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Single Family ResidenceResidential
$275,420$114 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 93How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Sep 24, 2026
Last sold for $128,900 on Jun 13, 2018

432 S FRANCIS ST

INTERLACHEN, FL 32148
4
Beds
2
Baths
2,414 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.95 ac
Lot SizeThe size of the land the home sits on, from county records.
1959
Year BuiltThe year the home was originally built, according to county records.

Valuation

$275K
$256K low$295K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$128,900 · Jun 13, 2018

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$1,065 (2025)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$213,170 (2025)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,600
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$199,570
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$216,110
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$213,170

Climate Risk

Overall riskThe average of the five hazard scores below, on a 0 to 100 scale. Higher means greater projected risk over the coming decades.59
64
FloodProjected flooding risk from rivers, heavy rain, and storm surge, scored 0 to 100. Higher is riskier.
38
WildfireProjected wildfire risk, scored 0 to 100, based on how much land burns in a typical year. Higher is riskier.
99
HeatProjected heat risk, scored 0 to 100, based on how many extremely hot days a year are expected. Higher is riskier.
81
StormProjected risk from heavy rainstorms, scored 0 to 100, based on how often extreme rainfall is expected. Higher is riskier.
17
DroughtProjected water shortage risk, scored 0 to 100. Higher means more strain on the local water supply.
Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.31 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%
FEMA Flood ZoneFEMA's flood zone for this address. Zones starting with A or V are high risk, and lenders usually require flood insurance there.1 percent flood zone

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
CountyPUTNAM
Effective Year BuiltAn adjusted build year that accounts for condition and major remodels. A big renovation can make a home count as newer than it is.1999
Lot (acres)The size of the land the home sits on, from county records.2.95
HeatingThe type of heating system in the home.Yes
FireplaceWhether the home has a fireplace, and what kind.Yes
GarageWhether the property has a garage, and details like whether it is attached to the home.Carport (Unspecified)
PoolWhether the property has a pool, and what kind, such as in-ground.Yes
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 1,908 ft²

Transaction History(8)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(2)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Robert H Jenkins Jr. Elementary schoolD+
Elementary · Grades PK–6 · 0.8 mi
M
Interlachen Jr/Sr High SchoolD+
Middle · Grades 7–12 · 1.0 mi

District: Putnam County School District

Neighborhood · ZIP 32148These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.113
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.97
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.28

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.85%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.19%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.1.0%
PopulationHow many people live in this area.10,429
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.111 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$45,367
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$58,707
Average tempThe average temperature here across a full year.70°F
Annual precipHow much rain and melted snow falls here in a typical year.52 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.66%

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Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 S Francis St measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Worth more than 80% of homes in Interlachen 32148
  • Costs less per square foot than 65% of homes in Putnam County
  • Bigger than 96% of homes in Interlachen 32148
  • Has a bigger lot than 91% of homes in Interlachen 32148
  • Older than 96% of homes in Interlachen 32148

What homes are worth in Interlachen 32148

Each bar is how many homes fall in that price range. The marker is this home.

This home
$20K$533K

This home is worth more than 80% of homes in Interlachen 32148.

How it measures up in Interlachen 32148

The dot is this home. The mark in the middle is the typical home in Interlachen 32148.

Estimated value$275,420
CheaperTypical $157,597Pricier

Pricier than 80% of homes nearby

Price per ft²$114
CheaperTypical $117Pricier

Pricier than 48% of homes nearby

Living area2,414 ft²
SmallerTypical 1,152 ft²Bigger

Bigger than 96% of homes nearby

Lot size2.95 ac
SmallerTypical 0.45 acBigger

Bigger than 91% of homes nearby

Year built1959
OlderTypical 1986Newer

Newer than 4% of homes nearby

How 432 S Francis St ranks against every home in each area.
MeasureThis homeInterlachen 32148Putnam County
Estimated valuepricier than$275,42080% of homes65% of homes
Price per ft²pricier than$11448% of homes35% of homes
Living areabigger than2,414 ft²96% of homes90% of homes
Lot sizebigger than2.95 ac91% of homes85% of homes
Year builtnewer than19594% of homes14% of homes

About 432 S Francis St

How much is 432 S Francis St, Interlachen, FL worth?

The TopHap Estimate for 432 S Francis St, Interlachen, FL is $275,420 as of Sep 24, 2026. The likely range is $255,912 to $294,928. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 S Francis St, Interlachen, FL last sell?

432 S Francis St, Interlachen, FL last sold on Jun 13, 2018 for $128,900, according to the county's recorded deed. TopHap holds 4 recorded sales for this parcel.

How big is 432 S Francis St, Interlachen, FL?

432 S Francis St, Interlachen, FL has 4 bedrooms, 2 bathrooms, 2,414 square feet of living space and a 2.95-acre lot.

When was 432 S Francis St, Interlachen, FL built?

432 S Francis St, Interlachen, FL was built in 1959, making it 67 years old.

What schools serve 432 S Francis St, Interlachen, FL?

432 S Francis St, Interlachen, FL is assigned to Robert H Jenkins Jr. Elementary school (elementary), rated D+; Interlachen Jr/Sr High School (middle), rated D+. All sit in Putnam County School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 S Francis St, Interlachen, FL compare to other homes in Interlachen 32148?

Among the 6,112 homes in Interlachen 32148, it is worth more than 80% of them ($275,420 against a typical $157,597), its price per square foot is higher than 48% of them ($114 against a typical $117), it is bigger than 96% of them (2,414 ft² against a typical 1,152 ft²), its lot is bigger than 91% of them (2.95 ac against a typical 0.45 ac) and it is newer than 4% of them (1959 against a typical 1986). Measured against all of Putnam County, it is worth more than 65% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 S Francis St, Interlachen, FL?

The 2025 property tax bill for 432 S Francis St, Interlachen, FL was $1,065. The county assessed it at $213,170.

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