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Single Family ResidenceResidential
$529,100$249 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $275,000 on Jun 17, 2015

432 PROSPECT AVE

PINE BEACH, NJ 08741
3
Beds
2
Baths
2,126 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.36 ac
Lot SizeThe size of the land the home sits on, from county records.
1899
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
1
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$529K
$485K low$573K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$275,000 · Jun 17, 2015

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,674 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$427,700 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$155,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$272,700
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$427,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$427,700

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.39
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
22
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
62
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
79
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
31
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyOCEAN
Lot (acres)The size of the land the home sits on, from county records.0.36
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Asbestos
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Pine Beach Elementary SchoolC
Elementary · Grades KG–5 · 0.5 mi
H
Toms River High School SouthD+
High · Grades 9–12 · 1.9 mi
M
Toms River Intermediate School SouthC-
Middle · Grades 6–8 · 2.4 mi

District: Toms River Regional School District

Neighborhood · ZIP 08741These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.100
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.112
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.63

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.92%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.29%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.6%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.3,440
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,472 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$114,942
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$152,811
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.48 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.56%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Prospect Ave measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs less per square foot than 91% of homes in Pine Beach 08741
  • Bigger than 73% of homes in Ocean County
  • Has a bigger lot than 86% of homes in Ocean County
  • Among the oldest homes in Ocean County

What homes are worth in Pine Beach 08741

Each bar is how many homes fall in that price range. The marker is this home.

This home
$323K$1.1M

This home is worth more than 50% of homes in Pine Beach 08741.

How it measures up in Pine Beach 08741

The dot is this home. The mark in the middle is the typical home in Pine Beach 08741.

Estimated value$529,100
CheaperTypical $529,100Pricier

Pricier than 50% of homes nearby

Price per ft²$249
CheaperTypical $319Pricier

Pricier than 9% of homes nearby

Living area2,126 ft²
SmallerTypical 1,711 ft²Bigger

Bigger than 69% of homes nearby

Lot size0.36 ac
SmallerTypical 0.26 acBigger

Bigger than 76% of homes nearby

Year built1899
OlderTypical 1960Newer

Older than almost all homes nearby

How 432 Prospect Ave ranks against every home in each area.
MeasureThis homePine Beach 08741Ocean County
Estimated valuepricier than$529,10050% of homes46% of homes
Price per ft²pricier than$2499% of homes17% of homes
Living areabigger than2,126 ft²69% of homes73% of homes
Lot sizebigger than0.36 ac76% of homes86% of homes
Year builtnewer than1899almost no homesalmost no homes

About 432 Prospect Ave

How much is 432 Prospect Ave, Pine Beach, NJ worth?

The TopHap Estimate for 432 Prospect Ave, Pine Beach, NJ is $529,100 as of Aug 30, 2026. The likely range is $485,262 to $572,938. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Prospect Ave, Pine Beach, NJ last sell?

432 Prospect Ave, Pine Beach, NJ last sold on Jun 17, 2015 for $275,000, according to the county's recorded deed.

How big is 432 Prospect Ave, Pine Beach, NJ?

432 Prospect Ave, Pine Beach, NJ has 3 bedrooms, 2 bathrooms, 2,126 square feet of living space and a 0.36-acre lot.

When was 432 Prospect Ave, Pine Beach, NJ built?

432 Prospect Ave, Pine Beach, NJ was built in 1899, making it 127 years old. The building has 1 story.

What schools serve 432 Prospect Ave, Pine Beach, NJ?

432 Prospect Ave, Pine Beach, NJ is assigned to Pine Beach Elementary School (elementary), rated C; Toms River High School South (high), rated D+; Toms River Intermediate School South (middle), rated C-. All sit in Toms River Regional School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Prospect Ave, Pine Beach, NJ compare to other homes in Pine Beach 08741?

Among the 1,109 homes in Pine Beach 08741, it is worth more than 50% of them ($529,100 against a typical $529,100), its price per square foot is higher than 9% of them ($249 against a typical $319), it is bigger than 69% of them (2,126 ft² against a typical 1,711 ft²), its lot is bigger than 76% of them (0.36 ac against a typical 0.26 ac) and it is newer than almost none of them (1899 against a typical 1960). Measured against all of Ocean County, it is worth more than 46% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Prospect Ave, Pine Beach, NJ?

The 2025 property tax bill for 432 Prospect Ave, Pine Beach, NJ was $8,674. The county assessed it at $427,700.

More homes on Prospect Ave

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Assigned schools

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