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Single Family ResidenceResidential
$110,399$82 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $44,000 on Jun 19, 1998

432 OSWALD AVE

BELGRADE, MN 56312
2
Beds
1
Baths
1,349 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.41 ac
Lot SizeThe size of the land the home sits on, from county records.
1910
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
7
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$110K
$105K low$116K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$44,000 · Jun 19, 1998

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,168 (2026)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$120,000 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,200
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,800
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$114,500
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$120,000

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.33
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
20
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
55
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
50
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
42
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountySTEARNS
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1958
Lot (acres)The size of the land the home sits on, from county records.0.41
ConstructionThe main material the home's frame and walls are built from.Tilt-Up Concrete
RoofThe main material covering the roof, such as asphalt shingle or tile.Metal
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

M
Belgrade-Brooten-Elrosa Secondary SchoolC
Middle · Grades 6–12 · 0.4 mi
E
Belgrade-Brooten-Elrosa Elementary SchoolB
Elementary · Grades PK–5 · 7.1 mi

District: Belgrade-Brooten-Elrosa Public School District

Neighborhood · ZIP 56312These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.148
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.19

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.90%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.7.1%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.3,281
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.19 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$70,620
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$84,175
Average tempThe average temperature here across a full year.43°F
Annual precipHow much rain and melted snow falls here in a typical year.27 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Oswald Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 98% of homes in Stearns County
  • Among the lowest price per square foot in Stearns County
  • Has a smaller lot than 75% of homes in Belgrade 56312
  • Older than 94% of homes in Stearns County

What homes are worth in Belgrade 56312

Each bar is how many homes fall in that price range. The marker is this home.

This home
$78K$651K

This home is worth more than 7% of homes in Belgrade 56312.

How it measures up in Belgrade 56312

The dot is this home. The mark in the middle is the typical home in Belgrade 56312.

Estimated value$110,399
CheaperTypical $261,802Pricier

Pricier than 7% of homes nearby

Price per ft²$82
CheaperTypical $186Pricier

Pricier than 6% of homes nearby

Living area1,349 ft²
SmallerTypical 1,456 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.41 ac
SmallerTypical 7.35 acBigger

Bigger than 25% of homes nearby

Year built1910
OlderTypical 1975Newer

Newer than 13% of homes nearby

How 432 Oswald Ave ranks against every home in each area.
MeasureThis homeBelgrade 56312Stearns County
Estimated valuepricier than$110,3997% of homes2% of homes
Price per ft²pricier than$826% of homesalmost no homes
Living areabigger than1,349 ft²42% of homes51% of homes
Lot sizebigger than0.41 ac25% of homes51% of homes
Year builtnewer than191013% of homes6% of homes

About 432 Oswald Ave

How much is 432 Oswald Ave, Belgrade, MN worth?

The TopHap Estimate for 432 Oswald Ave, Belgrade, MN is $110,399 as of Sep 24, 2026. The likely range is $105,267 to $115,531. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Oswald Ave, Belgrade, MN last sell?

432 Oswald Ave, Belgrade, MN last sold on Jun 19, 1998 for $44,000, according to the county's recorded deed.

How big is 432 Oswald Ave, Belgrade, MN?

432 Oswald Ave, Belgrade, MN has 2 bedrooms, 1 bathrooms, 1,349 square feet of living space and a 0.41-acre lot.

When was 432 Oswald Ave, Belgrade, MN built?

432 Oswald Ave, Belgrade, MN was built in 1910, making it 116 years old. It is a ranch home. The building has 1 story.

What schools serve 432 Oswald Ave, Belgrade, MN?

432 Oswald Ave, Belgrade, MN is assigned to Belgrade-Brooten-Elrosa Secondary School (middle), rated C; Belgrade-Brooten-Elrosa Elementary School (elementary), rated B. All sit in Belgrade-Brooten-Elrosa Public School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Oswald Ave, Belgrade, MN compare to other homes in Belgrade 56312?

Among the 1,005 homes in Belgrade 56312, it is worth more than 7% of them ($110,399 against a typical $261,802), its price per square foot is higher than 6% of them ($82 against a typical $186), it is bigger than 42% of them (1,349 ft² against a typical 1,456 ft²), its lot is bigger than 25% of them (0.41 ac against a typical 7.35 ac) and it is newer than 13% of them (1910 against a typical 1975). Measured against all of Stearns County, it is worth more than 2% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Oswald Ave, Belgrade, MN?

The 2026 property tax bill for 432 Oswald Ave, Belgrade, MN was $1,168. The county assessed it at $120,000.

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