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Single Family ResidenceResidential
$135,373$60 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026

432 MAIN ST

ANDREWS, NC 28901
4
Beds
2 / 1
Baths
2,250 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.49 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.

Valuation

$135K
$85K low$186K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,057 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$145,410 (2025)
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$145,410
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$145,410

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.56
62
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
19
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
75
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
98
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
27
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.26 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCherokee
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1980
Lot (acres)The size of the land the home sits on, from county records.0.49
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Footing
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.None
FireplaceWhether the home has a fireplace, and what kind.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Patio · 288 ft²Porch · 32 ft²

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Andrews Elementary SchoolB
Elementary · Grades PK–5 · 0.6 mi
H
Andrews High SchoolC
High · Grades 9–12 · 0.7 mi
M
Andrews Middle SchoolB+
Middle · Grades 6–8 · 2.1 mi

District: Cherokee County Schools

Neighborhood · ZIP 28901These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.96
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.98
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.126

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.80%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.19%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.5,761
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.84 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$51,908
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$67,880
Average tempThe average temperature here across a full year.55°F
Annual precipHow much rain and melted snow falls here in a typical year.68 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.59%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 81% of homes in Cherokee County
  • Among the lowest price per square foot in Cherokee County
  • Bigger than 92% of homes in Cherokee County
  • Has a smaller lot than 90% of homes in Cherokee County
  • Older than 98% of homes in Cherokee County

What homes are worth in Andrews 28901

Each bar is how many homes fall in that price range. The marker is this home.

This home
$25K$553K

This home is worth more than 34% of homes in Andrews 28901.

How it measures up in Andrews 28901

The dot is this home. The mark in the middle is the typical home in Andrews 28901.

Estimated value$135,373
CheaperTypical $180,352Pricier

Pricier than 34% of homes nearby

Price per ft²$60
CheaperTypical $144Pricier

Pricier than 5% of homes nearby

Living area2,250 ft²
SmallerTypical 1,362 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.49 ac
SmallerTypical 1.05 acBigger

Bigger than 23% of homes nearby

Year built1920
OlderTypical 1980Newer

Newer than 6% of homes nearby

How 432 Main St ranks against every home in each area.
MeasureThis homeAndrews 28901Cherokee County
Estimated valuepricier than$135,37334% of homes19% of homes
Price per ft²pricier than$605% of homesalmost no homes
Living areabigger than2,250 ft²90% of homes92% of homes
Lot sizebigger than0.49 ac23% of homes10% of homes
Year builtnewer than19206% of homes2% of homes

About 432 Main St

How much is 432 Main St, Andrews, NC worth?

The TopHap Estimate for 432 Main St, Andrews, NC is $135,373 as of Sep 24, 2026. The likely range is $84,681 to $186,065. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Main St, Andrews, NC last sell?

432 Main St, Andrews, NC last sold on Mar 1, 1982, according to the county's recorded deed.

How big is 432 Main St, Andrews, NC?

432 Main St, Andrews, NC has 4 bedrooms, 2 bathrooms, 2,250 square feet of living space and a 0.49-acre lot.

When was 432 Main St, Andrews, NC built?

432 Main St, Andrews, NC was built in 1920, making it 106 years old. The building has 2 stories.

What schools serve 432 Main St, Andrews, NC?

432 Main St, Andrews, NC is assigned to Andrews Elementary School (elementary), rated B; Andrews High School (high), rated C; Andrews Middle School (middle), rated B+. All sit in Cherokee County Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Main St, Andrews, NC compare to other homes in Andrews 28901?

Among the 2,622 homes in Andrews 28901, it is worth more than 34% of them ($135,373 against a typical $180,352), its price per square foot is higher than 5% of them ($60 against a typical $144), it is bigger than 90% of them (2,250 ft² against a typical 1,362 ft²), its lot is bigger than 23% of them (0.49 ac against a typical 1.05 ac) and it is newer than 6% of them (1920 against a typical 1980). Measured against all of Cherokee County, it is worth more than 19% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Main St, Andrews, NC?

The 2025 property tax bill for 432 Main St, Andrews, NC was $1,057. The county assessed it at $145,410.

More homes on Main St

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Assigned schools

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