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Single Family ResidenceResidential
$128,580$115 / ft²
TopHap EstimateOur estimate of what this home would sell for today, based on nearby sales, the home's size and features, and local price trends. It is a starting point, not an appraisal.· confidence 63How well the pricing models agreed with each other on this home. Higher means the estimate rests on stronger, more consistent data.· as of Jul 14, 2026
Last sold for $42,500 on Apr 13, 2016

432 S RIVER RD

SAINT REGIS FALLS, NY 12980
2
Beds
1
Baths
1,120 ft²
Living AreaTotal finished area of the structures, from county records. Some counties include shared space like hallways or a building gym, so it may not match a listing.
2.61 ac
Lot SizeThe size of the land the home sits on, from county records.
1960
Year BuiltThe year the home was originally built, according to county records.
1
StoriesHow many floors the home has above ground.
3
ParkingThe number of parking spaces on the property, including the garage.

Valuation

$129K
$81K low$176K high
Last SaleThe most recent sale price and date from the recorded deed. Transfers between family members or companies may not reflect market value.$42,500 · Apr 13, 2016
Est. Owner EquityRoughly how much of the home's value the owner would keep after paying off known loans. It is our estimate minus the loans still owed.$128,580
Est. Lendable EquityThe part of the owner's equity a lender would typically let them borrow against — about 80% of their equity.$102,864

Tax & Assessment

Property TaxThe property tax billed for this tax year. It usually pays for schools, roads, and local services.$2,775 (2024)
Assessed ValueThe value the county assigns to this home to calculate property tax. It is often lower than what the home would sell for.$74,800 (2024)
Assessed LandThe share of the county's assessed value that comes from the land itself, not the buildings.$13,800
Assessed ImprovementsThe share of the county's assessed value that comes from the buildings and other structures on the land.$61,000
Previous AssessedThe county's assessed value from the year before, useful for seeing how the assessment changed.$74,800
Assessor Market ValueThe county assessor's own opinion of market value. It is separate from our estimate and updates on the county's schedule.$113,333

Climate Risk

Projected Flood DepthHow deep a serious flood is expected to get here at some point in the next 30 years. Shown in inches.197 in
30-Year Flood ChanceThe chance of at least one serious flood here in the next 30 years, not in any single year.30%

Scores 0–100; higher = greater projected risk.

Property Facts

Property TypeThe broad category the county puts this property in, such as residential or commercial.Single Family Residence
StyleThe architectural style of the home, such as ranch or colonial.Cottage
CountyFranklin
Lot (acres)The size of the land the home sits on, from county records.2.61
FoundationWhat the home is built on, such as a concrete slab, a crawl space, or a basement.Mat/Raft Foundation (Slab)
HeatingThe type of heating system in the home.Forced Air
GarageWhether the property has a garage, and details like whether it is attached to the home.Garage, Detached
PoolWhether the property has a pool, and what kind, such as in-ground.No
FeaturesExtra features found in county records. Records are not complete everywhere, so a missing feature does not always mean the home lacks it.Porch · 324 ft²

Transaction History(3)

Sales and refinances filed with the county for this home. Not every transfer is a normal sale, so check the type before comparing prices.

Foreclosure Filings(1)

Assigned SchoolsThe public schools this address is zoned for. Boundaries change, so confirm with the district before you count on it.

E
Saint Regis Falls Central SchoolD-
Elementary · Grades PK–12 · 2.0 mi

District: Saint Regis Falls Central School District

Neighborhood · ZIP 12980These are comparison scores, not percentages. 100 equals the national average, so 150 means about 50% above average.

CrimeLocal crime compared with the rest of the country, where 100 is average. It reflects things like population density, income, and how crime gets reported.167
Air pollutionOverall air pollution compared with the rest of the country, where 100 is average. Lower is cleaner.83
EarthquakeEarthquake risk and likely building damage compared with the rest of the country, where 100 is average. Scores can run far above 100.166

Index scale: 100 = US average (tick). Lower is better.

Homes occupiedThe share of homes here that someone lives in. The rest sit empty, including vacation and for-sale homes.46%
Bachelor's or higherThe share of adults 25 and older whose highest degree is a bachelor's degree.12%
Poverty rateThe share of people whose household income falls below the federal poverty line, which varies by family size.13%
UnemploymentThe share of men 16 and older who are out of work and actively looking. Only men are counted in this figure.0.9%
PopulationHow many people live in this area.1,143
DensityPeople per square mile. Higher numbers mean a more crowded, urban area.5 / mi²
Median incomeThe middle household income here — half of households earn more, half earn less.$62,950
Average incomeThe average household income. It runs higher than the median when a few high earners pull it up.$93,408
Average tempThe average temperature here across a full year.41°F
Annual precipHow much rain and melted snow falls here in a typical year.43 in
SunshineThe share of daylight hours that get direct sun in a typical year, counting cloud cover.52%

Ownership

OccupancyWhether the owner appears to live here or somewhere else. It is inferred from the mailing address on record.Owner occupied
Company ownedWhether the owner is a company or trust rather than a person.No

Data by ATTOM. Valuations are automated estimates, not appraisals. Photos from Google Street View and may not depict the current property state.

How this home compares

432 S River Rd measured against every home in its neighborhood, its ZIP code and its county, using county assessor records refreshed nightly. A home can stand out in one of those areas and look ordinary in another, because each one holds a different mix of homes.

  • Costs more per square foot than 70% of homes in Saint Regis Falls 12980
  • Smaller than 66% of homes in Franklin County
  • Has a bigger lot than 68% of homes in Franklin County

What homes are worth in Saint Regis Falls 12980

Each bar is how many homes fall in that price range. The marker is this home.

This home
$26K$380K

This home is worth more than 63% of homes in Saint Regis Falls 12980.

How it measures up in Saint Regis Falls 12980

The dot is this home. The mark in the middle is the typical home in Saint Regis Falls 12980.

Estimated value$128,580
CheaperTypical $95,635Pricier

Pricier than 63% of homes nearby

Price per ft²$115
CheaperTypical $71Pricier

Pricier than 70% of homes nearby

Living area1,120 ft²
SmallerTypical 984 ft²Bigger

Bigger than 59% of homes nearby

Lot size2.61 ac
SmallerTypical 1 acBigger

Bigger than 67% of homes nearby

Year built1960
OlderTypical 1960Newer

Newer than 52% of homes nearby

How 432 S River Rd ranks against every home in each area.
MeasureThis homeSaint Regis Falls 12980Franklin County
Estimated valuepricier than$128,58063% of homes44% of homes
Price per ft²pricier than$11570% of homes60% of homes
Living areabigger than1,120 ft²59% of homes34% of homes
Lot sizebigger than2.61 ac67% of homes68% of homes
Year builtnewer than196052% of homes51% of homes

About 432 S River Rd

How much is 432 S River Rd, Saint Regis Falls, NY worth?

The TopHap Estimate for 432 S River Rd, Saint Regis Falls, NY is $128,580 as of Jul 14, 2026. The likely range is $81,494 to $175,666. The estimate is modelled from recorded sales, assessments and the property's own characteristics — it is not an appraisal.

When did 432 S River Rd, Saint Regis Falls, NY last sell?

432 S River Rd, Saint Regis Falls, NY last sold on Apr 13, 2016 for $42,500, according to the county's recorded deed. TopHap holds 2 recorded sales for this parcel.

How big is 432 S River Rd, Saint Regis Falls, NY?

432 S River Rd, Saint Regis Falls, NY has 2 bedrooms, 1 bathrooms, 1,120 square feet of living space and a 2.61-acre lot.

When was 432 S River Rd, Saint Regis Falls, NY built?

432 S River Rd, Saint Regis Falls, NY was built in 1960, making it 66 years old. It is a cottage home. The building has 1 story.

What schools serve 432 S River Rd, Saint Regis Falls, NY?

432 S River Rd, Saint Regis Falls, NY is assigned to Saint Regis Falls Central School (elementary), rated D-. All sit in Saint Regis Falls Central School District. Attendance boundaries change — confirm with the district before relying on an assignment.

How does 432 S River Rd, Saint Regis Falls, NY compare to other homes in Saint Regis Falls 12980?

Among the 1,187 homes in Saint Regis Falls 12980, it is worth more than 63% of them ($128,580 against a typical $95,635), its price per square foot is higher than 70% of them ($115 against a typical $71), it is bigger than 59% of them (1,120 ft² against a typical 984 ft²), its lot is bigger than 67% of them (2.61 ac against a typical 1 ac) and it is newer than 52% of them (1960 against a typical 1960). Measured against all of Franklin County, it is worth more than 44% of homes there. These shares are recounted nightly from the full county assessor record for each area, not from active listings.

What are the property taxes on 432 S River Rd, Saint Regis Falls, NY?

The 2024 property tax bill for 432 S River Rd, Saint Regis Falls, NY was $2,775. The county assessed it at $74,800.

Closest homes

More homes in Saint Regis Falls 12980

Assigned schools

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