Skip to content
Skip to content
TopHapOpen in map
Single Family ResidenceResidential
$459,670$241 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jun 23, 2026
Last sold for $103,100 on Apr 2, 1999

432 RIVER OAKS LN

RICHARDSON, TX 75081
3
Beds
2.5
Baths
1,908 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.12 ac
Lot SizeThe size of the land the home sits on, from county records.
1977
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$460K
$427K low$492K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$103,100 · Apr 2, 1999
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$336,670
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$269,336
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.27%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$88,000
INDYMAC BANK FSB · R · recorded Jun 4, 2004
2nd MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$35,000
COMPASS BANK

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$8,691 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$359,270 (2026)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$105,000
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$254,270
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$398,390
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$359,270

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyDALLAS
Lot (acres)The size of the land the home sits on, from county records.0.12
ConstructionThe main material the home's frame and walls are built from.Frame (Unspecified)
RoofThe main material covering the roof, such as asphalt shingle or tile.Composition Shingle
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Attached
PoolWhether the property has a pool, and what kind, such as in-ground.No

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Richland Elementary SchoolC
Elementary · Grades EE–6 · 0.5 mi
M
Liberty Junior High SchoolD-
Middle · Grades 7–8 · 1.4 mi
H
Berkner High SchoolC-
High · Grades 9–12 · 2.3 mi

District: Richardson Independent School District

Neighborhood · ZIP 75081These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.73
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.103
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.94%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.30%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.5%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.4%
PopulationHow many people live in this area.37,696
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.4,098 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$91,627
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$112,191
Average tempThe average temperature here across a full year.65°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.62%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Absentee owner
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 River Oaks Ln measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 82% of homes in Richland Park
  • Costs more per square foot than 98% of homes in Richland Park
  • Has a smaller lot than 94% of homes in Richardson 75081
  • Newer than 68% of homes in Richardson 75081

What homes are worth in Richardson 75081

Each bar is how many homes fall in that price range. The marker is this home.

This home
$229K$663K

This home is worth more than 79% of homes in Richardson 75081.

How it measures up in Richardson 75081

The dot is this home. The mark in the middle is the typical home in Richardson 75081.

Estimated value$459,670
CheaperTypical $405,693Pricier

Pricier than 79% of homes nearby

Price per ft²$241
CheaperTypical $205Pricier

Pricier than 87% of homes nearby

Living area1,908 ft²
SmallerTypical 1,997 ft²Bigger

Bigger than 42% of homes nearby

Lot size0.12 ac
SmallerTypical 0.21 acBigger

Bigger than 6% of homes nearby

Year built1977
OlderTypical 1975Newer

Newer than 68% of homes nearby

How 432 River Oaks Ln ranks against every home in each area.
MeasureThis homeRichland ParkRichardson 75081Dallas County
Estimated valuepricier than$459,67082% of homes79% of homes73% of homes
Price per ft²pricier than$24198% of homes87% of homes74% of homes
Living areabigger than1,908 ft²44% of homes42% of homes60% of homes
Lot sizebigger than0.12 ac10% of homes6% of homes9% of homes
Year builtnewer than197735% of homes68% of homes50% of homes

About 432 River Oaks Ln

How much is 432 River Oaks Ln, Richardson, TX worth?

The TopHap Estimate for 432 River Oaks Ln, Richardson, TX is $459,670 as of Jun 23, 2026. The likely range is $427,493 to $491,846. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 River Oaks Ln, Richardson, TX last sell?

432 River Oaks Ln, Richardson, TX last sold on Apr 2, 1999 for $103,100, according to the county's recorded deed.

How big is 432 River Oaks Ln, Richardson, TX?

432 River Oaks Ln, Richardson, TX has 3 bedrooms, 2.5 bathrooms, 1,908 square feet of living space and a 0.12-acre lot.

When was 432 River Oaks Ln, Richardson, TX built?

432 River Oaks Ln, Richardson, TX was built in 1977, making it 49 years old. The building has 1 story.

What schools serve 432 River Oaks Ln, Richardson, TX?

432 River Oaks Ln, Richardson, TX is assigned to Richland Elementary School (elementary), rated C; Liberty Junior High School (middle), rated D-; Berkner High School (high), rated C-. All sit in Richardson Independent School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 River Oaks Ln, Richardson, TX compare to other homes in Richardson 75081?

Among the 9,921 homes in Richardson 75081, it is worth more than 79% of them ($459,670 against a typical $405,693), its price per square foot is higher than 87% of them ($241 against a typical $205), it is bigger than 42% of them (1,908 ft² against a typical 1,997 ft²), its lot is bigger than 6% of them (0.12 ac against a typical 0.21 ac) and it is newer than 68% of them (1977 against a typical 1975). Measured against all of Dallas County, it is worth more than 73% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 River Oaks Ln, Richardson, TX?

The 2025 property tax bill for 432 River Oaks Ln, Richardson, TX was $8,691. The county assessed it at $359,270.

More homes on River Oaks Ln

Closest homes

More homes in Richardson 75081

Assigned schools

Explore the area

See this home in context

Open 432 River Oaks Ln on TopHap’s interactive map to compare it against every sale nearby, overlay school zones and flood risk, and run a CMA.

Open in map
A flyover of TopHap's photorealistic 3D map, with recorded sale prices pinned to homes
Search any address, city, zip, or county…3D$1.9M$6.25MOpen in map