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Single Family ResidenceResidential
$475,717$125 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 95How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Aug 30, 2026
Last sold for $319,900 on Sep 18, 2020

432 RUBENS CIR

MARTINSBURG, WV 25403
4
Beds
3 / 1
Baths
3,820 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.33 ac
Lot SizeThe size of the land the home sits on, from county records.
2006
Year BuiltThe year the home was originally built, according to county records.
2
StoriesHow many floors the home has above ground.
10
RoomsThe total room count in county records. Counties differ on which rooms they count, so compare it loosely.

Valuation

$476K
$452K low$499K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$319,900 · Sep 18, 2020

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$3,416 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$219,240 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$40,860
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$178,380
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$221,460
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$365,400

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.37
1
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
14
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
76
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
76
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
18
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Colonial
CountyBerkeley
Lot (acres)The size of the land the home sits on, from county records.0.33
HeatingThe type of heating system in the home.Central
CoolingThe type of cooling or air conditioning in the home.Central
PoolWhether the property has a pool, and what kind, such as in-ground.No

Transaction History(1)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Rosemont Elementary SchoolA-
Elementary · Grades PK–3 · 1.3 mi
M
Martinsburg South Middle SchoolC+
Middle · Grades 6–8 · 1.6 mi
H
Martinsburg High SchoolB
High · Grades 9–12 · 1.6 mi

District: Berkeley County School District

Neighborhood · ZIP 25403These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.89
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.80
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.46

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.96%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.21%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.8.7%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.1%
PopulationHow many people live in this area.17,825
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.472 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$83,055
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$102,277
Average tempThe average temperature here across a full year.53°F
Annual precipHow much rain and melted snow falls here in a typical year.40 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.40%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Rubens Cir measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 88% of homes in Berkeley County
  • Costs less per square foot than 94% of homes in Martinsburg 25403
  • Bigger than 96% of homes in Berkeley County
  • Newer than 68% of homes in Berkeley County

What homes are worth in Martinsburg 25403

Each bar is how many homes fall in that price range. The marker is this home.

This home
$232K$750K

This home is worth more than 74% of homes in Martinsburg 25403.

How it measures up in Martinsburg 25403

The dot is this home. The mark in the middle is the typical home in Martinsburg 25403.

Estimated value$475,717
CheaperTypical $377,613Pricier

Pricier than 74% of homes nearby

Price per ft²$125
CheaperTypical $176Pricier

Pricier than 6% of homes nearby

Living area3,820 ft²
SmallerTypical 2,084 ft²Bigger

Bigger than 90% of homes nearby

Lot size0.33 ac
SmallerTypical 0.47 acBigger

Bigger than 46% of homes nearby

Year built2006
OlderTypical 2005Newer

Newer than 57% of homes nearby

How 432 Rubens Cir ranks against every home in each area.
MeasureThis homeMartinsburg 25403Berkeley County
Estimated valuepricier than$475,71774% of homes88% of homes
Price per ft²pricier than$1256% of homes7% of homes
Living areabigger than3,820 ft²90% of homes96% of homes
Lot sizebigger than0.33 ac46% of homes48% of homes
Year builtnewer than200657% of homes68% of homes

About 432 Rubens Cir

How much is 432 Rubens Cir, Martinsburg, WV worth?

The TopHap Estimate for 432 Rubens Cir, Martinsburg, WV is $475,717 as of Aug 30, 2026. The likely range is $452,121 to $499,313. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Rubens Cir, Martinsburg, WV last sell?

432 Rubens Cir, Martinsburg, WV last sold on Sep 18, 2020 for $319,900, according to the county's recorded deed.

How big is 432 Rubens Cir, Martinsburg, WV?

432 Rubens Cir, Martinsburg, WV has 4 bedrooms, 3 bathrooms, 3,820 square feet of living space and a 0.33-acre lot.

When was 432 Rubens Cir, Martinsburg, WV built?

432 Rubens Cir, Martinsburg, WV was built in 2006, making it 20 years old. It is a colonial home. The building has 2 stories.

What schools serve 432 Rubens Cir, Martinsburg, WV?

432 Rubens Cir, Martinsburg, WV is assigned to Rosemont Elementary School (elementary), rated A-; Martinsburg South Middle School (middle), rated C+; Martinsburg High School (high), rated B. All sit in Berkeley County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Rubens Cir, Martinsburg, WV compare to other homes in Martinsburg 25403?

Among the 6,647 homes in Martinsburg 25403, it is worth more than 74% of them ($475,717 against a typical $377,613), its price per square foot is higher than 6% of them ($125 against a typical $176), it is bigger than 90% of them (3,820 ft² against a typical 2,084 ft²), its lot is bigger than 46% of them (0.33 ac against a typical 0.47 ac) and it is newer than 57% of them (2006 against a typical 2005). Measured against all of Berkeley County, it is worth more than 88% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Rubens Cir, Martinsburg, WV?

The 2025 property tax bill for 432 Rubens Cir, Martinsburg, WV was $3,416. The county assessed it at $219,240.

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