lloyd St, Cary, IL last sold on Jun 28, 2021 for $220,000, according to the county's recorded deed. TopHap holds 3 recorded sales for this parcel.

How big is 432 Lloyd St, Cary, IL?

432 Lloyd St, Cary, IL has 1 bathrooms, 816 square feet of living space and a 0.20-acre lot.

When was 432 Lloyd St, Cary, IL built?

432 Lloyd St, Cary, IL was built in 1960, making it 66 years old. It is a ranch home. The building has 1 story.

What schools serve 432 Lloyd St, Cary, IL?

432 Lloyd St, Cary, IL is assigned to Cary-Grove High School (high), rated A+; Cary Junior High School (middle), rated B+; Three Oaks Elementary School (elementary), rated A-. All sit in Community High School District 155. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Lloyd St, Cary, IL compare to other homes in Cary 60013?

Among the 9,586 homes in Cary 60013, it is worth more than 12% of them ($270,195 against a typical $383,466), its price per square foot is higher than 98% of them ($331 against a typical $211), it is bigger than 2% of them (816 ft² against a typical 1,799 ft²), its lot is bigger than 25% of them (0.2 ac against a typical 0.25 ac) and it is newer than 18% of them (1960 against a typical 1987). Measured against all of McHenry County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Lloyd St, Cary, IL?

The 2024 property tax bill for 432 Lloyd St, Cary, IL was $5,992. The county assessed it at $79,154.

Closest homes

More homes in Cary 60013

Assigned schools

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