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Single Family ResidenceResidential
$91,116
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 81How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $37,000 on Feb 12, 2016

432 MAIN ST

RAMEY, PA 16671
0
Baths
0.19 ac
Lot SizeThe size of the land the home sits on, from county records.
1892
Year BuiltThe year the home was originally built, according to county records.

Valuation

$91K
$74K low$109K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$37,000 · Feb 12, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$68,316
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$54,653
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.26%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$22,800
CNB BANK · recorded Apr 29, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,140 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$16,850 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$2,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$14,050
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$16,850
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$67,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.40
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
16
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
58
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
87
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
39
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyCLEARFIELD
Lot (acres)The size of the land the home sits on, from county records.0.19
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Moshannon Valley Elementary SchoolA-
Elementary · Grades KG–6 · 1.9 mi
M
Moshannon Valley Junior/Senior High SchoolC+
Middle · Grades 7–12 · 2.0 mi

District: Moshannon Valley School District

Neighborhood · ZIP 16671These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.104
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.30

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.7%
PopulationHow many people live in this area.28
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.76 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$75,912
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$83,825
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.45%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Main St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 77% of homes in Ramey 16671
  • Has a smaller lot than 89% of homes in Ramey 16671
  • Older than 91% of homes in Clearfield County

What homes are worth in Ramey 16671

Each bar is how many homes fall in that price range. The marker is this home.

This home
$46K$377K

This home is worth more than 23% of homes in Ramey 16671.

How it measures up in Ramey 16671

The dot is this home. The mark in the middle is the typical home in Ramey 16671.

Estimated value$91,116
CheaperTypical $128,017Pricier

Pricier than 23% of homes nearby

Lot size0.19 ac
SmallerTypical 0.57 acBigger

Bigger than 11% of homes nearby

Year built1892
OlderTypical 1923Newer

Newer than 19% of homes nearby

How 432 Main St ranks against every home in each area.
MeasureThis homeRamey 16671Clearfield County
Estimated valuepricier than$91,11623% of homes31% of homes
Lot sizebigger than0.19 ac11% of homes19% of homes
Year builtnewer than189219% of homes9% of homes

About 432 Main St

How much is 432 Main St, Ramey, PA worth?

The TopHap Estimate for 432 Main St, Ramey, PA is $91,116 as of Jul 14, 2026. The likely range is $73,583 to $108,649. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Main St, Ramey, PA last sell?

432 Main St, Ramey, PA last sold on Feb 12, 2016 for $37,000, according to the county's recorded deed.

When was 432 Main St, Ramey, PA built?

432 Main St, Ramey, PA was built in 1892, making it 134 years old.

What schools serve 432 Main St, Ramey, PA?

432 Main St, Ramey, PA is assigned to Moshannon Valley Elementary School (elementary), rated A-; Moshannon Valley Junior/Senior High School (middle), rated C+. All sit in Moshannon Valley School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Main St, Ramey, PA compare to other homes in Ramey 16671?

Among the 256 homes in Ramey 16671, it is worth more than 23% of them ($91,116 against a typical $128,017), its lot is bigger than 11% of them (0.19 ac against a typical 0.57 ac) and it is newer than 19% of them (1892 against a typical 1923). Measured against all of Clearfield County, it is worth more than 31% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Main St, Ramey, PA?

The 2026 property tax bill for 432 Main St, Ramey, PA was $1,140. The county assessed it at $16,850.

Closest homes

More homes in Ramey 16671

Assigned schools

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