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Single Family ResidenceResidential
$132,275$90 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 85How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $127,500 on Aug 4, 2025

432 RUGGLES ST

FOND DU LAC, WI 54935
3
Beds
1
Baths
1,463 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
0.16 ac
Lot SizeThe size of the land the home sits on, from county records.
1908
Year BuiltThe year the home was originally built, according to county records.
2
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$132K
$112K low$153K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$127,500 · Aug 4, 2025
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$30,275
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$24,220
Loan-to-ValueHow much is still owed on the home compared to what it is worth. 80% means loans equal 80% of our estimate, so it shifts when the estimate does.77%
1st MortgageA loan still believed to be open on this home, in the order lenders get repaid. The first position is paid back before the second.$102,000
NATIONAL EXCHANGE BANK & TRUST · recorded Aug 4, 2025

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,435 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$151,900 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$15,300
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$136,600
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$87,900
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$158,479

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyFond du Lac
Lot (acres)The size of the land the home sits on, from county records.0.16
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Raised (Unspecified)
HeatingThe type of heating system in the home.None
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Deck · 196 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Evans Elementary SchoolA-
Elementary · Grades PK–5 · 0.5 mi
M
Sabish Middle SchoolB+
Middle · Grades 6–8 · 0.7 mi
H
Fond Du Lac High SchoolC
High · Grades 9–12 · 2.7 mi

District: Fond Du Lac School District

Neighborhood · ZIP 54935These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.112
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.78
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.22

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.95%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.13%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.11%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.41,617
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.1,747 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$61,663
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$73,827
Average tempThe average temperature here across a full year.46°F
Annual precipHow much rain and melted snow falls here in a typical year.31 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.54%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 Ruggles St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth less than 90% of homes in Fond du Lac County
  • Costs less per square foot than 91% of homes in Fond du Lac County
  • Has a smaller lot than 85% of homes in Fond du Lac County
  • Older than 82% of homes in Fond du Lac County

What homes are worth in Fond Du Lac 54935

Each bar is how many homes fall in that price range. The marker is this home.

This home
$88K$543K

This home is worth more than 12% of homes in Fond Du Lac 54935.

How it measures up in Fond Du Lac 54935

The dot is this home. The mark in the middle is the typical home in Fond Du Lac 54935.

Estimated value$132,275
CheaperTypical $212,607Pricier

Pricier than 12% of homes nearby

Price per ft²$90
CheaperTypical $160Pricier

Pricier than 10% of homes nearby

Living area1,463 ft²
SmallerTypical 1,400 ft²Bigger

Bigger than 56% of homes nearby

Lot size0.16 ac
SmallerTypical 0.19 acBigger

Bigger than 31% of homes nearby

Year built1908
OlderTypical 1951Newer

Newer than 19% of homes nearby

How 432 Ruggles St ranks against every home in each area.
MeasureThis homeFond Du Lac 54935Fond du Lac County
Estimated valuepricier than$132,27512% of homes10% of homes
Price per ft²pricier than$9010% of homes9% of homes
Living areabigger than1,463 ft²56% of homes52% of homes
Lot sizebigger than0.16 ac31% of homes15% of homes
Year builtnewer than190819% of homes18% of homes

About 432 Ruggles St

How much is 432 Ruggles St, Fond Du Lac, WI worth?

The TopHap Estimate for 432 Ruggles St, Fond Du Lac, WI is $132,275 as of Jul 14, 2026. The likely range is $111,839 to $152,711. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 Ruggles St, Fond Du Lac, WI last sell?

432 Ruggles St, Fond Du Lac, WI last sold on Aug 4, 2025 for $127,500, according to the county's recorded deed.

How big is 432 Ruggles St, Fond Du Lac, WI?

432 Ruggles St, Fond Du Lac, WI has 3 bedrooms, 1 bathrooms, 1,463 square feet of living space and a 0.16-acre lot.

When was 432 Ruggles St, Fond Du Lac, WI built?

432 Ruggles St, Fond Du Lac, WI was built in 1908, making it 118 years old.

What schools serve 432 Ruggles St, Fond Du Lac, WI?

432 Ruggles St, Fond Du Lac, WI is assigned to Evans Elementary School (elementary), rated A-; Sabish Middle School (middle), rated B+; Fond Du Lac High School (high), rated C. All sit in Fond Du Lac School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 Ruggles St, Fond Du Lac, WI compare to other homes in Fond Du Lac 54935?

Among the 13,798 homes in Fond Du Lac 54935, it is worth more than 12% of them ($132,275 against a typical $212,607), its price per square foot is higher than 10% of them ($90 against a typical $160), it is bigger than 56% of them (1,463 ft² against a typical 1,400 ft²), its lot is bigger than 31% of them (0.16 ac against a typical 0.19 ac) and it is newer than 19% of them (1908 against a typical 1951). Measured against all of Fond du Lac County, it is worth more than 10% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 Ruggles St, Fond Du Lac, WI?

The 2025 property tax bill for 432 Ruggles St, Fond Du Lac, WI was $2,435. The county assessed it at $151,900.

Closest homes

More homes in Fond Du Lac 54935

Assigned schools

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