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Single Family ResidenceResidential
$250,002$316 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 90How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026

432 PROSPECT ST

CHICOPEE, MA 01020
2
Beds
1
Baths
792 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.31 ac
Lot SizeThe size of the land the home sits on, from county records.
1955
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
4
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
Pre-foreclosure (LIS)A foreclosure notice on this home is currently active. Many are worked out before any auction happens.
A foreclosure-related notice has been recorded for this property.

Valuation

$250K
$226K low$274K high

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,294 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$217,300 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$112,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$104,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$256,025

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.34
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
5
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
64
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
92
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
10
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Ranch
CountyHAMPDEN
Lot (acres)The size of the land the home sits on, from county records.0.31
RoofThe main material covering the roof, such as asphalt shingle or tile.Asphalt
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(4)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(3)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Streiber Memorial SchoolB-
Elementary · Grades KG–5 · 0.6 mi
H
Chicopee Comprehensive High SchoolD+
High · Grades 9–12 · 1.5 mi
M
Dupont Middle SchoolC-
Middle · Grades 6–8 · 3.6 mi

District: Chicopee School District

Neighborhood · ZIP 01020These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.108
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.99
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.59

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.15%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.29,769
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.2,288 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$67,377
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$85,218
Average tempThe average temperature here across a full year.49°F
Annual precipHow much rain and melted snow falls here in a typical year.46 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.50%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Prospect St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 87% of homes in Chicopee 01020
  • Costs more per square foot than 91% of homes in Hampden County
  • Smaller than 97% of homes in Chicopee 01020
  • Has a bigger lot than 74% of homes in Chicopee 01020

What homes are worth in Chicopee 01020

Each bar is how many homes fall in that price range. The marker is this home.

This home
$185K$519K

This home is worth more than 13% of homes in Chicopee 01020.

How it measures up in Chicopee 01020

The dot is this home. The mark in the middle is the typical home in Chicopee 01020.

Estimated value$250,002
CheaperTypical $310,589Pricier

Pricier than 13% of homes nearby

Price per ft²$316
CheaperTypical $258Pricier

Pricier than 89% of homes nearby

Living area792 ft²
SmallerTypical 1,272 ft²Bigger

Bigger than 3% of homes nearby

Lot size0.31 ac
SmallerTypical 0.23 acBigger

Bigger than 74% of homes nearby

Year built1955
OlderTypical 1955Newer

Newer than 51% of homes nearby

How 432 Prospect St ranks against every home in each area.
MeasureThis homeChicopee 01020Hampden County
Estimated valuepricier than$250,00213% of homes14% of homes
Price per ft²pricier than$31689% of homes91% of homes
Living areabigger than792 ft²3% of homes4% of homes
Lot sizebigger than0.31 ac74% of homes51% of homes
Year builtnewer than195551% of homes49% of homes

About 432 Prospect St

How much is 432 Prospect St, Chicopee, MA worth?

The TopHap Estimate for 432 Prospect St, Chicopee, MA is $250,002 as of Aug 30, 2026. The likely range is $225,562 to $274,442. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Prospect St, Chicopee, MA last sell?

432 Prospect St, Chicopee, MA last sold on Jan 1, 1900, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 432 Prospect St, Chicopee, MA?

432 Prospect St, Chicopee, MA has 2 bedrooms, 1 bathrooms, 792 square feet of living space and a 0.31-acre lot.

When was 432 Prospect St, Chicopee, MA built?

432 Prospect St, Chicopee, MA was built in 1955, making it 71 years old. It is a ranch home. The building has 1 story.

What schools serve 432 Prospect St, Chicopee, MA?

432 Prospect St, Chicopee, MA is assigned to Streiber Memorial School (elementary), rated B-; Chicopee Comprehensive High School (high), rated D+; Dupont Middle School (middle), rated C-. All sit in Chicopee School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Prospect St, Chicopee, MA compare to other homes in Chicopee 01020?

Among the 8,937 homes in Chicopee 01020, it is worth more than 13% of them ($250,002 against a typical $310,589), its price per square foot is higher than 89% of them ($316 against a typical $258), it is bigger than 3% of them (792 ft² against a typical 1,272 ft²), its lot is bigger than 74% of them (0.31 ac against a typical 0.23 ac) and it is newer than 51% of them (1955 against a typical 1955). Measured against all of Hampden County, it is worth more than 14% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Prospect St, Chicopee, MA?

The 2025 property tax bill for 432 Prospect St, Chicopee, MA was $3,294. The county assessed it at $217,300.

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