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Single Family ResidenceResidential
$179,994$143 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 98How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $131,000 on Jul 8, 2021

432 RICE ST

IONIA, MI 48846
2
Beds
2
Baths
1,262 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.27 ac
Lot SizeThe size of the land the home sits on, from county records.
1920
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
6
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$180K
$176K low$184K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$131,000 · Jul 8, 2021
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$119,994
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$95,995
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.28%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$60,000
FIFTH THIRD MORTGAGE CORP · recorded Jan 6, 2010

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,302 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$80,300 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,700
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$64,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$73,700
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$160,600

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyIONIA
Lot (acres)The size of the land the home sits on, from county records.0.27
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.No Foundation
HeatingThe type of heating system in the home.Forced Air With Air Conditioning
CoolingThe type of cooling or air conditioning in the home.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Emerson SchoolB-
Elementary · Grades PK–5 · 0.2 mi
M
Ionia Middle SchoolC+
Middle · Grades 6–8 · 0.8 mi
H
Ionia High SchoolC-
High · Grades 9–12 · 2.3 mi

District: Ionia Public Schools

Neighborhood · ZIP 48846These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.105
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.87
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.23

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.93%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.8.4%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.12%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.20,877
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.189 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$65,099
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$76,017
Average tempThe average temperature here across a full year.47°F
Annual precipHow much rain and melted snow falls here in a typical year.35 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.46%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Rice St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 78% of homes in Ionia County
  • Costs less per square foot than 72% of homes in Ionia County
  • Smaller than 65% of homes in Ionia County
  • Has a smaller lot than 78% of homes in Ionia County
  • Older than 80% of homes in Ionia County

What homes are worth in Ionia 48846

Each bar is how many homes fall in that price range. The marker is this home.

This home
$69K$455K

This home is worth more than 34% of homes in Ionia 48846.

How it measures up in Ionia 48846

The dot is this home. The mark in the middle is the typical home in Ionia 48846.

Estimated value$179,994
CheaperTypical $207,750Pricier

Pricier than 34% of homes nearby

Price per ft²$143
CheaperTypical $151Pricier

Pricier than 42% of homes nearby

Living area1,262 ft²
SmallerTypical 1,432 ft²Bigger

Bigger than 37% of homes nearby

Lot size0.27 ac
SmallerTypical 0.63 acBigger

Bigger than 27% of homes nearby

Year built1920
OlderTypical 1968Newer

Newer than 25% of homes nearby

How 432 Rice St ranks against every home in each area.
MeasureThis homeIonia 48846Ionia County
Estimated valuepricier than$179,99434% of homes22% of homes
Price per ft²pricier than$14342% of homes28% of homes
Living areabigger than1,262 ft²37% of homes35% of homes
Lot sizebigger than0.27 ac27% of homes22% of homes
Year builtnewer than192025% of homes20% of homes

About 432 Rice St

How much is 432 Rice St, Ionia, MI worth?

The TopHap Estimate for 432 Rice St, Ionia, MI is $179,994 as of Jul 14, 2026. The likely range is $175,836 to $184,152. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Rice St, Ionia, MI last sell?

432 Rice St, Ionia, MI last sold on Jul 8, 2021 for $131,000, according to the county's recorded deed.

How big is 432 Rice St, Ionia, MI?

432 Rice St, Ionia, MI has 2 bedrooms, 2 bathrooms, 1,262 square feet of living space and a 0.27-acre lot.

When was 432 Rice St, Ionia, MI built?

432 Rice St, Ionia, MI was built in 1920, making it 106 years old. The building has 1 story.

What schools serve 432 Rice St, Ionia, MI?

432 Rice St, Ionia, MI is assigned to Emerson School (elementary), rated B-; Ionia Middle School (middle), rated C+; Ionia High School (high), rated C-. All sit in Ionia Public Schools. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Rice St, Ionia, MI compare to other homes in Ionia 48846?

Among the 5,213 homes in Ionia 48846, it is worth more than 34% of them ($179,994 against a typical $207,750), its price per square foot is higher than 42% of them ($143 against a typical $151), it is bigger than 37% of them (1,262 ft² against a typical 1,432 ft²), its lot is bigger than 27% of them (0.27 ac against a typical 0.63 ac) and it is newer than 25% of them (1920 against a typical 1968). Measured against all of Ionia County, it is worth more than 22% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Rice St, Ionia, MI?

The 2025 property tax bill for 432 Rice St, Ionia, MI was $2,302. The county assessed it at $80,300.

Closest homes

More homes in Ionia 48846

Assigned schools

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