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Single Family ResidenceResidential
$307,035$136 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 92How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $183,000 on Nov 27, 2019

432 RIDGE DR

GENESEO, IL 61254
4
Beds
1
Baths
2,262 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.42 ac
Lot SizeThe size of the land the home sits on, from county records.
1973
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
8
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$307K
$284K low$330K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$183,000 · Nov 27, 2019
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$118,579
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$94,863
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.63%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$188,456
LAKEVIEW LOAN SERVICING LLC · 2.99% 2 · recorded Feb 23, 2021

Tax & Assessment

Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$100,974 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$9,547
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$91,427
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$96,441
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$302,922

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
19
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
18
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
74
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
60
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.3 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.minimal

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyHENRY
Lot (acres)The size of the land the home sits on, from county records.0.42
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(2)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

H
Geneseo High SchoolA+
High · Grades 9–12 · 4.0 mi
M
Geneseo Middle SchoolB
Middle · Grades 6–8 · 4.1 mi
E
Northside Elementary SchoolA-
Elementary · Grades PK–5 · 4.3 mi

District: Geneseo Community Unit School District 228

Neighborhood · ZIP 61254These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.63
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.79
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.34

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.25%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.3.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.6%
PopulationHow many people live in this area.11,890
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.72 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$87,456
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$113,484
Average tempThe average temperature here across a full year.50°F
Annual precipHow much rain and melted snow falls here in a typical year.37 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.55%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Ridge Dr measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Henry County
  • Costs less per square foot than 76% of homes in Geneseo 61254
  • Bigger than 94% of homes in Henry County
  • Newer than 74% of homes in Henry County

What homes are worth in Geneseo 61254

Each bar is how many homes fall in that price range. The marker is this home.

This home
$87K$734K

This home is worth more than 67% of homes in Geneseo 61254.

How it measures up in Geneseo 61254

The dot is this home. The mark in the middle is the typical home in Geneseo 61254.

Estimated value$307,035
CheaperTypical $252,390Pricier

Pricier than 67% of homes nearby

Price per ft²$136
CheaperTypical $170Pricier

Pricier than 24% of homes nearby

Living area2,262 ft²
SmallerTypical 1,412 ft²Bigger

Bigger than 92% of homes nearby

Lot size0.42 ac
SmallerTypical 0.42 acBigger

Bigger than 49% of homes nearby

Year built1973
OlderTypical 1965Newer

Newer than 63% of homes nearby

How 432 Ridge Dr ranks against every home in each area.
MeasureThis homeGeneseo 61254Henry County
Estimated valuepricier than$307,03567% of homes82% of homes
Price per ft²pricier than$13624% of homes56% of homes
Living areabigger than2,262 ft²92% of homes94% of homes
Lot sizebigger than0.42 ac49% of homes58% of homes
Year builtnewer than197363% of homes74% of homes

About 432 Ridge Dr

How much is 432 Ridge Dr, Geneseo, IL worth?

The TopHap Estimate for 432 Ridge Dr, Geneseo, IL is $307,035 as of Jul 14, 2026. The likely range is $283,603 to $330,467. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Ridge Dr, Geneseo, IL last sell?

432 Ridge Dr, Geneseo, IL last sold on Nov 27, 2019 for $183,000, according to the county's recorded deed.

How big is 432 Ridge Dr, Geneseo, IL?

432 Ridge Dr, Geneseo, IL has 4 bedrooms, 1 bathrooms, 2,262 square feet of living space and a 0.42-acre lot.

When was 432 Ridge Dr, Geneseo, IL built?

432 Ridge Dr, Geneseo, IL was built in 1973, making it 53 years old. The building has 2 stories.

What schools serve 432 Ridge Dr, Geneseo, IL?

432 Ridge Dr, Geneseo, IL is assigned to Geneseo High School (high), rated A+; Geneseo Middle School (middle), rated B; Northside Elementary School (elementary), rated A-. All sit in Geneseo Community Unit School District 228. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Ridge Dr, Geneseo, IL compare to other homes in Geneseo 61254?

Among the 4,785 homes in Geneseo 61254, it is worth more than 67% of them ($307,035 against a typical $252,390), its price per square foot is higher than 24% of them ($136 against a typical $170), it is bigger than 92% of them (2,262 ft² against a typical 1,412 ft²), its lot is bigger than 49% of them (0.42 ac against a typical 0.42 ac) and it is newer than 63% of them (1973 against a typical 1965). Measured against all of Henry County, it is worth more than 82% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

Closest homes

More homes in Geneseo 61254

Assigned schools

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